NYSE:LOB Live Oak Bancshares (LOB) Stock Price, News & Analysis $38.25 +0.00 (+0.01%) Closing price 09/18/2026 03:59 PM EasternExtended Trading$38.28 +0.03 (+0.07%) As of 09/18/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Live Oak Bancshares Stock (NYSE:LOB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Live Oak Bancshares alerts:Sign Up Key Stats Today's Range$37.53▼$38.3750-Day Range$38.17▼$43.7852-Week Range$29.36▼$44.53Volume340,432 shsAverage Volume183,018 shsMarket Capitalization$1.77 billionP/E Ratio13.47Dividend Yield0.31%Price Target$46.40Consensus RatingHold Company Overview Live Oak Bancshares, Inc. is a financial holding company headquartered in Wilmington, North Carolina. Its principal subsidiary, Live Oak Bank, is a digital, branchless bank focused on serving small and midsize businesses, business owners and professionals across the United States. Live Oak Bank provides commercial loans, including Small Business Administration (SBA) lending, along with business checking and savings accounts, certificates of deposit, treasury management and other banking services. The bank has developed specialized lending expertise in industry verticals such as agriculture, healthcare, professional services, government contracting and other small-business sectors. Founded in 2008, Live Oak Bank combines industry-specific underwriting with an online banking platform to originate and manage loans nationally. Live Oak Bancshares also operates or invests in businesses and technology platforms that support lending and financial services. Its model is designed to provide tailored financing and banking solutions to entrepreneurs and growing companies throughout the country.AI Generated. May Contain Errors. Read More Live Oak Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks76th Percentile Overall ScoreLOB MarketRank™: Live Oak Bancshares scored higher than 76% of companies evaluated by MarketBeat, and ranked 326th out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.9 / 5Analyst RatingHold Consensus RatingLive Oak Bancshares has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 2 buy ratings, 4 hold ratings, and no sell ratings.Upside PotentialLive Oak Bancshares has a consensus price target of $46.40, representing about 21.3% upside from its current price of $38.25.Amount of Analyst CoverageLive Oak Bancshares has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Live Oak Bancshares' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth36.48% Earnings GrowthEarnings for Live Oak Bancshares are expected to grow by 36.48% in the coming year, from $3.07 to $4.19 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Live Oak Bancshares is 13.47, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.67.Price to Earnings Ratio vs. SectorThe P/E ratio of Live Oak Bancshares is 13.47, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.31.Price to Book Value per Share RatioLive Oak Bancshares has a P/B Ratio of 1.52. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest0.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.56% of the float of Live Oak Bancshares has been sold short.Short Interest Ratio / Days to CoverLive Oak Bancshares has a short interest ratio ("days to cover") of 10.3, which indicates bearish sentiment.Change versus previous monthShort interest in Live Oak Bancshares has recently increased by 4.44%, indicating that investor sentiment is decreasing. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldLive Oak Bancshares has a dividend yield of 0.31%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthLive Oak Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Live Oak Bancshares is 4.23%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 2.86% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend.Read more about Live Oak Bancshares' dividend. News and Social Media0.6 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for Live Oak Bancshares this week, compared to 3 articles on an average week.MarketBeat Follows1 people have added Live Oak Bancshares to their MarketBeat watchlist in the last 30 days. Company Ownership2.1 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Live Oak Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,926,758.00 in company stock.Percentage Held by Insiders22.40% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions63.95% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Live Oak Bancshares' insider trading history. Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. LOB Stock News HeadlinesLive Oak Bank Named Official Business Bank of UNCW AthleticsSeptember 14, 2026 | globenewswire.comLive Oak Bancshares, Inc. (NYSE:LOB) Receives $46.40 Consensus Target Price from AnalystsSeptember 11, 2026 | americanbankingnews.comBezos… DOOMEDA single FCC filing hints Elon Musk is planning his biggest project yet - bigger than Tesla, SpaceX, and X combined - aimed at the $25 trillion AI industry. James Altucher says the plan could cut Amazon out of the AI race and disrupt Blue Origin, with a key deadline landing September 25.September 20 at 1:00 AM | Paradigm Press (Ad)Tonya Williams Bradford Sells 1,600 Shares of Live Oak Bancshares (NYSE:LOB) StockSeptember 9, 2026 | insidertrades.comWilliam Williams III Sells 1,810 Shares of Live Oak Bancshares (NYSE:LOB) StockSeptember 4, 2026 | insidertrades.com2 reasons LOB is risky and 1 stock to buy insteadSeptember 1, 2026 | msn.comLive Oak Bancshares CEO Adopts New 10b5-1 Trading PlanAugust 28, 2026 | tipranks.comLive Oak Bancshares Declares Dividends for ShareholdersAugust 18, 2026 | tipranks.comSee More Headlines LOB Stock Analysis - Frequently Asked Questions How have LOB shares performed this year? Live Oak Bancshares' stock was trading at $34.41 at the start of the year. Since then, LOB stock has increased by 11.2% and is now trading at $38.2540. How were Live Oak Bancshares' earnings last quarter? Live Oak Bancshares, Inc. (NYSE:LOB) released its quarterly earnings results on Wednesday, July, 22nd. The company reported $0.74 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.64 by $0.10. The firm had revenue of $156.15 million for the quarter. Live Oak Bancshares had a trailing twelve-month return on equity of 11.77% and a net margin of 12.68%. Read the conference call transcript. When did Live Oak Bancshares IPO? Live Oak Bancshares (LOB) raised $82 million in an initial public offering (IPO) on Wednesday, December 14th 2022. The company issued 4,800,000 shares at $16.00-$18.00 per share. Who are Live Oak Bancshares' major shareholders? Live Oak Bancshares' top institutional investors include BlackRock Inc. (7.60%), California State Teachers Retirement System (3.61%), Barrow Hanley Mewhinney & Strauss LLC (2.94%) and Algert Global LLC (1.27%). Insiders that own company stock include William L Williams III, Steve Smits, Miltom Emmett Petty, Gregory W Seward, Micah S Davis, John W Sutherland, David G Lucht, Mark Michael Moroz, William Henderson Cameron, Walter J Phifer, Tonya Williams Bradford, Renato Derraik, Ewa Maria Stasiowska and Courtney Spencer. View institutional ownership trends. How do I buy shares of Live Oak Bancshares? Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Live Oak Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Live Oak Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), CrowdStrike (CRWD), Advanced Micro Devices (AMD), Netflix (NFLX) and UnitedHealth Group (UNH). Company Calendar Last Earnings7/22/2026Record date for 9/15 Dividend9/01/2026Ex-Dividend for 9/15 Dividend9/01/2026Dividend Payable9/15/2026Today9/20/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (5m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 LOB's financial health is in the Green zone, according to TradeSmith. LOB has been in this zone for over 5 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNYSE:LOB Previous SymbolNYSE:LOB CIK1462120 Webliveoakbank.com Phone(910) 790-5867Fax910-790-5868Employees1,077Year Founded2008Price Target and Rating Average Price Target for Live Oak Bancshares$46.40 High Price Target$50.00 Low Price Target$41.00 Potential Upside/Downside+21.3%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$2.84 Trailing P/E Ratio13.47 Forward P/E Ratio12.46 P/E GrowthN/ANet Income$105.87 million Net Margins12.68% Pretax Margin17.01% Return on Equity11.77% Return on Assets0.90% Debt Debt-to-Equity RatioN/A Current Ratio0.95 Quick Ratio0.91 Sales & Book Value Annual Sales$1.04 billion Price / Sales1.70 Cash Flow$2.96 per share Price / Cash Flow12.93 Book Value$25.25 per share Price / Book1.52Miscellaneous Outstanding Shares46,260,000Free Float35,899,000Market Cap$1.77 billion OptionableN/A Beta1.86 Social Links 7 Best Space Stocks to Own in 2026The space race is growing fast, and you don’t have to have gotten in early on SpaceX to profit. This report shows seven space stocks you can buy today that may grow as rockets, satellites, defense, space internet, and new space technology become more important.Get This Free Report This page (NYSE:LOB) was last updated on 9/20/2026 by MarketBeat.com Staff. 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