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NYSE:HMN

Horace Mann Educators (HMN) Stock Price, News & Analysis

Horace Mann Educators logo
$51.41 +0.39 (+0.76%)
As of 03:58 PM Eastern

About Horace Mann Educators Stock (NYSE:HMN)

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Key Stats

Today's Range
$50.96
$51.90
50-Day Range
$48.73
$54.16
52-Week Range
$41.29
$55.56
Volume
184,052 shs
Average Volume
246,002 shs
Market Capitalization
$2.08 billion
P/E Ratio
12.01
Dividend Yield
2.80%
Price Target
$59.00
Consensus Rating
Strong Buy

Company Overview

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers. These product lines are supported by the company’s in-house underwriting and claims management capabilities, ensuring responsive service and tailored solutions. Educational seminars and online tools further reinforce its commitment to the professional development and well-being of its policyholders.

Operating primarily in the U.S., Horace Mann maintains relationships with thousands of school districts through a specialized sales force embedded in local communities. This localized distribution model enables the company to align product design and risk assessment with the regional requirements of public education institutions. Led by President and Chief Executive Officer Steven C. Kerber, Horace Mann continues to build on its long-standing mission to serve the financial needs of those shaping tomorrow’s leaders.

AI Generated. May Contain Errors.

Horace Mann Educators Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
70th Percentile Overall Score

HMN MarketRank™: 

Horace Mann Educators scored higher than 70% of companies evaluated by MarketBeat, and ranked 426th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Earnings Growth

    Earnings for Horace Mann Educators are expected to grow by 9.83% in the coming year, from $4.78 to $5.25 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Horace Mann Educators is 12.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.20.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Horace Mann Educators is 12.01, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.70.

  • Price to Book Value per Share Ratio

    Horace Mann Educators has a P/B Ratio of 1.39. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Horace Mann Educators' valuation and earnings.
  • Percentage of Shares Shorted

    2.69% of the float of Horace Mann Educators has been sold short.
  • Short Interest Ratio / Days to Cover

    Horace Mann Educators has a short interest ratio ("days to cover") of 4.02.
  • Change versus previous month

    Short interest in Horace Mann Educators has recently increased by 11.14%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Horace Mann Educators pays a meaningful dividend of 2.82%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Horace Mann Educators has been increasing its dividend for 17 years.

  • Dividend Coverage

    The dividend payout ratio of Horace Mann Educators is 33.64%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Horace Mann Educators will have a dividend payout ratio of 27.43% next year. This indicates that Horace Mann Educators will be able to sustain or increase its dividend.

  • Read more about Horace Mann Educators' dividend.
  • News Sentiment

    Horace Mann Educators has a news sentiment score of 1.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Horace Mann Educators this week, compared to 3 articles on an average week.
  • MarketBeat Follows

    Only 1 people have added Horace Mann Educators to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Horace Mann Educators insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,131,750.00 in company stock.

  • Percentage Held by Insiders

    3.60% of the stock of Horace Mann Educators is held by insiders.

  • Percentage Held by Institutions

    99.28% of the stock of Horace Mann Educators is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Horace Mann Educators' insider trading history.
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HMN Stock News Headlines

What is DOWLING & PARTN's Estimate for HMN FY2027 Earnings?
A $382 trillion migration and the position no one is talking about
Trump just signed a law requiring America's entire $382 trillion financial system to migrate to a new money network by April 2027. BlackRock CEO Larry Fink already calls it 'the next major evolution in market infrastructure.' Our research has identified one small, overlooked position at the center of this policy-driven shift - already drawing quiet institutional buying from BNY Mellon, State Street, and JPMorgan. It currently trades for pennies relative to where institutional demand could push it. The Q3 2026 compliance deadline may be the last window before prices move.tc pixel
See More Headlines

HMN Stock Analysis - Frequently Asked Questions

Horace Mann Educators' stock was trading at $46.15 at the beginning of 2026. Since then, HMN shares have increased by 11.4% and is now trading at $51.41.

Horace Mann Educators Corporation (NYSE:HMN) issued its quarterly earnings results on Wednesday, August, 5th. The insurance provider reported $1.17 earnings per share for the quarter, beating the consensus estimate of $0.79 by $0.38. Horace Mann Educators's revenue for the quarter was up 7.7% compared to the same quarter last year.
Read the conference call transcript
.

Horace Mann Educators' Board of Directors authorized a share repurchase plan on Tuesday, May 13th 2025, which authorizes the company to buy back $50,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 3% of its stock through open market purchases. Stock buyback plans are often a sign that the company's management believes its stock is undervalued.

Horace Mann Educators' top institutional shareholders include BlackRock Inc. (14.58%), California State Teachers Retirement System (6.00%), Wasatch Advisors LP (3.47%) and Bank of America Corp DE (1.40%). Insiders that own company stock include Marita Zuraitis, Bret A Conklin, Henry Wade Reece, Victor Fetter, Donald M Carley, Kimberly A Johnson, Mark R Desrochers and Beverley J Mcclure.
View institutional ownership trends
.

Shares of HMN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Horace Mann Educators investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), Arista Networks (ANET) and ServiceNow (NOW).

Company Calendar

Record date for 6/30 Dividend
6/15/2026
Ex-Dividend for 6/30 Dividend
6/15/2026
Dividend Payable
6/30/2026
Last Earnings
8/05/2026
Today
8/26/2026
Next Earnings (Estimated)
11/03/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Insurance
Sub-Industry
Multi-line Insurance
Current Symbol
NYSE:HMN
CIK
850141
Employees
1,800
Year Founded
1945

Price Target and Rating

High Price Target
$59.00
Low Price Target
$59.00
Potential Upside/Downside
+14.8%
Consensus Rating
Strong Buy
Rating Score (0-4)
4.00
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$4.28
Trailing P/E Ratio
12.01
Forward P/E Ratio
10.76
P/E Growth
N/A
Net Income
$162.10 million
Net Margins
10.15%
Pretax Margin
12.39%
Return on Equity
14.08%
Return on Assets
1.35%

Debt

Debt-to-Equity Ratio
0.40
Current Ratio
0.08
Quick Ratio
0.08

Sales & Book Value

Annual Sales
$1.70 billion
Price / Sales
1.22
Cash Flow
$5.52 per share
Price / Cash Flow
9.31
Book Value
$37.11 per share
Price / Book
1.39

Miscellaneous

Outstanding Shares
40,500,000
Free Float
39,043,000
Market Cap
$2.08 billion
Optionable
Optionable
Beta
0.08

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This page (NYSE:HMN) was last updated on 8/26/2026 by MarketBeat.com Staff.
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