Insperity (NYSE:NSP) Shares Cross Below 50 Day Moving Average - Should You Sell?

Key Points

• Insperity shares fell below their 50-day moving average, trading as low as $43.88 and last changing hands near $46.45, down about 10.1%.
• The company exceeded third-quarter revenue and adjusted EPS expectations, with revenue of $1.651 billion and adjusted EPS of $0.22. However, average paid worksite employees declined 2% to 307,265, while reported EPS remained negative.
• Analyst sentiment remains cautious, with a consensus “Reduce” rating and a $53.33 price target. Insperity issued 2026 adjusted EPS guidance of $1.93–$2.28 and maintains a $2.40 annualized dividend yielding roughly 5.2%.

Insperity, Inc. (NYSE:NSP - Get Free Report) passed below its 50 day moving average during trading on Thursday. The stock has a 50 day moving average of $50.20 and traded as low as $43.88. Insperity shares last traded at $46.4460, with a volume of 704,513 shares changing hands.

Insperity News Summary

Here are the key news stories impacting Insperity this week:

• Positive Sentiment: Insperity reported third-quarter revenue of $1.651 billion, up approximately 2% year over year and ahead of the $1.64 billion consensus estimate. Adjusted earnings of $0.22 per share also exceeded expectations of roughly $0.20-$0.21, while the company’s net loss narrowed substantially from the prior-year quarter. Insperity, Inc. reports third quarter 2026 results
• Positive Sentiment: Gross profit increased 6% to $207 million as operating expenses declined 5% to $209 million. For the first nine months, revenue rose 2% and net income increased 38% to $36 million. Insperity also repurchased approximately 131,000 shares during the quarter. Insperity, Inc. Reports Earnings Results
• Neutral Sentiment: Management provided full-year 2026 adjusted EPS guidance of $1.93 to $2.28 and adjusted EBITDA guidance of $194 million to $214 million. The ranges give investors updated targets, but the market appears focused on whether Insperity can deliver them amid slower client employment growth. Insperity, Inc. Provides Earnings Guidance
• Neutral Sentiment: Insperity’s research found that small and midsize businesses investing in both artificial intelligence and employees report better outcomes. The finding supports the company’s broader human-capital strategy but is unlikely to materially affect near-term earnings. Insperity SMB research
• Negative Sentiment: Average paid worksite employees fell 2% to 307,265, indicating continued pressure on Insperity’s customer base and a potentially weaker volume environment. Revenue per worksite employee rose 4% because of pricing, but investors may view pricing-driven growth as less durable than employment-driven expansion. Insperity Q3 revenue and net loss results
• Negative Sentiment: Although adjusted EPS was positive, reported diluted EPS was a loss of $0.02, and Insperity continued to post a negative net margin. The combination of declining worksite employment and only modest revenue growth likely overshadowed the quarterly earnings beat, explaining the pressure on NSP. Why Insperity stock is trading lower

Analyst Ratings Changes

A number of equities analysts have issued reports on the company. Weiss Ratings reaffirmed a "sell (d+)" rating on shares of Insperity in a report on Tuesday, October 13th. Roth Capital set a $61.00 target price on Insperity in a research report on Friday, July 31st. Zacks Research raised Insperity from a "strong sell" rating to a "hold" rating in a research note on Wednesday, July 29th. Robert W. Baird set a $56.00 price target on Insperity in a report on Friday, July 31st. Finally, Truist Financial set a $52.00 price target on Insperity and gave the stock a "hold" rating in a report on Wednesday, July 22nd. One investment analyst has rated the stock with a Buy rating, two have assigned a Hold rating and two have issued a Sell rating to the company's stock. According to data from MarketBeat, Insperity has a consensus rating of "Reduce" and a consensus price target of $53.33.

Insperity Stock Down 10.1%

The firm has a market capitalization of $1.77 billion, a price-to-earnings ratio of -108.01 and a beta of 0.54. The company has a debt-to-equity ratio of 6.87, a current ratio of 1.11 and a quick ratio of 1.11. The stock has a fifty day moving average of $50.20 and a two-hundred day moving average of $39.64.

Insperity (NYSE:NSP - Get Free Report) last announced its earnings results on Thursday, October 29th. The business services provider reported $0.22 EPS for the quarter, topping the consensus estimate of $0.21 by $0.01. The firm had revenue of $1.65 billion for the quarter, compared to the consensus estimate of $1.64 billion. Insperity had a negative return on equity of 19.99% and a negative net margin of 0.23%. The business's quarterly revenue was up 1.7% compared to the same quarter last year. During the same period in the previous year, the business earned ($0.20) EPS. Sell-side analysts anticipate that Insperity, Inc. will post 1.07 earnings per share for the current year.

Insperity Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Thursday, September 17th. Investors of record on Wednesday, September 2nd were issued a $0.60 dividend. The ex-dividend date was Wednesday, September 2nd. This represents a $2.40 annualized dividend and a yield of 5.2%. Insperity's dividend payout ratio is presently -558.14%.

Institutional Trading of Insperity

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the company. Public Employees Retirement System of Ohio grew its stake in Insperity by 48.1% in the first quarter. Public Employees Retirement System of Ohio now owns 1,299 shares of the business services provider's stock valued at $35,000 after acquiring an additional 422 shares during the period. Geneos Wealth Management Inc. boosted its holdings in Insperity by 293.6% during the 1st quarter. Geneos Wealth Management Inc. now owns 2,078 shares of the business services provider's stock worth $56,000 after acquiring an additional 1,550 shares during the last quarter. Sterling Capital Management LLC grew its stake in shares of Insperity by 845.4% in the 3rd quarter. Sterling Capital Management LLC now owns 1,229 shares of the business services provider's stock worth $57,000 after acquiring an additional 1,099 shares in the last quarter. Fortitude Family Office LLC raised its holdings in shares of Insperity by 1,466.7% in the third quarter. Fortitude Family Office LLC now owns 1,645 shares of the business services provider's stock valued at $77,000 after purchasing an additional 1,540 shares during the last quarter. Finally, Integrated Wealth Concepts LLC purchased a new stake in Insperity in the 2nd quarter valued at about $88,000. Institutional investors and hedge funds own 93.44% of the company's stock.

About Insperity

Insperity, Inc provides human resources and business solutions designed primarily for small and midsize companies in the United States. The company operates as a professional employer organization (PEO), helping clients manage employment-related responsibilities while supporting their day-to-day operations.

Its services include payroll and tax administration, employee benefits, workers' compensation, human resources guidance, regulatory compliance, recruiting and talent management, performance management, and employee training.

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