NASDAQ:PBHC Pathfinder Bancorp (PBHC) Stock Price, News & Analysis $15.66 -0.36 (-2.25%) (As of 09/20/2024 ET) Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends Get Pathfinder Bancorp alerts: Email Address About Pathfinder Bancorp Stock (NASDAQ:PBHC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Pathfinder Bancorp alerts:Sign Up Key Stats Today's Range$15.66▼$16.0250-Day Range$13.48▼$17.3752-Week Range$11.41▼$19.05Volume6,602 shsAverage Volume3,713 shsMarket Capitalization$73.92 millionP/E Ratio11.03Dividend Yield2.55%Price TargetN/AConsensus RatingN/A Company OverviewPathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. The company was founded in 1859 and is headquartered in Oswego, New York.Read More… How the US Will Win the Great Lithium Race (Ad)China spent $60B+ on lithium infrastructure in the past decade. It possesses 7.9% of the world’s supply, but it processes 70-80%. Now the US is coming over the top by investing $700B+ into domestic supply with the IRA and Bi-partisan Infrastructure Bill.Join GM as an early investor in this company by October 3. Pathfinder Bancorp Stock Analysis - MarketRank™See Top Rated MarketRank™ StocksOverall MarketRank™: 75th PercentilePathfinder Bancorp scored higher than 75% of companies evaluated by MarketBeat, and ranked 327th out of 905 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Pathfinder Bancorp.Read more about Pathfinder Bancorp's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Pathfinder Bancorp is 11.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 134.27.Price to Earnings Ratio vs. SectorThe P/E ratio of Pathfinder Bancorp is 11.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 35.77.Price to Book Value per Share RatioPathfinder Bancorp has a P/B Ratio of 0.61. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Pathfinder Bancorp's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.09% of the float of Pathfinder Bancorp has been sold short.Short Interest Ratio / Days to CoverPathfinder Bancorp has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Pathfinder Bancorp has recently decreased by 38.30%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldPathfinder Bancorp pays a meaningful dividend of 2.48%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthPathfinder Bancorp has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Pathfinder Bancorp is 28.17%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Pathfinder Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.09% of the float of Pathfinder Bancorp has been sold short.Short Interest Ratio / Days to CoverPathfinder Bancorp has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Pathfinder Bancorp has recently decreased by 38.30%, indicating that investor sentiment is improving significantly. News and Social Media2.7 / 5News Sentiment0.90 News SentimentPathfinder Bancorp has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Pathfinder Bancorp this week, compared to 1 article on an average week. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Pathfinder Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $92,855.00 in company stock.Percentage Held by Insiders22.40% of the stock of Pathfinder Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 26.73% of the stock of Pathfinder Bancorp is held by institutions.Read more about Pathfinder Bancorp's insider trading history. Receive PBHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Pathfinder Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address PBHC Stock News HeadlinesPathfinder Bancorp, Inc. (NASDAQ:PBHC) SVP Sells $76,587.00 in StockSeptember 20 at 6:24 AM | insidertrades.comPathfinder Bancorp, Inc. (NASDAQ:PBHC) SVP Sells $16,268.10 in StockAugust 20, 2024 | insidertrades.comAre You Ready for a Small-Cap Rally?Jeff Bezos has just made a bold move into Quantum Computing as a Service (QaaS), a technology set to disrupt industries worth over $46 trillion. What's even more intriguing?September 20, 2024 | InvestorPlace (Ad)Several Insiders Invested In Pathfinder Bancorp Flagging Positive NewsSeptember 20 at 7:48 PM | finance.yahoo.comFree DLC for Pathfinder: Wrath of the Righteous adds a crossover with indie dungeon crawler Children of MortaSeptember 8, 2024 | msn.comCompany news: Pathfinder announces retirement of board chairman Chris Burritt, appoints Will BarclayJuly 24, 2024 | msn.comPenFed Pathfinder Rewards Visa Signature Credit Card ReviewJuly 23, 2024 | businessinsider.comPathfinder Bank Acquisition of Berkshire Bank Branch CompleteJuly 22, 2024 | globenewswire.comSee More Headlines PBHC Stock Analysis - Frequently Asked Questions How have PBHC shares performed this year? Pathfinder Bancorp's stock was trading at $14.01 at the beginning of the year. Since then, PBHC stock has increased by 11.8% and is now trading at $15.66. View the best growth stocks for 2024 here. How were Pathfinder Bancorp's earnings last quarter? Pathfinder Bancorp, Inc. (NASDAQ:PBHC) posted its quarterly earnings results on Monday, July, 29th. The savings and loans company reported $0.32 earnings per share (EPS) for the quarter. The savings and loans company had revenue of $10.69 million for the quarter. Pathfinder Bancorp had a net margin of 11.16% and a trailing twelve-month return on equity of 7.34%. Who are Pathfinder Bancorp's major shareholders? Top institutional shareholders of Pathfinder Bancorp include Dimensional Fund Advisors LP (0.39%). Insiders that own company stock include Ronald Tascarella, Walter Rusnak, James A Dowd, Daniel R Phillips, Robert G Jr Butkowski, George P Joyce, David A Ayoub, Meghan Crawford-Hamlin, Calvin Corriders and Adam C Gagas. View institutional ownership trends. How do I buy shares of Pathfinder Bancorp? Shares of PBHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Pathfinder Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Pathfinder Bancorp investors own include AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), Blackrock Resources & Commodities Strategy Trust (BCX), Franklin Resources (BEN), BlackRock Enhanced International Dividend Trust (BGY) and Bank of Nova Scotia (BNS). Company Calendar Ex-Dividend for 8/9 Dividend7/19/2024Last Earnings7/29/2024Dividend Payable8/09/2024Today9/20/2024Next Earnings (Estimated)11/06/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:PBHC CUSIPN/A CIK1609065 Webwww.pathfinderbank.com Phone(315) 343-0057Fax315-342-9403Employees170Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.42 Trailing P/E Ratio11.28 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.29 million Net Margins11.16% Pretax Margin14.07% Return on Equity7.34% Return on Assets0.61% Debt Debt-to-Equity Ratio0.37 Current Ratio0.73 Quick Ratio0.73 Sales & Book Value Annual Sales$42.55 million Price / Sales1.78 Cash Flow$2.59 per share Price / Cash Flow6.18 Book Value$25.48 per share Price / Book0.63Miscellaneous Outstanding Shares4,720,000Free Float3,663,000Market Cap$75.61 million OptionableNot Optionable Beta0.25 Beginner's Guide to Pot Stock InvestingClick the link below and we'll send you MarketBeat's guide to pot stock investing and which pot companies show the most promise. 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