NASDAQ:NAVI Navient (NAVI) Stock Price, News & Analysis $8.44 +0.09 (+1.08%) Closing price 04:00 PM EasternExtended Trading$8.44 +0.01 (+0.06%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Navient Stock (NASDAQ:NAVI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Navient alerts:Sign Up Key Stats Today's Range$8.37▼$8.4950-Day Range$7.89▼$9.5152-Week Range$7.80▼$16.07Volume648,391 shsAverage Volume1.03 million shsMarket Capitalization$793.28 millionP/E RatioN/ADividend Yield7.58%Price Target$9.29Consensus RatingReduce Company Overview Navient Corporation (NASDAQ: NAVI) is a specialized provider of asset management and business processing solutions, with a primary focus on student loan servicing. Established in 2014 through the separation from Sallie Mae, Navient assumed responsibility for servicing federal and private education loans, positioning itself as one of the largest servicers of higher education debt in the United States. The company’s core activities center on federal student loan servicing under contracts with the U.S. Department of Education, where it handles billing, customer assistance, repayment plan management and borrower support for millions of federal loan accounts. In parallel, Navient offers servicing for private education loans, partnering with banks and other financial institutions to manage loan collections, customer outreach and risk mitigation strategies. Beyond student lending, Navient operates a business services segment that provides debt management and recovery solutions for state-sponsored loan programs, healthcare receivables and government agencies. This division leverages technology-driven platforms and process outsourcing to support a range of clients in areas such as asset recovery, customer contact and revenue cycle management. Headquartered in Wilmington, Delaware, Navient is led by President and Chief Executive Officer John F. Remondi, who has guided the company’s growth since its inception. Navient maintains operations across the United States, employing a network of regional servicing centers and digital tools to deliver borrower-centric solutions and support educational access through effective loan management.AI Generated. May Contain Errors. Read More Navient Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks62nd Percentile Overall ScoreNAVI MarketRank™: Navient scored higher than 62% of companies evaluated by MarketBeat, and ranked 518th out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.6 / 5Analyst RatingReduce Consensus RatingNavient has received a consensus rating of Reduce. The company's average rating score is 1.56, and is based on no strong buy ratings, no buy ratings, 5 hold ratings, and 4 sell ratings.Upside PotentialNavient has a consensus price target of $9.29, representing about 10.0% upside from its current price of $8.44.Amount of Analyst CoverageNavient has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Navient's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth28.17% Earnings GrowthEarnings for Navient are expected to grow by 28.17% in the coming year, from $0.71 to $0.91 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Navient is -13.40, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Navient is -13.40, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioNavient has a P/B Ratio of 0.33. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Navient's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted14.32% of the float of Navient has been sold short.Short Interest Ratio / Days to CoverNavient has a short interest ratio ("days to cover") of 8.64.Change versus previous monthShort interest in Navient has recently increased by 2.65%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipNavient is a leading dividend payer. It pays a dividend yield of 7.70%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthNavient does not have a long track record of dividend growth.Dividend SustainabilityBased on earnings estimates, Navient will have a dividend payout ratio of 70.33% next year. This indicates that Navient will be able to sustain or increase its dividend.Read more about Navient's dividend. News and Social Media1.9 / 5News Sentiment0.04 News SentimentNavient has a news sentiment score of 0.04. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Navient this week, compared to 3 articles on an average week. Company Ownership1.4 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Navient insiders have not sold or bought any company stock.Percentage Held by Insiders33.80% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions97.14% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Navient's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. NAVI Stock News HeadlinesNavient student loan forgiveness essentials for 2026May 22 at 8:59 AM | msn.comNavient declares second quarter common stock dividendMay 21 at 5:00 PM | globenewswire.comJune 12: The Biggest Buying Spree in History?Former tech executive and angel investor Jeff Brown - who picked Bitcoin, Tesla, and Nvidia before surges of up to 52,400% - says the SpaceX IPO on June 12 could trigger the biggest buying spree in market history. Brown is urging investors to get positioned before the IPO date arrives, when shares could double or more on the first day of trading.May 22 at 1:00 AM | Brownstone Research (Ad)Earnest Expands Refinancing Flexibility for Graduate StudentsMay 19 at 9:00 AM | prnewswire.comThe 5 most interesting analyst questions from Navient’s Q1 earnings callMay 6, 2026 | msn.comWhy The Navient (NAVI) Story Is Shifting As Analyst Fair Value And Leadership ChangeMay 3, 2026 | finance.yahoo.comNAVI Q1 Deep Dive: Product Expansion and Credit Trends Shape OutlookMay 2, 2026 | uk.finance.yahoo.comA major student-loan lender says it will 'surprise and delight' borrowers after Trump's repayment overhaulMay 1, 2026 | businessinsider.comSee More Headlines NAVI Stock Analysis - Frequently Asked Questions How have NAVI shares performed this year? Navient's stock was trading at $13.00 on January 1st, 2026. Since then, NAVI shares have decreased by 35.1% and is now trading at $8.44. How were Navient's earnings last quarter? Navient Corporation (NASDAQ:NAVI) announced its quarterly earnings results on Wednesday, April, 29th. The credit services provider reported $0.20 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.17 by $0.03. The credit services provider earned $152 million during the quarter, compared to analyst estimates of $141.47 million. Navient had a positive trailing twelve-month return on equity of 4.39% and a negative net margin of 1.94%. Does Navient have any subsidiaries? Navient subsidiaries include these companies: Earnest, and Duncan Solutions. Who are Navient's major shareholders? Navient's top institutional shareholders include Dimensional Fund Advisors LP (6.79%), Bank of America Corp DE (1.32%), Arbiter Partners Capital Management LLC (0.55%) and Empowered Funds LLC (0.47%). Insiders that own company stock include John M Kane, Mark L Heleen and Stephen M Hauber. View institutional ownership trends. How do I buy shares of Navient? Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Navient own? Based on aggregate information from My MarketBeat watchlists, some other companies that Navient investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Tesla (TSLA), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Home Depot (HD). Company Calendar Record date for 3/20 Dividend3/06/2026Ex-Dividend for 3/20 Dividend3/06/2026Dividend Payable3/20/2026Last Earnings4/29/2026Today5/22/2026Record date for 6/19 Dividend6/05/2026Ex-Dividend for 6/19 Dividend6/05/2026Dividend Payable6/19/2026Next Earnings (Estimated)7/29/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (6m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 NAVI's financial health is in the Red zone, according to TradeSmith. NAVI has been in this zone for over 6 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - CONS LOANS Sub-IndustryTrading Current SymbolNASDAQ:NAVI Previous SymbolNASDAQ:NAVIV CIK1593538 Webwww.navient.com Phone(302) 283-8000FaxN/AEmployees2,100Year Founded2014Price Target and Rating Average Price Target for Navient$9.29 High Price Target$14.50 Low Price Target$7.00 Potential Upside/Downside+10.0%Consensus RatingReduce Rating Score (0-4)1.56 Research Coverage9 Analysts Profitability EPS (Trailing Twelve Months)($0.63) Trailing P/E RatioN/A Forward P/E Ratio11.89 P/E GrowthN/ANet Income-$80 million Net Margins-1.94% Pretax Margin-2.40% Return on Equity4.39% Return on Assets0.22% Debt Debt-to-Equity Ratio16.49 Current Ratio7.67 Quick Ratio7.67 Sales & Book Value Annual Sales$3.20 billion Price / Sales0.25 Cash Flow$1.24 per share Price / Cash Flow6.81 Book Value$25.31 per share Price / Book0.33Miscellaneous Outstanding Shares93,990,000Free Float62,221,000Market Cap$793.28 million OptionableOptionable Beta1.24 Social Links 7 Stocks to Ride The A.I. 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