NYSE:HMN Horace Mann Educators (HMN) Stock Price, News & Analysis $51.41 +0.39 (+0.76%) As of 03:58 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Horace Mann Educators Stock (NYSE:HMN) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Horace Mann Educators alerts:Sign Up Key Stats Today's Range$50.96▼$51.9050-Day Range$48.73▼$54.1652-Week Range$41.29▼$55.56Volume184,052 shsAverage Volume246,002 shsMarket Capitalization$2.08 billionP/E Ratio12.01Dividend Yield2.80%Price Target$59.00Consensus RatingStrong Buy Company Overview Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market. In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers. These product lines are supported by the company’s in-house underwriting and claims management capabilities, ensuring responsive service and tailored solutions. Educational seminars and online tools further reinforce its commitment to the professional development and well-being of its policyholders. Operating primarily in the U.S., Horace Mann maintains relationships with thousands of school districts through a specialized sales force embedded in local communities. This localized distribution model enables the company to align product design and risk assessment with the regional requirements of public education institutions. Led by President and Chief Executive Officer Steven C. Kerber, Horace Mann continues to build on its long-standing mission to serve the financial needs of those shaping tomorrow’s leaders.AI Generated. May Contain Errors. Read More Horace Mann Educators Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks70th Percentile Overall ScoreHMN MarketRank™: Horace Mann Educators scored higher than 70% of companies evaluated by MarketBeat, and ranked 426th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.8 / 5Analyst RatingStrong Buy Upside PotentialHorace Mann Educators has a consensus price target of $59.00, representing about 14.8% upside from its current price of $51.41.Amount of Analyst CoverageHorace Mann Educators has only been the subject of 3 research reports in the past 90 days.Read more about Horace Mann Educators' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth9.83% Earnings GrowthEarnings for Horace Mann Educators are expected to grow by 9.83% in the coming year, from $4.78 to $5.25 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Horace Mann Educators is 12.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.20.Price to Earnings Ratio vs. SectorThe P/E ratio of Horace Mann Educators is 12.01, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.70.Price to Book Value per Share RatioHorace Mann Educators has a P/B Ratio of 1.39. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Horace Mann Educators' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted2.69% of the float of Horace Mann Educators has been sold short.Short Interest Ratio / Days to CoverHorace Mann Educators has a short interest ratio ("days to cover") of 4.02.Change versus previous monthShort interest in Horace Mann Educators has recently increased by 11.14%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldHorace Mann Educators pays a meaningful dividend of 2.82%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthHorace Mann Educators has been increasing its dividend for 17 years.Dividend CoverageThe dividend payout ratio of Horace Mann Educators is 33.64%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Horace Mann Educators will have a dividend payout ratio of 27.43% next year. This indicates that Horace Mann Educators will be able to sustain or increase its dividend.Read more about Horace Mann Educators' dividend. News and Social Media3.4 / 5News Sentiment1.38 News SentimentHorace Mann Educators has a news sentiment score of 1.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Horace Mann Educators this week, compared to 3 articles on an average week.MarketBeat FollowsOnly 1 people have added Horace Mann Educators to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Horace Mann Educators insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,131,750.00 in company stock.Percentage Held by Insiders3.60% of the stock of Horace Mann Educators is held by insiders.Percentage Held by Institutions99.28% of the stock of Horace Mann Educators is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Horace Mann Educators' insider trading history. Receive HMN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Horace Mann Educators and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. HMN Stock News HeadlinesWhat is DOWLING & PARTN's Estimate for HMN FY2027 Earnings?August 20, 2026 | americanbankingnews.comHorace Mann Educators: Raised Guidance Implies Further UpsideAugust 17, 2026 | seekingalpha.comA $382 trillion migration and the position no one is talking aboutTrump just signed a law requiring America's entire $382 trillion financial system to migrate to a new money network by April 2027. BlackRock CEO Larry Fink already calls it 'the next major evolution in market infrastructure.' Our research has identified one small, overlooked position at the center of this policy-driven shift - already drawing quiet institutional buying from BNY Mellon, State Street, and JPMorgan. It currently trades for pennies relative to where institutional demand could push it. The Q3 2026 compliance deadline may be the last window before prices move.August 26 at 1:00 AM | Awesomely (Ad)Q2 Life Insurance Earnings: Horace Mann Educators (NYSE:HMN) ImpressesAugust 13, 2026 | msn.comHorace Mann Educators Corporation 2026 Q2 - Results - Earnings Call PresentationAugust 6, 2026 | seekingalpha.comHorace Mann Educators Corporation (HMN) Q2 2026 Earnings Call TranscriptAugust 6, 2026 | seekingalpha.comHorace Mann Educators’s (NYSE:HMN) Q2 CY2026 Earnings Results: Revenue In Line With ExpectationsAugust 6, 2026 | msn.comHorace Mann Educators (HMN) Q2 earnings: What to expectAugust 3, 2026 | msn.comSee More Headlines HMN Stock Analysis - Frequently Asked Questions How have HMN shares performed this year? Horace Mann Educators' stock was trading at $46.15 at the beginning of 2026. Since then, HMN shares have increased by 11.4% and is now trading at $51.41. How were Horace Mann Educators' earnings last quarter? Horace Mann Educators Corporation (NYSE:HMN) issued its quarterly earnings results on Wednesday, August, 5th. The insurance provider reported $1.17 earnings per share for the quarter, beating the consensus estimate of $0.79 by $0.38. Horace Mann Educators's revenue for the quarter was up 7.7% compared to the same quarter last year. Read the conference call transcript. Is Horace Mann Educators doing a stock buyback? Horace Mann Educators' Board of Directors authorized a share repurchase plan on Tuesday, May 13th 2025, which authorizes the company to buy back $50,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 3% of its stock through open market purchases. Stock buyback plans are often a sign that the company's management believes its stock is undervalued. Who are Horace Mann Educators' major shareholders? Horace Mann Educators' top institutional shareholders include BlackRock Inc. (14.58%), California State Teachers Retirement System (6.00%), Wasatch Advisors LP (3.47%) and Bank of America Corp DE (1.40%). Insiders that own company stock include Marita Zuraitis, Bret A Conklin, Henry Wade Reece, Victor Fetter, Donald M Carley, Kimberly A Johnson, Mark R Desrochers and Beverley J Mcclure. View institutional ownership trends. How do I buy shares of Horace Mann Educators? Shares of HMN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Horace Mann Educators own? Based on aggregate information from My MarketBeat watchlists, some other companies that Horace Mann Educators investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), Arista Networks (ANET) and ServiceNow (NOW). Company Calendar Record date for 6/30 Dividend6/15/2026Ex-Dividend for 6/30 Dividend6/15/2026Dividend Payable6/30/2026Last Earnings8/05/2026Today8/26/2026Next Earnings (Estimated)11/03/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (19m+) 1-Year History Aug 25 Nov 25 Feb 26 May 26 Aug 26 HMN's financial health is in the Green zone, according to TradeSmith. HMN has been in this zone for over 19 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Insurance Sub-IndustryMulti-line Insurance Current SymbolNYSE:HMN CIK850141 Webwww.horacemann.com Phone(217) 789-2500Fax217-535-7109Employees1,800Year Founded1945Price Target and Rating Average Price Target for Horace Mann Educators$59.00 High Price Target$59.00 Low Price Target$59.00 Potential Upside/Downside+14.8%Consensus RatingStrong Buy Rating Score (0-4)4.00 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$4.28 Trailing P/E Ratio12.01 Forward P/E Ratio10.76 P/E GrowthN/ANet Income$162.10 million Net Margins10.15% Pretax Margin12.39% Return on Equity14.08% Return on Assets1.35% Debt Debt-to-Equity Ratio0.40 Current Ratio0.08 Quick Ratio0.08 Sales & Book Value Annual Sales$1.70 billion Price / Sales1.22 Cash Flow$5.52 per share Price / Cash Flow9.31 Book Value$37.11 per share Price / Book1.39Miscellaneous Outstanding Shares40,500,000Free Float39,043,000Market Cap$2.08 billion OptionableOptionable Beta0.08 Social Links (Almost) Everything You Need To Know About The EV MarketLooking to profit from the electric vehicle mega-trend? Click the link to see our list of which EV stocks show the most long-term potential.Get This Free Report This page (NYSE:HMN) was last updated on 8/26/2026 by MarketBeat.com Staff. From Our PartnersSomeone just dumped the biggest gold fund.Investors pulled 2.9 billion dollars from the world's largest gold fund in a single day this March, pushing to...Behind the Markets | SponsoredA $382 trillion migration and the position no one is talking aboutTrump just signed a law requiring America's entire $382 trillion financial system to migrate to a new money ne...Awesomely | SponsoredBezos… DOOMEDA single FCC filing hints Elon Musk is planning his biggest project yet - bigger than Tesla, SpaceX, and X com...Paradigm Press | SponsoredYour book attachedYour Download Link (Expiring) If you still haven't downloaded the free Simple Options Trading For Beginners...Profits Run | SponsoredYour withdrawal order could cost you in taxesIf you have $2M or more saved, the 4% rule points to roughly $92,000 a year - but it's a single-variable answe...SmartAsset | SponsoredThe trade I’ve been waiting for since 2011Ross Givens, Director of Research at Traders Agency, is calling for gold to reach $10,000 an ounce this superc...Traders Agency | SponsoredJeff Brown and Marc Chaikin's latest AI prediction explainedJeff Brown and Marc Chaikin - the duo who identified Nvidia a decade ago - are forecasting that Elon Musk's AI...Brownstone Research | SponsoredBuy this stock todayMost tech companies skip dividends entirely. This one doesn't, paying shareholders like clockwork while flying...Chaikin Analytics | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Horace Mann Educators Corporation Please log in to your account or sign up in order to add this asset to your watchlist. Share Horace Mann Educators With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.