Mvb Financial (MVBF) Stock Price, News & Analysis

Company Overview

MVB Financial Corp. is a bank holding company headquartered in Fairmont, West Virginia. Its principal subsidiary, MVB Bank, provides banking and financial services to individuals, businesses, nonprofit organizations and government entities.

MVB Bank offers deposit accounts, commercial and consumer lending, residential mortgage services, treasury management, payment solutions, wealth management and other traditional banking products. The company also supports financial technology companies through specialized banking, payments and related financial services.

MVB primarily serves customers in West Virginia, Virginia, Maryland and the Washington, D.C., metropolitan area, while certain technology-focused services may reach clients beyond its branch footprint. MVB Bank traces its origins to 1997. Larry F. Mazza has served as the company’s chief executive officer and has been associated with its growth and expansion.

Key Stats

• Today's Range: $30.05 to $30.80
• 50-Day Range: $29.06 to $31.62
• 52-Week Range: $23.99 to $31.99
• Volume: 90,088 shs
• Average Volume: 48,935 shs
• Market Capitalization: $395.07 million
• P/E Ratio: 10.29
• Dividend Yield: 2.23%
• Price Target: $32.75
• Consensus Rating: Moderate Buy

Mvb Financial Stock Analysis - MarketRank™

Mvb Financial scored higher than 79% of companies evaluated by MarketBeat, and ranked 343rd out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Mvb Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 4 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Mvb Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Mvb Financial has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 54.60%

Earnings Growth

Earnings for Mvb Financial are expected to grow by 54.60% in the coming year, from $1.63 to $2.52 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mvb Financial is 10.29, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mvb Financial is 10.29, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.40.

Price to Book Value per Share Ratio

Mvb Financial has a P/B Ratio of 1.16. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.68% of the float of Mvb Financial has been sold short.

Short Interest Ratio / Days to Cover

Mvb Financial has a short interest ratio ("days to cover") of 5.9.

Change versus previous month

Short interest in Mvb Financial has recently increased by 5.80%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Mvb Financial pays a meaningful dividend of 2.23%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mvb Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Mvb Financial is 22.97%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mvb Financial will have a dividend payout ratio of 26.98% next year. This indicates that Mvb Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.75

News Sentiment

Mvb Financial has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Mvb Financial this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Mvb Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

9.87% of the stock of Mvb Financial is held by insiders.

Percentage Held by Institutions

52.72% of the stock of Mvb Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/28/2026
• Record date for 9/15 Dividend: 9/01/2026
• Ex-Dividend for 9/15 Dividend: 9/01/2026
• Dividend Payable: 9/15/2026
• Today: 10/05/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:MVBF
• CIK: 1277902
• Web: www.mvbbanking.com
• Phone: (304) 363-4800
• Fax: N/A
• Employees: 403
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Mvb Financial: $32.75
• High Price Target: $34.00
• Low Price Target: $30.00
• Potential Upside/Downside: +7.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.96
• Trailing P/E Ratio: 10.29
• Forward P/E Ratio: 18.69
• P/E Growth: N/A
• Net Income: $26.94 million
• Net Margins: 17.53%
• Pretax Margin: 23.30%
• Return on Equity: 2.86%
• Return on Assets: 0.29%

Debt

• Debt-to-Equity Ratio: 0.16
• Current Ratio: 0.92
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $200.74 million
• Price / Sales: 1.97
• Cash Flow: $0.86 per share
• Price / Cash Flow: 35.27
• Book Value: $26.25 per share
• Price / Book: 1.16

Miscellaneous

• Outstanding Shares: 12,970,000
• Free Float: 11,688,000
• Market Cap: $395.07 million
• Optionable: Optionable
• Beta: 0.87