Greene County Bancorp (GCBC) Stock Price, News & Analysis

Company Overview

Greene County Bancorp, Inc. is the bank holding company for Greene County Community Bank, a full-service commercial bank based in Waynesburg, Pennsylvania. The company traces its roots to the early 20th century and has cultivated a reputation for community-focused banking in Greene County and the surrounding region of southwestern Pennsylvania.

Through its subsidiary, the company offers a broad range of financial products and services, including personal and business deposit accounts, residential and commercial real estate loans, consumer installment loans, and agricultural financing. Greene County Community Bank also provides treasury management, online and mobile banking platforms, and merchant card services designed to meet the needs of individuals, small businesses, and local agricultural enterprises.

Headquartered in Waynesburg, Greene County Bancorp emphasizes local decision-making and personalized customer relationships. The company’s governance structure and leadership team maintain an objective of supporting economic growth in its service area by partnering with municipal, nonprofit and small-business clients to foster community development and financial inclusion.

Key Stats

• Today's Range: $34.17 to $34.85
• 50-Day Range: $25.56 to $34.90
• 52-Week Range: $21.25 to $36.02
• Volume: 26,931 shs
• Average Volume: 35,565 shs
• Market Capitalization: $602.44 million
• P/E Ratio: 14.68
• Dividend Yield: 1.13%
• Price Target: N/A
• Consensus Rating: Hold

Greene County Bancorp Stock Analysis - MarketRank™

Greene County Bancorp scored higher than 41% of companies evaluated by MarketBeat, and ranked 741st out of 858 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Greene County Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Greene County Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Greene County Bancorp is 14.50, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.61.

Price to Earnings Ratio vs. Sector

The P/E ratio of Greene County Bancorp is 14.50, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.19.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.97% of the float of Greene County Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Greene County Bancorp has a short interest ratio ("days to cover") of 5.83.

Change versus previous month

Short interest in Greene County Bancorp has recently increased by 9.51%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Greene County Bancorp pays a meaningful dividend of 1.17%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Greene County Bancorp has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Greene County Bancorp is 16.60%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: N/A

News Sentiment

Greene County Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.80 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Greene County Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Greene County Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $287,700.00 in company stock.

Percentage Held by Insiders

59.20% of the stock of Greene County Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

13.39% of the stock of Greene County Bancorp is held by institutions.

Company Calendar

• Record date for 5/29 Dividend: 5/15/2026
• Ex-Dividend for 5/29 Dividend: 5/15/2026
• Dividend Payable: 5/29/2026
• Last Earnings: 7/23/2026
• Today: 8/12/2026
• Record date for 8/31 Dividend: 8/14/2026
• Ex-Dividend for 8/31 Dividend: 8/14/2026
• Dividend Payable: 8/31/2026
• Next Earnings (Estimated): 10/20/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:GCBC
• CIK: 1070524
• Web: www.thebankofgreenecounty.com
• Phone: (518) 943-2600
• Fax: 518-943-4431
• Employees: 210
• Year Founded: 1889

Profitability

• EPS (Trailing Twelve Months): $2.41
• Trailing P/E Ratio: 14.45
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $41.02 million
• Net Margins: 28.14%
• Pretax Margin: 31.36%
• Return on Equity: 15.90%
• Return on Assets: 1.31%

Debt

• Debt-to-Equity Ratio: 0.02
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $145.79 million
• Price / Sales: 4.07
• Cash Flow: $1.58 per share
• Price / Cash Flow: 21.99
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 17,030,000
• Free Float: 6,947,000
• Market Cap: $593.15 million
• Optionable: Not Optionable
• Beta: 0.39