Free Trial

Navient (NASDAQ:NAVI) Announces Quarterly Earnings Results, Misses Estimates By $0.06 EPS

Navient logo with Finance background

Key Points

  • Navient reported earnings of $0.21 per share for the quarter, falling short of expectations by $0.06 as analysts anticipated $0.27 EPS.
  • The company updated its fiscal year 2025 guidance to a range of $0.950 to $1.050 EPS following a revenue of $156 million, slightly below the expected $156.20 million.
  • Navient's stock experienced a decline of 1.9% post-earnings, and currently has an average analyst rating of "Hold" with a consensus target price of $13.56.
  • Need better tools to track Navient? Try 5 Weeks of MarketBeat All Access for $5. Start Portfolio Tracking Now.

Navient (NASDAQ:NAVI - Get Free Report) announced its earnings results on Wednesday. The credit services provider reported $0.21 earnings per share for the quarter, missing the consensus estimate of $0.27 by ($0.06), Zacks reports. The firm had revenue of $156.00 million during the quarter, compared to analysts' expectations of $156.20 million. Navient had a net margin of 0.89% and a return on equity of 4.08%. During the same period in the prior year, the company posted $0.29 EPS. Navient updated its FY 2025 guidance to 0.950-1.050 EPS.

Navient Stock Down 1.7%

Shares of NAVI traded down $0.21 during trading hours on Tuesday, hitting $12.50. The company had a trading volume of 2,643,325 shares, compared to its average volume of 824,697. The company has a current ratio of 9.94, a quick ratio of 9.94 and a debt-to-equity ratio of 16.52. The company has a market capitalization of $1.24 billion, a PE ratio of 40.32 and a beta of 1.37. Navient has a one year low of $10.53 and a one year high of $16.97. The company's fifty day moving average price is $13.98 and its two-hundred day moving average price is $13.40.

Navient Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Friday, June 20th. Stockholders of record on Friday, June 6th were issued a $0.16 dividend. The ex-dividend date was Friday, June 6th. This represents a $0.64 dividend on an annualized basis and a dividend yield of 5.1%. Navient's dividend payout ratio (DPR) is currently 206.45%.

Hedge Funds Weigh In On Navient

A hedge fund recently raised its stake in Navient stock. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC grew its position in Navient Corporation (NASDAQ:NAVI - Free Report) by 9.1% during the first quarter, according to its most recent 13F filing with the SEC. The institutional investor owned 210,350 shares of the credit services provider's stock after buying an additional 17,483 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC owned 0.21% of Navient worth $2,657,000 at the end of the most recent quarter. Institutional investors own 97.14% of the company's stock.

Wall Street Analysts Forecast Growth

Several brokerages have commented on NAVI. TD Securities upped their price objective on Navient from $11.00 to $12.00 and gave the company a "sell" rating in a research report on Thursday, May 1st. JPMorgan Chase & Co. boosted their price objective on shares of Navient from $12.50 to $15.50 and gave the company a "neutral" rating in a research report on Friday, July 11th. TD Cowen lowered shares of Navient from a "hold" rating to a "strong sell" rating in a research report on Thursday, May 1st. Morgan Stanley lowered their price target on Navient from $15.00 to $14.00 and set an "equal weight" rating for the company in a report on Thursday, July 31st. Finally, Jefferies Financial Group reduced their price objective on Navient from $14.00 to $12.00 and set a "hold" rating on the stock in a report on Monday, April 21st. Three investment analysts have rated the stock with a sell rating, six have issued a hold rating and one has assigned a strong buy rating to the company. According to data from MarketBeat.com, the stock presently has a consensus rating of "Hold" and an average target price of $13.56.

Check Out Our Latest Analysis on Navient

About Navient

(Get Free Report)

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.

Featured Stories

Earnings History for Navient (NASDAQ:NAVI)

Should You Invest $1,000 in Navient Right Now?

Before you consider Navient, you'll want to hear this.

MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Navient wasn't on the list.

While Navient currently has a Reduce rating among analysts, top-rated analysts believe these five stocks are better buys.

View The Five Stocks Here

Metaverse Stocks And Why You Can't Ignore Them Cover

Thinking about investing in Meta, Roblox, or Unity? Enter your email to learn what streetwise investors need to know about the metaverse and public markets before making an investment.

Get This Free Report
Like this article? Share it with a colleague.

Featured Articles and Offers

Recent Videos

Next Tech Boom: AI Robots Are Coming Sooner Than You Think!
Tech Stocks Stumble: Will Nvidia’s Report Spark a Rebound?
Follow the Money: 5 Stocks Institutions Are Buying NOW

Stock Lists

All Stock Lists

Investing Tools

Calendars and Tools

Search Headlines