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Lendingclub (HAPN) Competitors

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$16.31 -0.10 (-0.63%)
As of 10:32 AM Eastern
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HAPN vs. OMF, CACC, ENVA, SLM, and DAVE

Should you buy Lendingclub stock or one of its competitors? Lendingclub's main competitors and comparable companies include OneMain (OMF), Credit Acceptance (CACC), Enova International (ENVA), SLM (SLM), and Dave (DAVE). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Lendingclub compare to OneMain?

OneMain (NYSE:OMF) and Lendingclub (NASDAQ:HAPN) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, institutional ownership, media sentiment and profitability.

In the previous week, OneMain had 2 more articles in the media than Lendingclub. MarketBeat recorded 4 mentions for OneMain and 2 mentions for Lendingclub. Lendingclub's average media sentiment score of 0.93 beat OneMain's score of 0.74 indicating that Lendingclub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OneMain
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

85.8% of OneMain shares are held by institutional investors. Comparatively, 74.1% of Lendingclub shares are held by institutional investors. 0.3% of OneMain shares are held by insiders. Comparatively, 3.3% of Lendingclub shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

OneMain presently has a consensus price target of $68.40, suggesting a potential upside of 11.20%. Lendingclub has a consensus price target of $25.00, suggesting a potential upside of 53.32%. Given Lendingclub's stronger consensus rating and higher possible upside, analysts plainly believe Lendingclub is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Lendingclub has a net margin of 18.67% compared to OneMain's net margin of 13.92%. OneMain's return on equity of 23.49% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
OneMain13.92% 23.49% 2.92%
Lendingclub 18.67%12.92%1.66%

OneMain has higher revenue and earnings than Lendingclub. OneMain is trading at a lower price-to-earnings ratio than Lendingclub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneMain$5.46B1.30$783M$6.649.26
Lendingclub$998.85M1.88$135.68M$1.669.82

OneMain has a beta of 1.22, indicating that its stock price is 22% more volatile than the broader market. Comparatively, Lendingclub has a beta of 1.86, indicating that its stock price is 86% more volatile than the broader market.

Summary

OneMain and Lendingclub tied by winning 8 of the 16 factors compared between the two stocks.

How does Lendingclub compare to Credit Acceptance?

Credit Acceptance (NASDAQ:CACC) and Lendingclub (NASDAQ:HAPN) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, valuation, media sentiment, analyst recommendations, earnings, institutional ownership and profitability.

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 74.1% of Lendingclub shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by company insiders. Comparatively, 3.3% of Lendingclub shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Credit Acceptance has a net margin of 21.54% compared to Lendingclub's net margin of 18.67%. Credit Acceptance's return on equity of 31.67% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance21.54% 31.67% 5.68%
Lendingclub 18.67%12.92%1.66%

Credit Acceptance has higher revenue and earnings than Lendingclub. Lendingclub is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.71$423.90M$45.4813.20
Lendingclub$998.85M1.88$135.68M$1.669.82

Credit Acceptance currently has a consensus target price of $570.00, indicating a potential downside of 5.07%. Lendingclub has a consensus target price of $25.00, indicating a potential upside of 53.32%. Given Lendingclub's stronger consensus rating and higher probable upside, analysts plainly believe Lendingclub is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Credit Acceptance has a beta of 1.35, indicating that its share price is 35% more volatile than the broader market. Comparatively, Lendingclub has a beta of 1.86, indicating that its share price is 86% more volatile than the broader market.

In the previous week, Credit Acceptance had 4 more articles in the media than Lendingclub. MarketBeat recorded 6 mentions for Credit Acceptance and 2 mentions for Lendingclub. Credit Acceptance's average media sentiment score of 1.45 beat Lendingclub's score of 0.93 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Credit Acceptance beats Lendingclub on 12 of the 16 factors compared between the two stocks.

How does Lendingclub compare to Enova International?

Enova International (NYSE:ENVA) and Lendingclub (NASDAQ:HAPN) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, analyst recommendations, earnings, valuation, institutional ownership, dividends, media sentiment and profitability.

Enova International presently has a consensus price target of $232.50, indicating a potential upside of 33.91%. Lendingclub has a consensus price target of $25.00, indicating a potential upside of 53.32%. Given Lendingclub's higher possible upside, analysts clearly believe Lendingclub is more favorable than Enova International.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
0 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
3.11
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Lendingclub has a net margin of 18.67% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International10.31% 26.66% 5.55%
Lendingclub 18.67%12.92%1.66%

Enova International has higher revenue and earnings than Lendingclub. Lendingclub is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$3.15B1.37$308.39M$13.4912.87
Lendingclub$998.85M1.88$135.68M$1.669.82

Enova International has a beta of 1.21, indicating that its share price is 21% more volatile than the broader market. Comparatively, Lendingclub has a beta of 1.86, indicating that its share price is 86% more volatile than the broader market.

In the previous week, Enova International had 25 more articles in the media than Lendingclub. MarketBeat recorded 27 mentions for Enova International and 2 mentions for Lendingclub. Lendingclub's average media sentiment score of 0.93 beat Enova International's score of 0.12 indicating that Lendingclub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
4 Very Positive mention(s)
4 Positive mention(s)
11 Neutral mention(s)
3 Negative mention(s)
1 Very Negative mention(s)
Neutral
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

89.4% of Enova International shares are held by institutional investors. Comparatively, 74.1% of Lendingclub shares are held by institutional investors. 8.4% of Enova International shares are held by insiders. Comparatively, 3.3% of Lendingclub shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Enova International beats Lendingclub on 12 of the 17 factors compared between the two stocks.

How does Lendingclub compare to SLM?

SLM (NASDAQ:SLM) and Lendingclub (NASDAQ:HAPN) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, media sentiment, profitability, analyst recommendations, valuation, risk, dividends and institutional ownership.

In the previous week, SLM had 1 more articles in the media than Lendingclub. MarketBeat recorded 3 mentions for SLM and 2 mentions for Lendingclub. SLM's average media sentiment score of 1.42 beat Lendingclub's score of 0.93 indicating that SLM is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SLM
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

98.9% of SLM shares are held by institutional investors. Comparatively, 74.1% of Lendingclub shares are held by institutional investors. 1.4% of SLM shares are held by company insiders. Comparatively, 3.3% of Lendingclub shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

SLM has higher revenue and earnings than Lendingclub. SLM is trading at a lower price-to-earnings ratio than Lendingclub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SLM$2.63B1.85$744.85M$3.587.23
Lendingclub$998.85M1.88$135.68M$1.669.82

SLM has a net margin of 26.09% compared to Lendingclub's net margin of 18.67%. SLM's return on equity of 33.81% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
SLM26.09% 33.81% 2.51%
Lendingclub 18.67%12.92%1.66%

SLM has a beta of 0.96, suggesting that its share price is 4% less volatile than the broader market. Comparatively, Lendingclub has a beta of 1.86, suggesting that its share price is 86% more volatile than the broader market.

SLM presently has a consensus target price of $29.80, suggesting a potential upside of 15.14%. Lendingclub has a consensus target price of $25.00, suggesting a potential upside of 53.32%. Given Lendingclub's stronger consensus rating and higher possible upside, analysts clearly believe Lendingclub is more favorable than SLM.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SLM
1 Sell rating(s)
6 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.33
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Summary

SLM beats Lendingclub on 10 of the 16 factors compared between the two stocks.

How does Lendingclub compare to Dave?

Lendingclub (NASDAQ:HAPN) and Dave (NASDAQ:DAVE) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, valuation, media sentiment, earnings, analyst recommendations and dividends.

Dave has a net margin of 34.58% compared to Lendingclub's net margin of 18.67%. Dave's return on equity of 77.46% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
Lendingclub18.67% 12.92% 1.66%
Dave 34.58%77.46%40.44%

Lendingclub has a beta of 1.86, meaning that its share price is 86% more volatile than the broader market. Comparatively, Dave has a beta of 3.83, meaning that its share price is 283% more volatile than the broader market.

74.1% of Lendingclub shares are held by institutional investors. Comparatively, 18.0% of Dave shares are held by institutional investors. 3.3% of Lendingclub shares are held by company insiders. Comparatively, 23.6% of Dave shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Dave has lower revenue, but higher earnings than Lendingclub. Lendingclub is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lendingclub$998.85M1.88$135.68M$1.669.82
Dave$554.20M8.58$195.87M$15.4224.18

Lendingclub currently has a consensus price target of $25.00, indicating a potential upside of 53.32%. Dave has a consensus price target of $433.25, indicating a potential upside of 16.20%. Given Lendingclub's higher probable upside, equities analysts plainly believe Lendingclub is more favorable than Dave.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Dave
0 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.82

In the previous week, Dave had 19 more articles in the media than Lendingclub. MarketBeat recorded 21 mentions for Dave and 2 mentions for Lendingclub. Lendingclub's average media sentiment score of 0.93 beat Dave's score of 0.40 indicating that Lendingclub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Dave
5 Very Positive mention(s)
3 Positive mention(s)
7 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Dave beats Lendingclub on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding HAPN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HAPN vs. The Competition

MetricLendingclubConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$1.88B$7.10B$13.89B$15.01B
Dividend YieldN/A12.61%5.95%11.71%
P/E Ratio9.848.8725.3325.41
Price / Sales1.8873.00500.00112.91
Price / Cash9.6911.6340.5751.48
Price / Book1.252.572.736.22
Net Income$135.68M$442.63M$1.31B$357.96M
7 Day Performance-3.11%-1.28%-0.54%-0.13%
1 Month Performance-16.68%-4.62%-0.84%-3.34%
1 Year PerformanceN/A7.70%10.10%6.59%

Lendingclub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HAPN
Lendingclub
3.9951 of 5 stars
$16.31
-0.6%
$25.00
+53.3%
N/A$1.88B$998.85M9.841,075
OMF
OneMain
4.9684 of 5 stars
$62.79
+1.2%
$68.40
+8.9%
+0.0%$7.14B$5.46B9.469,300
CACC
Credit Acceptance
1.8784 of 5 stars
$604.24
-0.2%
$570.00
-5.7%
+19.5%$6.33B$2.32B13.292,499
ENVA
Enova International
4.7003 of 5 stars
$223.52
+0.2%
$247.83
+10.9%
+49.3%$5.55B$3.15B16.571,836
SLM
SLM
3.6847 of 5 stars
$26.04
+1.8%
$29.80
+14.4%
-6.1%$4.81B$2.63B7.271,788

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This page (NASDAQ:HAPN) was last updated on 9/16/2026 by MarketBeat.com Staff.
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