M&T Bank (MTB) Stock Price, News & Analysis

Company Overview

M&T Bank Corporation is a regional financial services company headquartered in Buffalo, New York. Founded in 1856, the company operates primarily through its M&T Bank subsidiary and serves consumers, businesses, institutions and government entities.

M&T Bank provides a range of banking products and services, including checking and savings accounts, consumer lending, residential mortgages, credit cards, commercial loans, treasury management and investment services. Through its wealth management and institutional businesses, the company also offers trust, investment management, custody and related financial services.

The bank serves customers across a footprint concentrated in the Mid-Atlantic and Northeastern United States, including New York, Pennsylvania, Maryland, New Jersey, Delaware, Virginia, West Virginia and Washington, D.C. Its businesses also include Wilmington Trust, which provides wealth management, corporate and institutional trust, and related services.

John R. “Rene” Jones serves as M&T Bank Corporation’s chairman and chief executive officer. Under its long operating history, the company has developed a network of branches and business banking relationships focused on the financial needs of local communities and regional markets.

Key Stats

• Today's Range: $217.55 to $220.09
• 50-Day Range: $217.29 to $254.16
• 52-Week Range: $174.76 to $255.95
• Volume: 918,885 shs
• Average Volume: 1.04 million shs
• Market Capitalization: $31.63 billion
• P/E Ratio: 11.57
• Dividend Yield: 2.74%
• Price Target: $251.33
• Consensus Rating: Hold

M&T Bank Stock Analysis - MarketRank™

M&T Bank scored higher than 91% of companies evaluated by MarketBeat, and ranked 170th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Hold

Consensus Rating

M&T Bank has received a consensus rating of Hold. The company's average rating score is 2.32, and is based on no strong buy ratings, 8 buy ratings, 13 hold ratings, and 1 sell rating.

Upside Potential

M&T Bank has a consensus price target of $251.33, representing about 14.7% upside from its current price of $219.04.

Amount of Analyst Coverage

M&T Bank has been the subject of 14 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.36%

Earnings Growth

Earnings for M&T Bank are expected to grow by 9.36% in the coming year, from $19.45 to $21.27 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of M&T Bank is 11.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of M&T Bank is 11.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.42.

Price to Earnings Growth Ratio

M&T Bank has a PEG Ratio of 1.24. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

M&T Bank has a P/B Ratio of 1.28. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.61% of the float of M&T Bank has been sold short.

Short Interest Ratio / Days to Cover

M&T Bank has a short interest ratio ("days to cover") of 5.12.

Change versus previous month

Short interest in M&T Bank has recently decreased by 7.01%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

M&T Bank pays a meaningful dividend of 2.74%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

M&T Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of M&T Bank is 31.68%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, M&T Bank will have a dividend payout ratio of 28.21% next year. This indicates that M&T Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.29

News Sentiment

M&T Bank has a news sentiment score of 0.29. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 11 news articles for M&T Bank this week, compared to 6 articles on an average week.

Search Interest

Only 6 people have searched for MTB on MarketBeat in the last 30 days. This is a decrease of -45% compared to the previous 30 days.

MarketBeat Follows

6 people have added M&T Bank to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, M&T Bank insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,794,884.00 in company stock.

Percentage Held by Insiders

0.44% of the stock of M&T Bank is held by insiders.

Percentage Held by Institutions

84.68% of the stock of M&T Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/15/2026
• Record date for 9/30 Dividend: 9/01/2026
• Ex-Dividend for 9/30 Dividend: 9/01/2026
• Dividend Payable: 9/30/2026
• Today: 10/04/2026
• Next Earnings (Estimated): 10/16/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:MTB
• CIK: 36270
• Web: www3.mtb.com
• Phone: (716) 635-4000
• Fax: 716-842-5021
• Employees: 22,278
• Year Founded: 1856

Price Target and Rating

• Average Price Target for M&T Bank: $251.33
• High Price Target: $301.00
• Low Price Target: $224.00
• Potential Upside/Downside: +14.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.32
• Research Coverage: 22 Analysts

Profitability

• EPS (Trailing Twelve Months): $18.94
• Trailing P/E Ratio: 11.57
• Forward P/E Ratio: 11.26
• P/E Growth: 1.24
• Net Income: $2.85 billion
• Net Margins: 22.72%
• Pretax Margin: 29.38%
• Return on Equity: 11.80%
• Return on Assets: 1.42%

Debt

• Debt-to-Equity Ratio: 0.53
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $13.23 billion
• Price / Sales: 2.39
• Cash Flow: $21.99 per share
• Price / Cash Flow: 9.96
• Book Value: $171.40 per share
• Price / Book: 1.28

Miscellaneous

• Outstanding Shares: 144,420,000
• Free Float: 143,781,000
• Market Cap: $31.63 billion
• Optionable: Optionable
• Beta: 0.61