PayPal (PYPL) Stock Price, News & Analysis

Company Overview

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

Key Stats

• Today's Range: $66.57 to $68.35
• 50-Day Range: $67.11 to $78.22
• 52-Week Range: $55.85 to $93.66
• Volume: 15.16 million shs
• Average Volume: 11.88 million shs
• Market Capitalization: $64.12 billion
• P/E Ratio: 14.34
• Dividend Yield: N/A
• Price Target: $84.57
• Consensus Rating: Moderate Buy

PayPal Stock Analysis - MarketRank™

PayPal scored higher than 98% of companies evaluated by MarketBeat, and ranked 6th out of 305 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

PayPal has received a consensus rating of Moderate Buy. The company's average rating score is 2.51, and is based on 18 buy ratings, 14 hold ratings, and 2 sell ratings.

Amount of Analyst Coverage

PayPal has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.93%

Earnings Growth

Earnings for PayPal are expected to grow by 11.93% in the coming year, from $5.03 to $5.63 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PayPal is 14.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of PayPal is 14.34, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 24.05.

Price to Earnings Growth Ratio

PayPal has a PEG Ratio of 1.06. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

PayPal has a P/B Ratio of 3.17. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.35% of the float of PayPal has been sold short.

Short Interest Ratio / Days to Cover

PayPal has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PayPal has recently increased by 20.24%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

PayPal does not currently pay a dividend.

Dividend Growth

PayPal does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 3.2 / 5
• Environmental Score: -0.37

Percentage of Shares Shorted

3.35% of the float of PayPal has been sold short.

Short Interest Ratio / Days to Cover

PayPal has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PayPal has recently increased by 20.24%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: 0.87

News Sentiment

PayPal has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 151 news articles for PayPal this week, compared to 52 articles on an average week.

Search Interest

138 people have searched for PYPL on MarketBeat in the last 30 days. This is an increase of 35% compared to the previous 30 days.

MarketBeat Follows

106 people have added PayPal to their MarketBeat watchlist in the last 30 days. This is an increase of 77% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, PayPal insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,620,834.00 in company stock.

Percentage Held by Insiders

Only 0.08% of the stock of PayPal is held by insiders.

Percentage Held by Institutions

68.32% of the stock of PayPal is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PYPL Stock Analysis - Frequently Asked Questions

How have PYPL shares performed this year?

PayPal's stock was trading at $85.35 on January 1st, 2025. Since then, PYPL stock has decreased by 21.4% and is now trading at $67.11.

How were PayPal's earnings last quarter?

PayPal Holdings, Inc. (NASDAQ:PYPL) announced its earnings results on Tuesday, July, 29th. The credit services provider reported $1.40 EPS for the quarter, beating analysts' consensus estimates of $1.30 by $0.10. The credit services provider had revenue of $8.29 billion for the quarter, compared to the consensus estimate of $8.08 billion. PayPal had a trailing twelve-month return on equity of 25.35% and a net margin of 14.49%.
Read the conference call transcript.

Does PayPal have any subsidiaries?

The following companies are subsidiaries of PayPal: HONEY, gopay, Simility, hyperWALLET Systems, Jetlore, iZettle, Swift Capital, and others.

Who are PayPal's major shareholders?

PayPal's top institutional shareholders include Robeco Institutional Asset Management B.V. (0.59%), Nordea Investment Management AB (0.41%), Assenagon Asset Management S.A. (0.35%) and Sumitomo Mitsui Trust Group Inc. (0.33%). Insiders that own company stock include Daniel H Schulman, Daniel H Schulman, Jonathan Auerbach, Suzan Kereere, Peggy Alford, Gail J Mcgovern, Gabrielle Scheibe, Frank Keller, Diego Scotti and Deborah M Messemer.
View institutional ownership trends.

How do I buy shares of PayPal?

Shares of PYPL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of PayPal own?

Based on aggregate information from My MarketBeat watchlists, some other companies that PayPal investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Tesla (TSLA), Netflix (NFLX), Salesforce (CRM) and Walt Disney (DIS).

Company Calendar

• Last Earnings: 7/29/2025
• Today: 8/02/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:PYPL
• Previous Symbol: NASDAQ:PYPL
• CIK: 1633917
• Web: www.paypal.com
• Phone: (408) 967-1000
• Fax: N/A
• Employees: 24,400
• Year Founded: 1998

Price Target and Rating

• Average Price Target for PayPal: $84.57
• High Price Target: $107.00
• Low Price Target: $56.00
• Potential Upside/Downside: +26.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.51
• Research Coverage: 35 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.68
• Trailing P/E Ratio: 14.34
• Forward P/E Ratio: 13.34
• P/E Growth: 1.06
• Net Income: $4.15 billion
• Net Margins: 14.49%
• Pretax Margin: 18.12%
• Return on Equity: 25.35%
• Return on Assets: 6.30%

Debt

• Debt-to-Equity Ratio: 0.56
• Current Ratio: 1.33
• Quick Ratio: 1.30

Sales & Book Value

• Annual Sales: $31.80 billion
• Price / Sales: 2.02
• Cash Flow: $5.46 per share
• Price / Cash Flow: 12.30
• Book Value: $21.15 per share
• Price / Book: 3.17

Miscellaneous

• Outstanding Shares: 955,380,000
• Free Float: 954,614,000
• Market Cap: $64.12 billion
• Optionable: Optionable
• Beta: 1.42