Ohio Valley Banc (OVBC) Stock Price, News & Analysis

Company Overview

Ohio Valley Banc Corp. is a bank holding company headquartered in Gallipolis, Ohio. Through its principal subsidiary, Ohio Valley Bank, the company provides community banking services to individuals, families, farmers and businesses.

Ohio Valley Bank offers deposit products, consumer and commercial loans, residential mortgage lending, electronic banking and other traditional financial services. Its lending activities include personal, real estate, agricultural and business financing, while its banking services include checking and savings accounts, certificates of deposit, online banking and related payment services.

Founded in 1872, Ohio Valley Banc Corp. has a long history of serving communities in southeastern Ohio and neighboring areas of West Virginia. The company operates through a locally focused banking model and is overseen by a board of directors and executive management team responsible for its banking and financial services operations.

Key Stats

• Today's Range: $42.00 to $42.00
• 50-Day Range: $41.66 to $46.86
• 52-Week Range: $34.18 to $54.96
• Volume: 225 shs
• Average Volume: 26,134 shs
• Market Capitalization: $207.43 million
• P/E Ratio: 14.52
• Dividend Yield: 2.27%
• Price Target: N/A
• Consensus Rating: Buy

Ohio Valley Banc Stock Analysis - MarketRank™

Ohio Valley Banc scored higher than 50% of companies evaluated by MarketBeat, and ranked 597th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Ohio Valley Banc has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Ohio Valley Banc has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Ohio Valley Banc is 14.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.99.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ohio Valley Banc is 14.49, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.22.

Price to Book Value per Share Ratio

Ohio Valley Banc has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.32% of the float of Ohio Valley Banc has been sold short.

Short Interest Ratio / Days to Cover

Ohio Valley Banc has a short interest ratio ("days to cover") of 1.56, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ohio Valley Banc has recently increased by 6.05%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Ohio Valley Banc pays a meaningful dividend of 2.21%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ohio Valley Banc has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Ohio Valley Banc is 33.22%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.22

News Sentiment

Ohio Valley Banc has a news sentiment score of 0.22. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Ohio Valley Banc this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.4 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of Ohio Valley Banc in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $4,493.00 in company stock, which represents 0.0022% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Ohio Valley Banc insiders have bought more of their company's stock than they have sold. Specifically, they have bought $4,493.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

7.18% of the stock of Ohio Valley Banc is held by insiders.

Percentage Held by Institutions

22.06% of the stock of Ohio Valley Banc is held by institutions.

Company Calendar

• Record date for 8/10 Dividend: 7/24/2026
• Ex-Dividend for 8/10 Dividend: 7/24/2026
• Last Earnings: 7/27/2026
• Dividend Payable: 8/10/2026
• Today: 9/24/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:OVBC
• CIK: 894671
• Web: www.ovbc.com
• Phone: (740) 446-2631
• Fax: 740-446-7688
• Employees: 269
• Year Founded: 1872

Profitability

• EPS (Trailing Twelve Months): $3.01
• Trailing P/E Ratio: 14.49
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $15.60 million
• Net Margins: 14.31%
• Pretax Margin: 17.67%
• Return on Equity: 8.37%
• Return on Assets: 0.88%

Debt

• Debt-to-Equity Ratio: 0.29
• Current Ratio: 0.93
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $94.21 million
• Price / Sales: 2.18
• Cash Flow: $3.27 per share
• Price / Cash Flow: 13.34
• Book Value: $36.14 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 4,710,000
• Free Float: 4,373,000
• Market Cap: $205.40 million
• Optionable: Not Optionable
• Beta: 0.04