OP Bancorp (OPBK) Stock Price, News & Analysis

Company Overview

OP Bancorp is the bank holding company for Open Bank, a full-service commercial bank headquartered in Los Angeles, California. Open Bank primarily serves small and medium-sized businesses, entrepreneurs, professionals and individuals, with a focus on relationship-based banking.

The bank offers commercial and consumer deposit products, commercial real estate and business loans, residential mortgage loans, lines of credit and other lending services. It also provides online and mobile banking, treasury management and other services designed to support business and personal financial needs.

Open Bank was established to serve the banking needs of diverse communities, including Korean American and other Asian American customers. Through its branch network and digital channels, the company serves customers in selected markets in California, Texas and Georgia. OP Bancorp became a publicly traded company in 2018. The company is led by Min Kim, who serves as president and chief executive officer.

Key Stats

• Today's Range: $14.63 to $15.08
• 50-Day Range: $14.63 to $15.74
• 52-Week Range: $12.41 to $16.83
• Volume: 28,238 shs
• Average Volume: 41,899 shs
• Market Capitalization: $224.25 million
• P/E Ratio: 7.78
• Dividend Yield: 3.73%
• Price Target: $17.75
• Consensus Rating: Moderate Buy

OP Bancorp Stock Analysis - MarketRank™

OP Bancorp scored higher than 94% of companies evaluated by MarketBeat, and ranked 87th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

OP Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

OP Bancorp has a consensus price target of $17.75, representing about 18.2% upside from its current price of $15.02.

Amount of Analyst Coverage

OP Bancorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 3.86%

Earnings Growth

Earnings for OP Bancorp are expected to grow by 3.86% in the coming year, from $2.07 to $2.15 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of OP Bancorp is 7.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.75.

Price to Earnings Ratio vs. Sector

The P/E ratio of OP Bancorp is 7.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.35.

Price to Book Value per Share Ratio

OP Bancorp has a P/B Ratio of 0.98. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.04% of the float of OP Bancorp has been sold short.

Short Interest Ratio / Days to Cover

OP Bancorp has a short interest ratio ("days to cover") of 2.53, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in OP Bancorp has recently decreased by 22.38%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

OP Bancorp is a leading dividend payer. It pays a dividend yield of 3.80%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

OP Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of OP Bancorp is 29.02%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, OP Bancorp will have a dividend payout ratio of 26.05% next year. This indicates that OP Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.33

News Sentiment

OP Bancorp has a news sentiment score of 0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for OP Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, OP Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

9.56% of the stock of OP Bancorp is held by insiders.

Percentage Held by Institutions

53.63% of the stock of OP Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/20 Dividend: 8/06/2026
• Ex-Dividend for 8/20 Dividend: 8/06/2026
• Dividend Payable: 8/20/2026
• Today: 10/22/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:OPBK
• CIK: 1722010
• Web: www.myopenbank.com
• Phone: (213) 892-9999
• Fax: N/A
• Employees: 249
• Year Founded: N/A

Price Target and Rating

• Average Price Target for OP Bancorp: $17.75
• High Price Target: $18.00
• Low Price Target: $17.50
• Potential Upside/Downside: +18.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.93
• Trailing P/E Ratio: 7.78
• Forward P/E Ratio: 7.26
• P/E Growth: N/A
• Net Income: $25.64 million
• Net Margins: 16.87%
• Pretax Margin: 23.37%
• Return on Equity: 12.59%
• Return on Assets: 1.08%

Debt

• Debt-to-Equity Ratio: 0.42
• Current Ratio: 1.02
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $166.66 million
• Price / Sales: 1.35
• Cash Flow: $2.26 per share
• Price / Cash Flow: 6.66
• Book Value: $15.31 per share
• Price / Book: 0.98

Miscellaneous

• Outstanding Shares: 14,930,000
• Free Float: 13,505,000
• Market Cap: $224.25 million
• Optionable: Optionable
• Beta: 0.62