NASDAQ:PBHC Pathfinder Bancorp (PBHC) Stock Price, News & Analysis $14.80 +0.21 (+1.40%) As of 10:49 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Pathfinder Bancorp Stock (NASDAQ:PBHC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Pathfinder Bancorp alerts:Sign Up Key Stats Today's Range$14.64▼$14.9550-Day Range$13.71▼$15.7352-Week Range$12.30▼$19.86Volume1,174 shsAverage Volume5,564 shsMarket Capitalization$70.47 millionP/E Ratio22.10Dividend Yield2.70%Price TargetN/AConsensus RatingN/A Company OverviewPathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. The company was founded in 1859 and is headquartered in Oswego, New York.Read More… Pathfinder Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks45th Percentile Overall ScorePBHC MarketRank™: Pathfinder Bancorp scored higher than 45% of companies evaluated by MarketBeat, and ranked 685th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Pathfinder Bancorp. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Pathfinder Bancorp is 22.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.00.Price to Earnings Ratio vs. SectorThe P/E ratio of Pathfinder Bancorp is 22.31, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.72.Price to Book Value per Share RatioPathfinder Bancorp has a P/B Ratio of 0.58. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Pathfinder Bancorp's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.14% of the float of Pathfinder Bancorp has been sold short.Short Interest Ratio / Days to CoverPathfinder Bancorp has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Pathfinder Bancorp has recently decreased by 11.63%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldPathfinder Bancorp pays a meaningful dividend of 2.74%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthPathfinder Bancorp has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Pathfinder Bancorp is 59.70%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Pathfinder Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.14% of the float of Pathfinder Bancorp has been sold short.Short Interest Ratio / Days to CoverPathfinder Bancorp has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Pathfinder Bancorp has recently decreased by 11.63%, indicating that investor sentiment is improving significantly. News and Social Media2.2 / 5News Sentiment0.94 News SentimentPathfinder Bancorp has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Pathfinder Bancorp this week, compared to 1 article on an average week. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Pathfinder Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders15.40% of the stock of Pathfinder Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 26.73% of the stock of Pathfinder Bancorp is held by institutions.Read more about Pathfinder Bancorp's insider trading history. Receive PBHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Pathfinder Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address PBHC Stock News HeadlinesPBHC - Pathfinder Bancorp Inc Sustainability - MorningstarJune 26 at 11:11 PM | morningstar.comMPBHC Pathfinder Bancorp, Inc. - Seeking AlphaJune 26 at 8:09 AM | seekingalpha.comYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? Sounds insane, but that's exactly what the Department of Justice just admitted in court—claiming cash isn't legally your property. What does that mean? It means Washington thinks they can seize, freeze, or drain your accounts—whenever they want.June 27 at 2:00 AM | Priority Gold (Ad)pathfinder bancorp shareholders approve director elections and auditorJune 7, 2025 | investing.comPathfinder Bancorp First Quarter 2025 Earnings: EPS: US$0.63 (vs US$0.26 in 1Q 2024)May 3, 2025 | finance.yahoo.comPathfinder Bancorp First Quarter 2025 Earnings: EPS: US$0.63 (vs US$0.26 in 1Q 2024)May 3, 2025 | finance.yahoo.comPathfinder Bancorp, Inc. Reports Strong First Quarter 2025 Results with $3 Million Net IncomeMay 2, 2025 | nasdaq.comPathfinder Bancorp, Inc. Announces Financial Results for First Quarter 2025April 30, 2025 | globenewswire.comSee More Headlines PBHC Stock Analysis - Frequently Asked Questions How have PBHC shares performed this year? Pathfinder Bancorp's stock was trading at $17.50 on January 1st, 2025. Since then, PBHC shares have decreased by 14.6% and is now trading at $14.95. View the best growth stocks for 2025 here. How were Pathfinder Bancorp's earnings last quarter? Pathfinder Bancorp, Inc. (NASDAQ:PBHC) released its earnings results on Wednesday, April, 30th. The savings and loans company reported $0.41 earnings per share (EPS) for the quarter. The savings and loans company had revenue of $12.61 million for the quarter. Pathfinder Bancorp had a trailing twelve-month return on equity of 3.75% and a net margin of 5.23%. Who are Pathfinder Bancorp's major shareholders? Top institutional shareholders of Pathfinder Bancorp include Clark Capital Management Group Inc. (0.36%) and FNY Investment Advisers LLC (0.33%). Insiders that own company stock include Ronald Tascarella, Walter Rusnak, James A Dowd, Daniel R Phillips, William D O'brien, Robert G Jr Butkowski, George P Joyce, David A Ayoub, Eric Allyn, Meghan Crawford-Hamlin and Calvin Corriders. View institutional ownership trends. How do I buy shares of Pathfinder Bancorp? Shares of PBHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Pathfinder Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Pathfinder Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Arista Networks (ANET), Jabil (JBL), e.l.f. Beauty (ELF) and Novo Nordisk A/S (NVO). Company Calendar Ex-Dividend for 5/9 Dividend4/17/2025Record date for 5/9 Dividend4/18/2025Last Earnings4/30/2025Dividend Payable5/09/2025Today6/27/2025Next Earnings (Estimated)8/04/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryBanking Current SymbolNASDAQ:PBHC CIK1609065 Webwww.pathfinderbank.com Phone(315) 343-0057Fax315-342-9403Employees170Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$0.67 Trailing P/E Ratio22.31 Forward P/E RatioN/A P/E GrowthN/ANet Income$3.38 million Net Margins5.23% Pretax Margin7.00% Return on Equity3.75% Return on Assets0.31% Debt Debt-to-Equity Ratio0.14 Current Ratio0.73 Quick Ratio0.73 Sales & Book Value Annual Sales$87.92 million Price / Sales0.81 Cash Flow$1.07 per share Price / Cash Flow13.96 Book Value$25.74 per share Price / Book0.58Miscellaneous Outstanding Shares4,760,000Free Float4,028,000Market Cap$71.16 million OptionableNot Optionable Beta0.15 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy stocks are roaring. 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