PRA Group (PRAA) Stock Price, News & Analysis

Company Overview

PRA Group, Inc. is a global financial services company that purchases and manages portfolios of defaulted consumer accounts. The company works with individuals to help resolve outstanding obligations and provides account management, customer service and debt recovery solutions for acquired portfolios.

The company serves consumers and financial institutions across North America, Europe and Australia. Its activities include acquiring nonperforming consumer debt from banks, credit card companies and other financial institutions, as well as servicing portfolios on behalf of third parties in selected markets.

PRA Group was founded in 1996 and is headquartered in Norfolk, Virginia. Through its regional operations, the company uses a variety of customer communication, payment and account-management approaches designed to support the resolution of delinquent accounts while complying with applicable consumer protection and financial regulations.

Key Stats

• Today's Range: $19.21 to $20.07
• 50-Day Range: $18.34 to $21.00
• 52-Week Range: $10.25 to $22.55
• Volume: 259,365 shs
• Average Volume: 390,318 shs
• Market Capitalization: $733.80 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $26.00
• Consensus Rating: Hold

PRA Group Stock Analysis - MarketRank™

PRA Group scored higher than 51% of companies evaluated by MarketBeat, and ranked 615th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Hold

Consensus Rating

PRA Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and 1 sell rating.

Upside Potential

PRA Group has a consensus price target of $26.00, representing about 33.4% upside from its current price of $19.49.

Amount of Analyst Coverage

PRA Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: -7.63%

Earnings Growth

Earnings for PRA Group are expected to decrease by -7.63% in the coming year, from $3.93 to $3.63 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PRA Group is -2.90, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of PRA Group is -2.90, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

PRA Group has a P/B Ratio of 0.73. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.45% of the float of PRA Group has been sold short.

Short Interest Ratio / Days to Cover

PRA Group has a short interest ratio ("days to cover") of 2.57, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PRA Group has recently increased by 7.30%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

PRA Group does not currently pay a dividend.

Dividend Growth

PRA Group does not have a long track record of dividend growth.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.45

News Sentiment

PRA Group has a news sentiment score of 0.45. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for PRA Group this week, compared to 2 articles on an average week.

Search Interest

2 people have searched for PRAA on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PRA Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.20% of the stock of PRA Group is held by insiders.

Percentage Held by Institutions

97.22% of the stock of PRA Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/06/2026
• Today: 11/01/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:PRAA
• CIK: 1185348
• Web: www.pragroup.com
• Phone: (757) 519-9300
• Fax: 757-518-0901
• Employees: 2,615
• Year Founded: 1996

Price Target and Rating

• Average Price Target for PRA Group: $26.00
• High Price Target: $26.00
• Low Price Target: $26.00
• Potential Upside/Downside: +33.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): ($6.73)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 4.96
• P/E Growth: N/A
• Net Income: -$305.14 million
• Net Margins: -19.91%
• Pretax Margin: -14.19%
• Return on Equity: 15.56%
• Return on Assets: 3.18%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.21
• Quick Ratio: 1.21

Sales & Book Value

• Annual Sales: $1.20 billion
• Price / Sales: 0.61
• Cash Flow: $2.33 per share
• Price / Cash Flow: 8.36
• Book Value: $26.66 per share
• Price / Book: 0.73

Miscellaneous

• Outstanding Shares: 37,650,000
• Free Float: 36,820,000
• Market Cap: $733.80 million
• Optionable: Optionable
• Beta: 1.13