Kemper (KMPR) Stock Price, News & Analysis

Company Overview

Kemper Corporation (NYSE: KMPR) is an insurance holding company that provides property and casualty insurance products to individuals, families and businesses in the United States. Its operations focus primarily on personal and commercial automobile insurance, along with related coverage designed for customers in specialty and preferred insurance markets.

The company offers products that may include nonstandard and standard auto insurance, homeowners and renters insurance, and other personal insurance solutions. Kemper distributes its products through independent agents and other distribution partners, serving customers whose insurance needs range from basic personal coverage to more specialized risk profiles.

Headquartered in Chicago, Kemper traces its history to the Unitrin organization and adopted the Kemper name in 2010. The company’s business is conducted through insurance subsidiaries operating across multiple U.S. markets. Joseph P. Lacher Jr. serves as Kemper’s president and chief executive officer.

Key Stats

• Today's Range: $32.31 to $35.40
• 50-Day Range: $25.00 to $35.12
• 52-Week Range: $22.69 to $44.92
• Volume: 878,945 shs
• Average Volume: 831,238 shs
• Market Capitalization: $2.07 billion
• P/E Ratio: N/A
• Dividend Yield: 3.65%
• Price Target: $37.67
• Consensus Rating: Reduce

Kemper Stock Analysis - MarketRank™

Kemper scored higher than 78% of companies evaluated by MarketBeat, and ranked 332nd out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Reduce

Consensus Rating

Kemper has received a consensus rating of Reduce. The company's average rating score is 1.75, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and 4 sell ratings.

Upside/Downside

The consensus price target for Kemper is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Kemper has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 91.43%

Earnings Growth

Earnings for Kemper are expected to grow by 91.43% in the coming year, from $2.10 to $4.02 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Kemper is -4.18, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kemper is -4.18, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Kemper has a P/B Ratio of 0.77. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

9.06% of the float of Kemper has been sold short.

Short Interest Ratio / Days to Cover

Kemper has a short interest ratio ("days to cover") of 6.39.

Change versus previous month

Short interest in Kemper has recently increased by 4.62%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Kemper is a leading dividend payer. It pays a dividend yield of 4.34%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Kemper has only been increasing its dividend for 1 years.

Dividend Sustainability

Based on earnings estimates, Kemper will have a dividend payout ratio of 31.84% next year. This indicates that Kemper will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.69

News Sentiment

Kemper has a news sentiment score of 0.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for Kemper this week, compared to 2 articles on an average week.

Search Interest

Only 10 people have searched for KMPR on MarketBeat in the last 30 days. This is a decrease of -38% compared to the previous 30 days.

MarketBeat Follows

2 people have added Kemper to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 4.3 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

5 insiders have purchased shares of Kemper in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $367,880.00 in company stock, which represents 0.0178% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Kemper insiders have bought more of their company's stock than they have sold. Specifically, they have bought $367,880.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

0.61% of the stock of Kemper is held by insiders.

Percentage Held by Institutions

86.23% of the stock of Kemper is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/05/2026
• Record date for 9/4 Dividend: 8/21/2026
• Ex-Dividend for 9/4 Dividend: 8/21/2026
• Dividend Payable: 9/04/2026
• Today: 11/02/2026
• Next Earnings (Estimated): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:KMPR
• CIK: 860748
• Web: www.kemper.com
• Phone: (312) 661-4600
• Fax: 312-494-6995
• Employees: 7,400
• Year Founded: 1990

Price Target and Rating

• Average Price Target for Kemper: $37.67
• High Price Target: $43.00
• Low Price Target: $28.00
• Potential Upside/Downside: +7.3%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.75
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): ($8.40)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 8.74
• P/E Growth: N/A
• Net Income: $143.30 million
• Net Margins: -10.84%
• Pretax Margin: -11.41%
• Return on Equity: 2.89%
• Return on Assets: 0.60%

Debt

• Debt-to-Equity Ratio: 0.43
• Current Ratio: 0.17
• Quick Ratio: 0.17

Sales & Book Value

• Annual Sales: $4.79 billion
• Price / Sales: 0.43
• Cash Flow: $6.24 per share
• Price / Cash Flow: 5.63
• Book Value: $45.59 per share
• Price / Book: 0.77

Miscellaneous

• Outstanding Shares: 58,920,000
• Free Float: 58,564,000
• Market Cap: $2.07 billion
• Optionable: Optionable
• Beta: 1.07