Lendingclub (HAPN) Stock Price, News & Analysis

Company Overview

I couldn’t find enough reliable information about LendingClub with the ticker symbol NASDAQ:HAPN to write an accurate company description.

Key Stats

• Today's Range: $18.75 to $19.61
• 50-Day Range: N/A
• 52-Week Range: $12.64 to $21.67
• Volume: 831,569 shs
• Average Volume: 2.20 million shs
• Market Capitalization: $2.24 billion
• P/E Ratio: 13.02
• Dividend Yield: N/A
• Price Target: $25.00
• Consensus Rating: Moderate Buy

Lendingclub Stock Analysis - MarketRank™

Lendingclub scored higher than 85% of companies evaluated by MarketBeat, and ranked 11th out of 116 stocks in the financial services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Lendingclub has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Upside Potential

Lendingclub has a consensus price target of $25.00, representing about 28.9% upside from its current price of $19.40.

Amount of Analyst Coverage

Lendingclub has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 26.44%

Earnings Growth

Earnings for Lendingclub are expected to grow by 26.44% in the coming year, from $1.74 to $2.20 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Lendingclub is 13.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.11.

Price to Earnings Ratio vs. Sector

The P/E ratio of Lendingclub is 13.02, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 29.62.

Price to Book Value per Share Ratio

Lendingclub has a P/B Ratio of 1.49. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.14% of the float of Lendingclub has been sold short.

Short Interest Ratio / Days to Cover

Lendingclub has a short interest ratio ("days to cover") of 2.47, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Lendingclub has recently increased by 12.35%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Lendingclub does not currently pay a dividend.

Dividend Growth

Lendingclub does not have a long track record of dividend growth.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.93

News Sentiment

Lendingclub has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Lendingclub this week, compared to 3 articles on an average week.

Search Interest

5 people have searched for HAPN on MarketBeat in the last 30 days.

MarketBeat Follows

3 people have added Lendingclub to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Lendingclub insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,241,312.00 in company stock.

Percentage Held by Insiders

3.31% of the stock of Lendingclub is held by insiders.

Percentage Held by Institutions

74.08% of the stock of Lendingclub is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Today: 7/17/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Financial Services
• Industry: Personal Credit Institutions (Beneficial)
• Sub-Industry: Banking
• Current Symbol: NASDAQ:HAPN
• CIK: 1409970
• Web: N/A
• Phone: (415) 632-5600
• Fax: N/A
• Employees: 1,075
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Lendingclub: $25.00
• High Price Target: $25.00
• Low Price Target: $25.00
• Potential Upside/Downside: +28.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.49
• Trailing P/E Ratio: 13.02
• Forward P/E Ratio: 11.15
• P/E Growth: N/A
• Net Income: $135.68 million
• Net Margins: 16.99%
• Pretax Margin: 22.12%
• Return on Equity: 11.92%
• Return on Assets: 1.55%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.72
• Quick Ratio: 0.54

Sales & Book Value

• Annual Sales: $998.85 million
• Price / Sales: 2.24
• Cash Flow: $1.67 per share
• Price / Cash Flow: 11.64
• Book Value: $13.03 per share
• Price / Book: 1.49

Miscellaneous

• Outstanding Shares: 115,520,000
• Free Float: 111,697,000
• Market Cap: $2.24 billion
• Optionable: N/A
• Beta: 1.93