RLI (RLI) Stock Price, News & Analysis

Company Overview

RLI Corp. is a specialty property and casualty insurance company headquartered in Peoria, Illinois. Through its subsidiaries, the company underwrites a broad range of insurance products for commercial and personal customers, with an emphasis on specialized risks that may not be fully addressed by standard insurance carriers.

RLI’s products include commercial property and casualty coverage, transportation and marine insurance, surety bonds, workers’ compensation, professional liability, and personal umbrella insurance. The company also provides coverage for select niche markets, including high-value personal assets and other specialty exposures.

Founded in 1965, RLI serves policyholders primarily across the United States through independent agents, brokers, and other distribution partners. Its business model is centered on disciplined underwriting, specialized industry expertise, and developing tailored insurance solutions for businesses and individuals.

Key Stats

• Today's Range: $60.21 to $61.49
• 50-Day Range: $58.07 to $66.64
• 52-Week Range: $47.26 to $67.12
• Volume: 493,294 shs
• Average Volume: 513,950 shs
• Market Capitalization: $5.56 billion
• P/E Ratio: 12.73
• Dividend Yield: 1.19%
• Price Target: $63.20
• Consensus Rating: Reduce

RLI Stock Analysis - MarketRank™

RLI scored higher than 37% of companies evaluated by MarketBeat, and ranked 656th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Reduce

Consensus Rating

RLI has received a consensus rating of Reduce. The company's average rating score is 1.86, and is based on no strong buy ratings, 1 buy rating, 4 hold ratings, and 2 sell ratings.

Upside/Downside

The consensus price target for RLI is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

RLI has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -3.82%

Earnings Growth

Earnings for RLI are expected to decrease by -3.82% in the coming year, from $2.88 to $2.77 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of RLI is 12.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of RLI is 12.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.21.

Price to Book Value per Share Ratio

RLI has a P/B Ratio of 3.13. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

9.42% of the float of RLI has been sold short.

Short Interest Ratio / Days to Cover

RLI has a short interest ratio ("days to cover") of 14.52, which indicates bearish sentiment.

Change versus previous month

Short interest in RLI has recently increased by 7.90%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

RLI pays a meaningful dividend of 1.17%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

RLI has been increasing its dividend for 51 years.

Dividend Coverage

The dividend payout ratio of RLI is 15.13%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, RLI will have a dividend payout ratio of 25.99% next year. This indicates that RLI will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: 0.91

News Sentiment

RLI has a news sentiment score of 0.91. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for RLI this week, compared to 7 articles on an average week.

Search Interest

Only 2 people have searched for RLI on MarketBeat in the last 30 days. This is a decrease of -33% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, RLI insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.39% of the stock of RLI is held by insiders.

Percentage Held by Institutions

77.89% of the stock of RLI is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/22/2026
• Record date for 9/15 Dividend: 8/31/2026
• Ex-Dividend for 9/15 Dividend: 8/31/2026
• Dividend Payable: 9/15/2026
• Today: 9/17/2026
• Next Earnings (Estimated): 10/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:RLI
• CIK: 84246
• Web: www.rlicorp.com
• Phone: (309) 692-1000
• Fax: 309-692-1068
• Employees: 1,193
• Year Founded: 1965

Price Target and Rating

• Average Price Target for RLI: $63.20
• High Price Target: $74.00
• Low Price Target: $53.00
• Potential Upside/Downside: +4.3%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.86
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.76
• Trailing P/E Ratio: 12.73
• Forward P/E Ratio: 21.03
• P/E Growth: N/A
• Net Income: $403.34 million
• Net Margins: 22.22%
• Pretax Margin: 27.80%
• Return on Equity: 17.61%
• Return on Assets: 5.03%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.33
• Quick Ratio: 0.33

Sales & Book Value

• Annual Sales: $1.88 billion
• Price / Sales: 2.95
• Cash Flow: $3.53 per share
• Price / Cash Flow: 17.14
• Book Value: $19.36 per share
• Price / Book: 3.13

Miscellaneous

• Outstanding Shares: 91,770,000
• Free Float: 89,580,000
• Market Cap: $5.56 billion
• Optionable: Optionable
• Beta: 0.38