NASDAQ:LSBK Lake Shore Bancorp (LSBK) Stock Price, News & Analysis $18.82 -0.14 (-0.74%) Closing price 04:00 PM EasternExtended Trading$18.80 -0.02 (-0.11%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Lake Shore Bancorp Stock (NASDAQ:LSBK) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Lake Shore Bancorp alerts:Sign Up Key Stats Today's Range$18.40▼$18.9750-Day Range$17.23▼$19.0452-Week Range$13.90▼$19.34Volume8,737 shsAverage Volume20,391 shsMarket Capitalization$147.74 millionP/E Ratio16.93Dividend Yield1.91%Price TargetN/AConsensus RatingStrong Buy Company Overview Lake Shore Bancorp, Inc. is the holding company for Lake Shore Savings Bank, a community bank headquartered in Dunkirk, New York. The bank provides banking and financial services to individuals, families, businesses and nonprofit organizations in western New York, with a presence in Chautauqua and Erie counties. Lake Shore Savings Bank offers deposit products such as checking, savings, money market and certificate accounts, along with consumer and commercial lending. Its lending activities include residential mortgages, home equity loans, commercial real estate loans, business loans and other consumer financing. The bank also provides online and mobile banking, electronic payment services and other personal and business banking tools. Lake Shore Savings Bank traces its history to 1891 and has maintained a community-focused banking model. Lake Shore Bancorp is listed on the Nasdaq Capital Market under the symbol LSBK.AI Generated. May Contain Errors. Read More Lake Shore Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks17th Percentile Overall ScoreLSBK MarketRank™: 0.873722818965 of 5 starsLake Shore Bancorp scored higher than 17% of companies evaluated by MarketBeat, and ranked 788th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion0.2 / 5Analyst RatingStrong Buy Amount of Analyst CoverageLake Shore Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about Lake Shore Bancorp's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Lake Shore Bancorp is 16.93, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.23.Price to Earnings Ratio vs. SectorThe P/E ratio of Lake Shore Bancorp is 16.93, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.48.Price to Book Value per Share RatioLake Shore Bancorp has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Lake Shore Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.50% of the float of Lake Shore Bancorp has been sold short.Short Interest Ratio / Days to CoverLake Shore Bancorp has a short interest ratio ("days to cover") of 1.74, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Lake Shore Bancorp has recently increased by 50.18%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldLake Shore Bancorp pays a meaningful dividend of 1.90%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthLake Shore Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Lake Shore Bancorp is 32.14%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Lake Shore Bancorp's dividend. News and Social Media2.8 / 5News Sentiment0.41 News SentimentLake Shore Bancorp has a news sentiment score of 0.41. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Lake Shore Bancorp this week, compared to 1 article on an average week.Search Interest2 people have searched for LSBK on MarketBeat in the last 30 days. Company Ownership0.4 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Lake Shore Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders8.40% of the stock of Lake Shore Bancorp is held by insiders.Percentage Held by Institutions8.75% of the stock of Lake Shore Bancorp is held by institutions.Read more about Lake Shore Bancorp's insider trading history. Receive LSBK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Lake Shore Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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LSBK Stock News HeadlinesLake Shore Bancorp Inc's Dividend AnalysisNovember 2, 2026 | finance.yahoo.comLake Shore Bancorp Declares Quarterly Cash DividendOctober 23, 2026 | tipranks.comTrump’s EO to send this $5 stock ripping higher…?President Trump's December executive order declared space a national security and economic priority, fueling a race among SpaceX, Blue Origin, and others to build massive satellite constellations. One tiny firm holds the patented tech required to transmit satellite data to Earth at scale - and it reportedly powers SpaceX's most profitable division. Shares trade for under 5 dollars. Former JPMorgan wealth manager Ross Givens says it's the most uniquely positioned stock he's seen in 20 years of trading.November 11 at 1:00 AM | Traders Agency (Ad)Lake Shore Bancorp, Inc. Declares DividendOctober 23, 2026 | globenewswire.comLake Shore Bancorp, Inc. Announces Third Quarter 2026 Financial ResultsOctober 21, 2026 | globenewswire.comLake Shore Bancorp Declares Quarterly Cash DividendJuly 24, 2026 | tipranks.comLake Shore Bancorp Declares $0.09 Per Share Quarterly Cash DividendJuly 24, 2026 | quiverquant.comQLake Shore Bancorp, Inc. Declares DividendJuly 24, 2026 | globenewswire.comSee More Headlines LSBK Stock Analysis - Frequently Asked Questions How have LSBK shares performed this year? Lake Shore Bancorp's stock was trading at $14.7750 at the beginning of the year. Since then, LSBK shares have increased by 27.4% and is now trading at $18.82. How were Lake Shore Bancorp's earnings last quarter? Lake Shore Bancorp, Inc. (NASDAQ:LSBK) announced its earnings results on Wednesday, October, 21st. The savings and loans company reported $0.31 EPS for the quarter. The savings and loans company earned $7.93 million during the quarter. Lake Shore Bancorp had a net margin of 20.62% and a trailing twelve-month return on equity of 5.84%. Who are Lake Shore Bancorp's major shareholders? Lake Shore Bancorp's top institutional investors include Oppenheimer & Close LLC (2.35%) and Graham Capital Wealth Management LLC (1.07%). Insiders that own company stock include Kevin M Sanvidge, Ronald J Passafaro and Taylor M Gilden. View institutional ownership trends. How do I buy shares of Lake Shore Bancorp? Shares of LSBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings10/21/2026Record date for 11/11 Dividend11/02/2026Ex-Dividend for 11/11 Dividend11/02/2026Today11/11/2026Dividend Payable11/11/2026Fiscal Year End12/31/2026Next Earnings (Estimated)1/20/2027Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (19m+) 1-Year History Nov 25 Feb 26 May 26 Aug 26 Nov 26 LSBK's financial health is in the Green zone, according to TradeSmith. LSBK has been in this zone for over 19 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:LSBK CIK2059653 Webwww.lakeshoresavings.com Phone(716) 366-4070Fax716-366-2965Employees115Year FoundedN/AProfitability EPS (Trailing Twelve Months)$1.12 Trailing P/E Ratio16.93 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.27 million Net Margins20.62% Pretax Margin25.20% Return on Equity5.84% Return on Assets1.15% Debt Debt-to-Equity RatioN/A Current Ratio1.10 Quick Ratio1.10 Sales & Book Value Annual Sales$39.56 million Price / Sales3.73 Cash Flow$1.06 per share Price / Cash Flow17.80 Book Value$18.10 per share Price / Book1.04Miscellaneous Outstanding Shares7,850,000Free Float7,194,000Market Cap$147.74 million OptionableNot Optionable Beta0.30 7 Best Space Stocks to Own in 2026The space race is growing fast, and you don’t have to have gotten in early on SpaceX to profit. 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