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Lendingclub (HAPN) Competitors

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$18.36 +0.10 (+0.55%)
As of 08/26/2026 04:00 PM Eastern

HAPN vs. OMF, CACC, ENVA, SLM, and NNI

Should you buy Lendingclub stock or one of its competitors? Lendingclub's main competitors and comparable companies include OneMain (OMF), Credit Acceptance (CACC), Enova International (ENVA), SLM (SLM), and Nelnet (NNI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Lendingclub compare to OneMain?

Lendingclub (NASDAQ:HAPN) and OneMain (NYSE:OMF) are both mid-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, dividends, earnings, valuation, institutional ownership, media sentiment and risk.

In the previous week, OneMain had 4 more articles in the media than Lendingclub. MarketBeat recorded 12 mentions for OneMain and 8 mentions for Lendingclub. OneMain's average media sentiment score of 1.69 beat Lendingclub's score of 0.41 indicating that OneMain is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lendingclub
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
OneMain
12 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

OneMain has higher revenue and earnings than Lendingclub. OneMain is trading at a lower price-to-earnings ratio than Lendingclub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lendingclub$998.85M2.12$135.68M$1.6611.06
OneMain$5.12B1.42$783M$6.649.53

Lendingclub has a net margin of 18.67% compared to OneMain's net margin of 13.92%. OneMain's return on equity of 23.49% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
Lendingclub18.67% 12.92% 1.66%
OneMain 13.92%23.49%2.92%

Lendingclub has a beta of 1.91, indicating that its stock price is 91% more volatile than the broader market. Comparatively, OneMain has a beta of 1.21, indicating that its stock price is 21% more volatile than the broader market.

74.1% of Lendingclub shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 3.3% of Lendingclub shares are owned by company insiders. Comparatively, 0.3% of OneMain shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Lendingclub currently has a consensus price target of $25.00, indicating a potential upside of 36.17%. OneMain has a consensus price target of $68.40, indicating a potential upside of 8.14%. Given Lendingclub's stronger consensus rating and higher probable upside, research analysts clearly believe Lendingclub is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58

Summary

OneMain beats Lendingclub on 9 of the 16 factors compared between the two stocks.

How does Lendingclub compare to Credit Acceptance?

Credit Acceptance (NASDAQ:CACC) and Lendingclub (NASDAQ:HAPN) are both mid-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, earnings, media sentiment, analyst recommendations, institutional ownership and profitability.

Credit Acceptance has higher revenue and earnings than Lendingclub. Lendingclub is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.68$423.90M$45.4813.05
Lendingclub$998.85M2.12$135.68M$1.6611.06

Credit Acceptance has a net margin of 21.54% compared to Lendingclub's net margin of 18.67%. Credit Acceptance's return on equity of 31.67% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance21.54% 31.67% 5.68%
Lendingclub 18.67%12.92%1.66%

Credit Acceptance has a beta of 1.37, suggesting that its stock price is 37% more volatile than the broader market. Comparatively, Lendingclub has a beta of 1.91, suggesting that its stock price is 91% more volatile than the broader market.

In the previous week, Lendingclub had 1 more articles in the media than Credit Acceptance. MarketBeat recorded 8 mentions for Lendingclub and 7 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.68 beat Lendingclub's score of 0.41 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Lendingclub
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 74.1% of Lendingclub shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by insiders. Comparatively, 3.3% of Lendingclub shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Credit Acceptance currently has a consensus target price of $570.00, suggesting a potential downside of 3.98%. Lendingclub has a consensus target price of $25.00, suggesting a potential upside of 36.17%. Given Lendingclub's stronger consensus rating and higher possible upside, analysts plainly believe Lendingclub is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Summary

Credit Acceptance beats Lendingclub on 11 of the 16 factors compared between the two stocks.

How does Lendingclub compare to Enova International?

Enova International (NYSE:ENVA) and Lendingclub (NASDAQ:HAPN) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, media sentiment, risk, dividends, analyst recommendations, earnings and profitability.

Enova International currently has a consensus target price of $247.83, indicating a potential upside of 4.39%. Lendingclub has a consensus target price of $25.00, indicating a potential upside of 36.17%. Given Lendingclub's higher probable upside, analysts clearly believe Lendingclub is more favorable than Enova International.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
0 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
3.11
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Enova International has higher revenue and earnings than Lendingclub. Lendingclub is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$3.15B1.88$308.39M$13.4917.60
Lendingclub$998.85M2.12$135.68M$1.6611.06

Enova International has a beta of 1.22, meaning that its stock price is 22% more volatile than the broader market. Comparatively, Lendingclub has a beta of 1.91, meaning that its stock price is 91% more volatile than the broader market.

In the previous week, Lendingclub had 2 more articles in the media than Enova International. MarketBeat recorded 8 mentions for Lendingclub and 6 mentions for Enova International. Enova International's average media sentiment score of 0.76 beat Lendingclub's score of 0.41 indicating that Enova International is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lendingclub
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

89.4% of Enova International shares are owned by institutional investors. Comparatively, 74.1% of Lendingclub shares are owned by institutional investors. 8.4% of Enova International shares are owned by insiders. Comparatively, 3.3% of Lendingclub shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Lendingclub has a net margin of 18.67% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International10.31% 26.66% 5.55%
Lendingclub 18.67%12.92%1.66%

Summary

Enova International beats Lendingclub on 12 of the 17 factors compared between the two stocks.

How does Lendingclub compare to SLM?

SLM (NASDAQ:SLM) and Lendingclub (NASDAQ:HAPN) are both mid-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, media sentiment, valuation and institutional ownership.

SLM has a net margin of 26.09% compared to Lendingclub's net margin of 18.67%. SLM's return on equity of 33.81% beat Lendingclub's return on equity.

Company Net Margins Return on Equity Return on Assets
SLM26.09% 33.81% 2.51%
Lendingclub 18.67%12.92%1.66%

SLM has higher revenue and earnings than Lendingclub. SLM is trading at a lower price-to-earnings ratio than Lendingclub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SLM$2.63B1.92$744.85M$3.587.48
Lendingclub$998.85M2.12$135.68M$1.6611.06

98.9% of SLM shares are owned by institutional investors. Comparatively, 74.1% of Lendingclub shares are owned by institutional investors. 1.4% of SLM shares are owned by company insiders. Comparatively, 3.3% of Lendingclub shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

SLM presently has a consensus target price of $29.80, suggesting a potential upside of 11.28%. Lendingclub has a consensus target price of $25.00, suggesting a potential upside of 36.17%. Given Lendingclub's stronger consensus rating and higher probable upside, analysts plainly believe Lendingclub is more favorable than SLM.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SLM
1 Sell rating(s)
6 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.33
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

In the previous week, SLM had 2 more articles in the media than Lendingclub. MarketBeat recorded 10 mentions for SLM and 8 mentions for Lendingclub. SLM's average media sentiment score of 1.78 beat Lendingclub's score of 0.41 indicating that SLM is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SLM
9 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Lendingclub
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

SLM has a beta of 0.96, meaning that its stock price is 4% less volatile than the broader market. Comparatively, Lendingclub has a beta of 1.91, meaning that its stock price is 91% more volatile than the broader market.

Summary

SLM beats Lendingclub on 10 of the 16 factors compared between the two stocks.

How does Lendingclub compare to Nelnet?

Lendingclub (NASDAQ:HAPN) and Nelnet (NYSE:NNI) are both mid-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, analyst recommendations, profitability, earnings, valuation and media sentiment.

Lendingclub has a beta of 1.91, indicating that its stock price is 91% more volatile than the broader market. Comparatively, Nelnet has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market.

Nelnet has higher revenue and earnings than Lendingclub. Lendingclub is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lendingclub$998.85M2.12$135.68M$1.6611.06
Nelnet$2.26B2.02$428.47M$8.3615.26

74.1% of Lendingclub shares are owned by institutional investors. Comparatively, 33.5% of Nelnet shares are owned by institutional investors. 3.3% of Lendingclub shares are owned by insiders. Comparatively, 40.3% of Nelnet shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Lendingclub has a net margin of 18.67% compared to Nelnet's net margin of 14.35%. Lendingclub's return on equity of 12.92% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Lendingclub18.67% 12.92% 1.66%
Nelnet 14.35%8.26%2.11%

Lendingclub currently has a consensus target price of $25.00, indicating a potential upside of 36.17%. Nelnet has a consensus target price of $140.00, indicating a potential upside of 9.74%. Given Lendingclub's stronger consensus rating and higher probable upside, analysts clearly believe Lendingclub is more favorable than Nelnet.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Nelnet
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

In the previous week, Lendingclub had 8 more articles in the media than Nelnet. MarketBeat recorded 8 mentions for Lendingclub and 0 mentions for Nelnet. Lendingclub's average media sentiment score of 0.41 beat Nelnet's score of 0.00 indicating that Lendingclub is being referred to more favorably in the media.

Company Overall Sentiment
Lendingclub Neutral
Nelnet Neutral

Summary

Lendingclub beats Nelnet on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding HAPN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HAPN vs. The Competition

MetricLendingclubConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$2.11B$7.53B$14.10B$12.81B
Dividend YieldN/A12.30%5.89%11.02%
P/E Ratio11.069.3326.7124.11
Price / Sales2.1278.21518.6093.89
Price / Cash10.5911.8639.1453.65
Price / Book1.352.762.186.20
Net Income$135.68M$442.63M$1.31B$348.07M
7 Day Performance2.17%0.67%1.51%1.11%
1 Month Performance-2.08%0.65%2.57%4.27%
1 Year PerformanceN/A6.11%11.60%16.48%

Lendingclub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HAPN
Lendingclub
4.7616 of 5 stars
$18.36
+0.5%
$25.00
+36.2%
N/A$2.11B$998.85M11.061,075
OMF
OneMain
4.9753 of 5 stars
$63.26
+2.5%
$68.40
+8.1%
+3.5%$7.10B$5.46B9.539,300
CACC
Credit Acceptance
2.6278 of 5 stars
$601.05
+2.6%
$570.00
-5.2%
+13.8%$6.13B$2.31B13.222,499
ENVA
Enova International
3.489 of 5 stars
$243.24
+2.5%
$247.83
+1.9%
+100.7%$5.91B$3.15B18.031,836
SLM
SLM
4.1776 of 5 stars
$26.46
+2.4%
$29.80
+12.6%
-15.9%$4.86B$2.63B7.391,788

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This page (NASDAQ:HAPN) was last updated on 8/27/2026 by MarketBeat.com Staff.
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