M&T Bank (MTB) Stock Price, News & Analysis

Company Overview

M&T Bank Corporation is a regional financial holding company headquartered in Buffalo, New York. Its principal banking subsidiary, Manufacturers and Traders Trust Company, commonly known as M&T Bank, provides financial products and services to individuals, businesses, institutions and government entities.

The company’s offerings include checking and savings accounts, consumer and commercial loans, residential mortgages, credit cards, treasury management and other business banking services. Through its wealth management and institutional businesses, M&T also provides investment management, trust, estate planning, retirement and corporate fiduciary services. Wilmington Trust, an M&T subsidiary, serves corporate and institutional clients in areas such as wealth advisory, capital markets and structured finance.

Founded in 1856, M&T has developed a regional banking presence primarily across the Northeastern and Mid-Atlantic United States. Its branch and lending network serves communities in New York, Maryland, New Jersey, Pennsylvania, Delaware, Virginia, West Virginia, Connecticut, Massachusetts, Vermont and New Hampshire, as well as Washington, D.C. M&T is led by René F. Jones, who serves as chairman and chief executive officer.

Key Stats

• Today's Range: $236.14 to $238.84
• 50-Day Range: $232.09 to $254.16
• 52-Week Range: $174.76 to $255.95
• Volume: 196,523 shs
• Average Volume: 1.12 million shs
• Market Capitalization: $34.26 billion
• P/E Ratio: 12.52
• Dividend Yield: 2.53%
• Price Target: $255.98
• Consensus Rating: Hold

M&T Bank Stock Analysis - MarketRank™

M&T Bank scored higher than 81% of companies evaluated by MarketBeat, and ranked 284th out of 840 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.8 / 5
• Analyst Rating: Hold

Consensus Rating

M&T Bank has received a consensus rating of Hold. The company's average rating score is 2.32, and is based on no strong buy ratings, 8 buy ratings, 13 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for M&T Bank is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

M&T Bank has been the subject of 14 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.46%

Earnings Growth

Earnings for M&T Bank are expected to grow by 9.46% in the coming year, from $19.45 to $21.29 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of M&T Bank is 12.52, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.07.

Price to Earnings Ratio vs. Sector

The P/E ratio of M&T Bank is 12.52, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.58.

Price to Earnings Growth Ratio

M&T Bank has a PEG Ratio of 1.35. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

M&T Bank has a P/B Ratio of 1.38. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.90% of the float of M&T Bank has been sold short.

Short Interest Ratio / Days to Cover

M&T Bank has a short interest ratio ("days to cover") of 6.85.

Change versus previous month

Short interest in M&T Bank has recently increased by 5.24%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

M&T Bank pays a meaningful dividend of 2.52%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

M&T Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of M&T Bank is 31.68%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, M&T Bank will have a dividend payout ratio of 28.18% next year. This indicates that M&T Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.5 / 5
• News Sentiment: 1.28

News Sentiment

M&T Bank has a news sentiment score of 1.28. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.91 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 11 news articles for M&T Bank this week, compared to 7 articles on an average week.

Search Interest

13 people have searched for MTB on MarketBeat in the last 30 days. This is an increase of 160% compared to the previous 30 days.

MarketBeat Follows

6 people have added M&T Bank to their MarketBeat watchlist in the last 30 days. This is an increase of 500% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, M&T Bank insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $152,452.00 in company stock.

Percentage Held by Insiders

0.44% of the stock of M&T Bank is held by insiders.

Percentage Held by Institutions

84.68% of the stock of M&T Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 6/30 Dividend: 6/01/2026
• Ex-Dividend for 6/30 Dividend: 6/01/2026
• Dividend Payable: 6/30/2026
• Last Earnings: 7/15/2026
• Record date for 9/30 Dividend: 9/01/2026
• Ex-Dividend for 9/30 Dividend: 9/01/2026
• Today: 9/10/2026
• Barclays 24th Annual Global Financial Services Conference: 9/16/2026
• Dividend Payable: 9/30/2026
• Next Earnings (Estimated): 10/16/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:MTB
• CIK: 36270
• Web: www3.mtb.com
• Phone: (716) 635-4000
• Fax: 716-842-5021
• Employees: 22,278
• Year Founded: 1856

Price Target and Rating

• Average Price Target for M&T Bank: $255.98
• High Price Target: $304.00
• Low Price Target: $224.00
• Potential Upside/Downside: +8.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.32
• Research Coverage: 22 Analysts

Profitability

• EPS (Trailing Twelve Months): $18.94
• Trailing P/E Ratio: 12.53
• Forward P/E Ratio: 12.19
• P/E Growth: 1.35
• Net Income: $2.85 billion
• Net Margins: 22.72%
• Pretax Margin: 29.38%
• Return on Equity: 11.80%
• Return on Assets: 1.42%

Debt

• Debt-to-Equity Ratio: 0.53
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $13.23 billion
• Price / Sales: 2.59
• Cash Flow: $21.87 per share
• Price / Cash Flow: 10.84
• Book Value: $171.40 per share
• Price / Book: 1.38

Miscellaneous

• Outstanding Shares: 144,420,000
• Free Float: 143,781,000
• Market Cap: $34.23 billion
• Optionable: Optionable
• Beta: 0.56