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Lendingclub (HAPN) Competitors

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$15.16 -0.19 (-1.24%)
Closing price 04:00 PM Eastern
Extended Trading
$15.25 +0.09 (+0.58%)
As of 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

HAPN vs. OMF, CACC, NNI, DAVE, and ENVA

Should you buy Lendingclub stock or one of its competitors? Lendingclub's main competitors and comparable companies include OneMain (OMF), Credit Acceptance (CACC), Nelnet (NNI), Dave (DAVE), and Enova International (ENVA). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Lendingclub compare to OneMain?

Lendingclub (NASDAQ:HAPN) and OneMain (NYSE:OMF) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, institutional ownership, media sentiment, profitability and earnings.

In the previous week, OneMain had 6 more articles in the media than Lendingclub. MarketBeat recorded 8 mentions for OneMain and 2 mentions for Lendingclub. OneMain's average media sentiment score of 0.64 beat Lendingclub's score of 0.51 indicating that OneMain is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OneMain
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Lendingclub currently has a consensus price target of $25.00, indicating a potential upside of 62.87%. OneMain has a consensus price target of $67.55, indicating a potential upside of 20.19%. Given Lendingclub's stronger consensus rating and higher probable upside, equities analysts plainly believe Lendingclub is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
OneMain
1 Sell rating(s)
3 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.62

Lendingclub has a net margin of 18.67% compared to OneMain's net margin of 13.92%. OneMain's return on equity of 23.49% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
Lendingclub18.67% 12.92% 1.66%
OneMain 13.92%23.49%2.92%

OneMain has higher revenue and earnings than Lendingclub. OneMain is trading at a lower price-to-earnings ratio than Lendingclub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lendingclub$998.85M1.77$135.68M$1.669.25
OneMain$5.46B1.19$783M$6.648.46

74.1% of Lendingclub shares are held by institutional investors. Comparatively, 85.8% of OneMain shares are held by institutional investors. 3.3% of Lendingclub shares are held by insiders. Comparatively, 0.3% of OneMain shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Lendingclub has a beta of 1.88, suggesting that its share price is 88% more volatile than the broader market. Comparatively, OneMain has a beta of 1.24, suggesting that its share price is 24% more volatile than the broader market.

Summary

OneMain beats Lendingclub on 9 of the 16 factors compared between the two stocks.

How does Lendingclub compare to Credit Acceptance?

Lendingclub (NASDAQ:HAPN) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, risk, media sentiment, profitability, dividends, valuation, institutional ownership and earnings.

Credit Acceptance has higher revenue and earnings than Lendingclub. Lendingclub is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lendingclub$998.85M1.77$135.68M$1.669.25
Credit Acceptance$2.32B2.42$423.90M$45.4811.80

Lendingclub currently has a consensus target price of $25.00, suggesting a potential upside of 62.87%. Credit Acceptance has a consensus target price of $565.00, suggesting a potential upside of 5.30%. Given Lendingclub's stronger consensus rating and higher possible upside, analysts plainly believe Lendingclub is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, Credit Acceptance had 2 more articles in the media than Lendingclub. MarketBeat recorded 4 mentions for Credit Acceptance and 2 mentions for Lendingclub. Credit Acceptance's average media sentiment score of 0.54 beat Lendingclub's score of 0.51 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Credit Acceptance has a net margin of 21.54% compared to Lendingclub's net margin of 18.67%. Credit Acceptance's return on equity of 31.67% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
Lendingclub18.67% 12.92% 1.66%
Credit Acceptance 21.54%31.67%5.68%

74.1% of Lendingclub shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 3.3% of Lendingclub shares are owned by company insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Lendingclub has a beta of 1.88, indicating that its share price is 88% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.4, indicating that its share price is 40% more volatile than the broader market.

Summary

Credit Acceptance beats Lendingclub on 12 of the 16 factors compared between the two stocks.

How does Lendingclub compare to Nelnet?

Lendingclub (NASDAQ:HAPN) and Nelnet (NYSE:NNI) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their media sentiment, institutional ownership, valuation, earnings, risk, dividends, profitability and analyst recommendations.

In the previous week, Nelnet had 5 more articles in the media than Lendingclub. MarketBeat recorded 7 mentions for Nelnet and 2 mentions for Lendingclub. Lendingclub's average media sentiment score of 0.51 beat Nelnet's score of -0.14 indicating that Lendingclub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Nelnet
0 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Lendingclub has a beta of 1.88, meaning that its share price is 88% more volatile than the broader market. Comparatively, Nelnet has a beta of 0.77, meaning that its share price is 23% less volatile than the broader market.

74.1% of Lendingclub shares are owned by institutional investors. Comparatively, 33.5% of Nelnet shares are owned by institutional investors. 3.3% of Lendingclub shares are owned by company insiders. Comparatively, 40.3% of Nelnet shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Lendingclub presently has a consensus target price of $25.00, indicating a potential upside of 62.87%. Nelnet has a consensus target price of $125.00, indicating a potential upside of 0.63%. Given Lendingclub's stronger consensus rating and higher possible upside, equities research analysts clearly believe Lendingclub is more favorable than Nelnet.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Nelnet
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

Nelnet has higher revenue and earnings than Lendingclub. Lendingclub is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lendingclub$998.85M1.77$135.68M$1.669.25
Nelnet$1.44B3.10$428.47M$8.3614.86

Lendingclub has a net margin of 18.67% compared to Nelnet's net margin of 14.35%. Lendingclub's return on equity of 12.92% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Lendingclub18.67% 12.92% 1.66%
Nelnet 14.35%8.26%2.11%

Summary

Lendingclub and Nelnet tied by winning 8 of the 16 factors compared between the two stocks.

How does Lendingclub compare to Dave?

Lendingclub (NASDAQ:HAPN) and Dave (NASDAQ:DAVE) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, valuation, analyst recommendations, media sentiment, profitability and earnings.

Lendingclub has a beta of 1.88, indicating that its share price is 88% more volatile than the broader market. Comparatively, Dave has a beta of 3.92, indicating that its share price is 292% more volatile than the broader market.

Lendingclub presently has a consensus target price of $25.00, indicating a potential upside of 62.87%. Dave has a consensus target price of $433.25, indicating a potential upside of 26.26%. Given Lendingclub's higher probable upside, research analysts clearly believe Lendingclub is more favorable than Dave.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Dave
0 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.82

Dave has lower revenue, but higher earnings than Lendingclub. Lendingclub is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lendingclub$998.85M1.77$135.68M$1.669.25
Dave$554.20M7.90$195.87M$15.4222.25

In the previous week, Dave had 8 more articles in the media than Lendingclub. MarketBeat recorded 10 mentions for Dave and 2 mentions for Lendingclub. Lendingclub's average media sentiment score of 0.51 beat Dave's score of 0.21 indicating that Lendingclub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Dave
1 Very Positive mention(s)
1 Positive mention(s)
7 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Dave has a net margin of 34.58% compared to Lendingclub's net margin of 18.67%. Dave's return on equity of 77.46% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
Lendingclub18.67% 12.92% 1.66%
Dave 34.58%77.46%40.44%

74.1% of Lendingclub shares are held by institutional investors. Comparatively, 18.0% of Dave shares are held by institutional investors. 3.3% of Lendingclub shares are held by company insiders. Comparatively, 23.6% of Dave shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Dave beats Lendingclub on 12 of the 16 factors compared between the two stocks.

How does Lendingclub compare to Enova International?

Enova International (NYSE:ENVA) and Lendingclub (NASDAQ:HAPN) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, valuation, analyst recommendations, institutional ownership, profitability, media sentiment, dividends and earnings.

Enova International has a beta of 1.28, meaning that its stock price is 28% more volatile than the broader market. Comparatively, Lendingclub has a beta of 1.88, meaning that its stock price is 88% more volatile than the broader market.

Enova International currently has a consensus target price of $231.67, indicating a potential upside of 26.69%. Lendingclub has a consensus target price of $25.00, indicating a potential upside of 62.87%. Given Lendingclub's higher probable upside, analysts clearly believe Lendingclub is more favorable than Enova International.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

In the previous week, Enova International had 5 more articles in the media than Lendingclub. MarketBeat recorded 7 mentions for Enova International and 2 mentions for Lendingclub. Lendingclub's average media sentiment score of 0.51 beat Enova International's score of 0.36 indicating that Lendingclub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Enova International has higher revenue and earnings than Lendingclub. Lendingclub is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$3.15B1.44$308.39M$13.4913.56
Lendingclub$998.85M1.77$135.68M$1.669.25

89.4% of Enova International shares are owned by institutional investors. Comparatively, 74.1% of Lendingclub shares are owned by institutional investors. 8.4% of Enova International shares are owned by insiders. Comparatively, 3.3% of Lendingclub shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Lendingclub has a net margin of 18.67% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International10.31% 26.66% 5.55%
Lendingclub 18.67%12.92%1.66%

Summary

Enova International beats Lendingclub on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding HAPN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HAPN vs. The Competition

MetricLendingclubConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$1.75B$6.71B$13.22B$13.38B
Dividend YieldN/A12.84%6.04%17.39%
P/E Ratio9.138.3224.7726.14
Price / Sales1.7553.84479.44107.25
Price / Cash8.9711.2143.9853.24
Price / Book1.162.492.696.28
Net Income$135.68M$442.63M$1.32B$382.03M
7 Day Performance2.57%-0.69%-0.59%-0.89%
1 Month Performance-14.59%-7.22%-3.68%-5.32%
1 Year PerformanceN/A1.09%9.91%0.76%

Lendingclub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HAPN
Lendingclub
3.8792 of 5 stars
$15.16
-1.2%
$25.00
+64.9%
N/A$1.75B$998.85M9.131,075
OMF
OneMain
4.9677 of 5 stars
$56.01
+0.2%
$67.73
+20.9%
+1.4%$6.43B$5.12B8.439,300
CACC
Credit Acceptance
1.7768 of 5 stars
$527.50
+3.0%
$570.00
+8.1%
+9.0%$5.36B$2.32B11.602,499
NNI
Nelnet
2.6147 of 5 stars
$124.22
+0.5%
$140.00
+12.7%
-4.5%$4.42B$2.26B14.865,744
DAVE
Dave
4.6554 of 5 stars
$346.57
+2.1%
$433.25
+25.0%
+71.3%$4.33B$554.20M22.48280

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This page (NASDAQ:HAPN) was last updated on 10/7/2026 by MarketBeat.com Staff.
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