PagSeguro Digital (PAGS) Stock Price, News & Analysis

Company Overview

PagSeguro Digital Ltd., operating under the PagBank brand, is a Brazilian financial technology company that provides payment-processing and digital banking services. The company serves individual consumers, self-employed professionals, microbusinesses and small and medium-sized enterprises, with a focus on expanding access to electronic payments and financial services in Brazil.

Its offerings include point-of-sale payment terminals, online payment acceptance, mobile payment tools, QR code and Pix transactions, digital accounts, payment cards, personal and business loans, and other financial products. The company’s payment devices include products marketed under the Moderninha and Minizinha brands, while its digital account platform supports money transfers, bill payments and related banking services.

PagSeguro was established in 2006 as part of UOL, a Brazilian internet and digital-services company, and became a publicly traded company on the New York Stock Exchange in 2018. The business primarily operates in Brazil and has expanded from merchant payment acceptance into a broader ecosystem of digital banking and financial services. The company is headquartered in São Paulo, Brazil.

Key Stats

• Today's Range: $10.05 to $10.32
• 50-Day Range: $8.43 to $10.14
• 52-Week Range: $8.42 to $12.32
• Volume: 2.85 million shs
• Average Volume: 2.61 million shs
• Market Capitalization: $2.83 billion
• P/E Ratio: 7.08
• Dividend Yield: 10.27%
• Price Target: $10.98
• Consensus Rating: Hold

PagSeguro Digital Stock Analysis - MarketRank™

PagSeguro Digital scored higher than 90% of companies evaluated by MarketBeat, and ranked 140th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Hold

Consensus Rating

PagSeguro Digital has received a consensus rating of Hold. The company's average rating score is 2.11, and is based on no strong buy ratings, 2 buy ratings, 6 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for PagSeguro Digital is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

PagSeguro Digital has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 10.78%

Earnings Growth

Earnings for PagSeguro Digital are expected to grow by 10.78% in the coming year, from $1.67 to $1.85 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PagSeguro Digital is 7.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of PagSeguro Digital is 7.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.67.

Price to Earnings Growth Ratio

PagSeguro Digital has a PEG Ratio of 0.40. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

PagSeguro Digital has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.66% of the float of PagSeguro Digital has been sold short.

Short Interest Ratio / Days to Cover

PagSeguro Digital has a short interest ratio ("days to cover") of 8.2.

Change versus previous month

Short interest in PagSeguro Digital has recently decreased by 2.43%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

PagSeguro Digital is a leading dividend payer. It pays a dividend yield of 10.28%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

PagSeguro Digital does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of PagSeguro Digital is 72.73%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, PagSeguro Digital will have a dividend payout ratio of 56.22% next year. This indicates that PagSeguro Digital will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.0 / 5
• News Sentiment: 1.38

News Sentiment

PagSeguro Digital has a news sentiment score of 1.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.88 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for PagSeguro Digital this week, compared to 2 articles on an average week.

Search Interest

Only 4 people have searched for PAGS on MarketBeat in the last 30 days. This is a decrease of -76% compared to the previous 30 days.

MarketBeat Follows

2 people have added PagSeguro Digital to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, PagSeguro Digital insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $231,000.00 in company stock.

Percentage Held by Institutions

45.88% of the stock of PagSeguro Digital is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/11/2026
• Today: 9/12/2026
• Record date for 9/30 Dividend: 9/16/2026
• Ex-Dividend for 9/30 Dividend: 9/16/2026
• Dividend Payable: 9/30/2026
• Next Earnings (Estimated): 11/11/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NYSE:PAGS
• CIK: 1712807
• Web: pagbank.com.br
• Phone: 551130388123
• Fax: N/A
• Employees: 9,772
• Year Founded: N/A

Price Target and Rating

• Average Price Target for PagSeguro Digital: $10.98
• High Price Target: $12.50
• Low Price Target: $9.00
• Potential Upside/Downside: +8.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.11
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.43
• Trailing P/E Ratio: 7.08
• Forward P/E Ratio: 6.06
• P/E Growth: 0.4
• Net Income: $379.40 million
• Net Margins: 10.46%
• Pretax Margin: 12.61%
• Return on Equity: 16.36%
• Return on Assets: 3.25%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.55
• Quick Ratio: 1.55

Sales & Book Value

• Annual Sales: $3.65 billion
• Price / Sales: 0.77
• Cash Flow: $2.67 per share
• Price / Cash Flow: 3.79
• Book Value: $9.37 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 279,710,000
• Free Float: N/A
• Market Cap: $2.83 billion
• Optionable: Optionable
• Beta: 1.29