LendingClub (LC) Stock Price, News & Analysis

Company Overview

LendingClub Corporation (NYSE: LC) operates a digital financial services platform and LendingClub Bank, N.A., an FDIC-insured national bank. The company connects borrowers seeking credit with funding sources through its online marketplace and uses technology and data-driven underwriting to facilitate lending decisions.

LendingClub’s offerings include unsecured personal loans, auto refinancing and other consumer credit products. Through its banking operations, the company also provides deposit accounts and commercial banking services. Its platform is designed to give consumers access to credit while providing investors and funding partners with opportunities to participate in loan portfolios.

Founded in 2006, LendingClub began as a peer-to-peer lending marketplace and later expanded into a broader digital banking business. The company completed its acquisition of Radius Bancorp in 2021, allowing it to operate as a bank holding company. LendingClub primarily serves consumers and businesses in the United States through its digital platform and banking operations.

Key Stats

• Today's Range: $19.21 to $19.21
• 50-Day Range: $19.21 to $19.21
• 52-Week Range: $10.74 to $21.67
• Volume: N/A
• Average Volume: 1.96 million shs
• Market Capitalization: $2.22 billion
• P/E Ratio: 12.89
• Dividend Yield: N/A
• Price Target: $23.07
• Consensus Rating: Moderate Buy

LendingClub Stock Analysis - MarketRank™

LendingClub scored higher than 72% of companies evaluated by MarketBeat, and ranked 395th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

LendingClub has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on 1 strong buy rating, 6 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

LendingClub has a consensus price target of $23.07, representing about 20.1% upside from its current price of $19.21.

Amount of Analyst Coverage

LendingClub has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 26.44%

Earnings Growth

Earnings for LendingClub are expected to grow by 26.44% in the coming year, from $1.74 to $2.20 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of LendingClub is 12.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of LendingClub is 12.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.42.

Price to Book Value per Share Ratio

LendingClub has a P/B Ratio of 1.47. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for LC.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

LendingClub does not currently pay a dividend.

Dividend Growth

LendingClub does not have a long track record of dividend growth.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: N/A

News Sentiment

LendingClub has a news sentiment score of 0.76. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.

MarketBeat Follows

1 people have added LendingClub to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, LendingClub insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.19% of the stock of LendingClub is held by insiders.

Percentage Held by Institutions

74.08% of the stock of LendingClub is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 4/27/2026
• Today: 10/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:LC
• CIK: 1409970
• Web: www.lendingclub.com
• Phone: (888) 596-3157
• Fax: N/A
• Employees: 1,075
• Year Founded: 2007

Price Target and Rating

• Average Price Target for LendingClub: $23.07
• High Price Target: $26.00
• Low Price Target: $20.00
• Potential Upside/Downside: +20.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.89
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.49
• Trailing P/E Ratio: 12.89
• Forward P/E Ratio: 11.04
• P/E Growth: N/A
• Net Income: $135.68 million
• Net Margins: 16.99%
• Pretax Margin: 22.12%
• Return on Equity: 11.92%
• Return on Assets: 1.55%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.72
• Quick Ratio: 0.54

Sales & Book Value

• Annual Sales: $1.03 billion
• Price / Sales: 2.14
• Cash Flow: $1.72 per share
• Price / Cash Flow: 11.14
• Book Value: $13.03 per share
• Price / Book: 1.47

Miscellaneous

• Outstanding Shares: 115,351,000
• Free Float: 111,533,000
• Market Cap: $2.22 billion
• Optionable: Optionable
• Beta: 1.98