NASDAQ:NBTB NBT Bancorp (NBTB) Stock Price, News & Analysis $51.12 -0.33 (-0.64%) As of 10:39 AM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About NBT Bancorp Stock (NASDAQ:NBTB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get NBT Bancorp alerts:Sign Up Key Stats Today's Range$50.82▼$51.2650-Day Range$50.28▼$54.2652-Week Range$39.19▼$54.50Volume78,442 shsAverage Volume290,468 shsMarket Capitalization$2.66 billionP/E Ratio12.50Dividend Yield3.13%Price Target$54.10Consensus RatingHold Company Overview NBT Bancorp Inc. is a bank holding company headquartered in Norwich, New York. Through its principal subsidiary, NBT Bank, the company provides a range of financial services to individuals, families, businesses and municipal entities. NBT Bank’s offerings include checking and savings accounts, consumer and residential lending, commercial loans, mortgages, credit cards and digital banking services. Through affiliated businesses, NBT Bancorp also provides wealth management, investment services and insurance products. Founded in 1856 as the Bank of Norwich, NBT Bank has expanded from its original New York market to serve communities across the Northeast. Its banking network includes New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. The company is led by President and Chief Executive Officer Scott A. Kingsley.AI Generated. May Contain Errors. Read More NBT Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks75th Percentile Overall ScoreNBTB MarketRank™: NBT Bancorp scored higher than 75% of companies evaluated by MarketBeat, and ranked 382nd out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.6 / 5Analyst RatingHold Consensus RatingNBT Bancorp has received a consensus rating of Hold. The company's average rating score is 2.38, and is based on no strong buy ratings, 3 buy ratings, 5 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for NBT Bancorp is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageNBT Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about NBT Bancorp's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth8.43% Earnings GrowthEarnings for NBT Bancorp are expected to grow by 8.43% in the coming year, from $4.15 to $4.50 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of NBT Bancorp is 12.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.97.Price to Earnings Ratio vs. SectorThe P/E ratio of NBT Bancorp is 12.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.28.Price to Book Value per Share RatioNBT Bancorp has a P/B Ratio of 1.42. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about NBT Bancorp's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted4.24% of the float of NBT Bancorp has been sold short.Short Interest Ratio / Days to CoverNBT Bancorp has a short interest ratio ("days to cover") of 8.62.Change versus previous monthShort interest in NBT Bancorp has recently increased by 3.59%, indicating that investor sentiment is decreasing. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldNBT Bancorp pays a meaningful dividend of 3.10%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthNBT Bancorp has been increasing its dividend for 12 years.Dividend CoverageThe dividend payout ratio of NBT Bancorp is 39.12%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, NBT Bancorp will have a dividend payout ratio of 35.56% next year. This indicates that NBT Bancorp will be able to sustain or increase its dividend.Read more about NBT Bancorp's dividend. News and Social Media1.6 / 5News Sentiment0.62 News SentimentNBT Bancorp has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for NBT Bancorp this week, compared to 3 articles on an average week. Company Ownership1.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, NBT Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $730,710.00 in company stock.Percentage Held by Insiders2.99% of the stock of NBT Bancorp is held by insiders.Percentage Held by Institutions58.46% of the stock of NBT Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about NBT Bancorp's insider trading history. Receive NBTB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for NBT Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. NBTB Stock News HeadlinesNBT Bancorp (NASDAQ:NBTB) Upgraded to "Hold" at Wall Street ZenSeptember 12, 2026 | americanbankingnews.comNBT Bancorp Inc. (NASDAQ:NBTB) Receives Consensus Recommendation of "Hold" from BrokeragesSeptember 10, 2026 | americanbankingnews.comHow options let you do more with less capitalWould you rather spend $5,000 buying 100 shares of a $50 stock, or control those same 100 shares for a fraction of the cost? That's the core advantage options offer traders at every level. The Beginner's Guide to Options breaks down leverage, income strategies, and real trade examples in plain English — including a little-known approach many traders use to reduce costs and improve profit potential. Download your free copy before this offer expires.September 18 at 1:00 AM | Base Camp Trading (Ad)NBT Bancorp Appears A Bit Pricey At The MomentAugust 13, 2026 | seekingalpha.comNBT Bancorp’s Q2 earnings call: Our top 5 analyst questionsAugust 3, 2026 | msn.comTop NBT Bancorp Insiders Quietly Cash In on Major Stock MoveJuly 30, 2026 | tipranks.comAnalysts Have Conflicting Sentiments on These Financial Companies: NBT Bancorp (NBTB) and Brown & Brown (BRO)July 29, 2026 | theglobeandmail.comNBT Bancorp (NBTB) Looks Fully Valued After Q2 Earnings And Dividend HikeJuly 29, 2026 | finance.yahoo.comSee More Headlines NBTB Stock Analysis - Frequently Asked Questions How have NBTB shares performed this year? NBT Bancorp's stock was trading at $41.52 on January 1st, 2026. Since then, NBTB stock has increased by 23.9% and is now trading at $51.45. How were NBT Bancorp's earnings last quarter? NBT Bancorp Inc. (NASDAQ:NBTB) issued its quarterly earnings results on Monday, July, 27th. The bank reported $1.01 earnings per share for the quarter, missing the consensus estimate of $1.02 by $0.01. The bank earned $186.69 million during the quarter, compared to the consensus estimate of $188.81 million. NBT Bancorp had a net margin of 22.58% and a trailing twelve-month return on equity of 11.27%. Read the conference call transcript. Who are NBT Bancorp's major shareholders? NBT Bancorp's top institutional investors include BlackRock Inc. (14.38%), The Manufacturers Life Insurance Company (1.08%), Bank of New York Mellon Corp (0.88%) and Ceredex Value Advisors LLC (0.53%). Insiders that own company stock include John H Watt Jr, David J Nasca, Timothy E Delaney, Jack H Webb, Lowell A Seifter, Scott Allen Kingsley, Sarah A Halliday, Amy Wiles, V Daniel Robinson II, Martin Randolph Sparks, Ruth H Mahoney, Heidi M Hoeller and Jason David Brown. View institutional ownership trends. How do I buy shares of NBT Bancorp? Shares of NBTB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of NBT Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that NBT Bancorp investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), NVIDIA (NVDA), Meta Platforms (META), Netflix (NFLX) and Home Depot (HD). Company Calendar Last Earnings7/27/2026Record date for 9/15 Dividend9/01/2026Ex-Dividend for 9/15 Dividend9/01/2026Dividend Payable9/15/2026Today9/18/2026Next Earnings (Estimated)10/26/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 NBTB's financial health is in the Green zone, according to TradeSmith. NBTB has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:NBTB CIK790359 Webwww.nbtbancorp.com Phone(607) 337-2265Fax302-636-5454Employees2,303Year Founded1999Price Target and Rating Average Price Target for NBT Bancorp$54.10 High Price Target$59.00 Low Price Target$46.50 Potential Upside/Downside+6.1%Consensus RatingHold Rating Score (0-4)2.38 Research Coverage8 Analysts Profitability EPS (Trailing Twelve Months)$4.09 Trailing P/E Ratio12.46 Forward P/E Ratio12.29 P/E GrowthN/ANet Income$169.24 million Net Margins22.58% Pretax Margin29.24% Return on Equity11.27% Return on Assets1.33% Debt Debt-to-Equity Ratio0.08 Current Ratio0.87 Quick Ratio0.87 Sales & Book Value Annual Sales$906.48 million Price / Sales2.92 Cash Flow$4.34 per share Price / Cash Flow11.75 Book Value$36.25 per share Price / Book1.41Miscellaneous Outstanding Shares51,960,000Free Float50,406,000Market Cap$2.65 billion OptionableOptionable Beta0.47 Social Links The Infrastructure's Backbone: 10 Stocks Powering the AI BuildoutThe AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge—and the key risks investors should watch as the global AI buildout accelerates.Get This Free Report This page (NASDAQ:NBTB) was last updated on 9/18/2026 by MarketBeat.com Staff. 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