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NASDAQ:PROV

Provident Financial (PROV) Stock Price, News & Analysis

Provident Financial logo
$15.63 -0.02 (-0.15%)
As of 07/3/2025 01:00 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Provident Financial Stock (NASDAQ:PROV)

Key Stats

Today's Range
$15.47
$15.80
50-Day Range
$14.91
$15.92
52-Week Range
$12.01
$16.70
Volume
24,121 shs
Average Volume
7,704 shs
Market Capitalization
$104.54 million
P/E Ratio
16.11
Dividend Yield
3.58%
Price Target
$16.00
Consensus Rating
Hold

Company Overview

Provident Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
80th Percentile Overall Score

PROV MarketRank™: 

Provident Financial scored higher than 80% of companies evaluated by MarketBeat, and ranked 284th out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Provident Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Provident Financial has received no research coverage in the past 90 days.

  • Read more about Provident Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Provident Financial are expected to grow by 33.33% in the coming year, from $0.90 to $1.20 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Provident Financial is 16.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.65.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Provident Financial is 16.11, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

  • Price to Book Value per Share Ratio

    Provident Financial has a P/B Ratio of 0.83. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Provident Financial's valuation and earnings.
  • Percentage of Shares Shorted

    0.50% of the float of Provident Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Provident Financial has a short interest ratio ("days to cover") of 5.7.
  • Change versus previous month

    Short interest in Provident Financial has recently increased by 11.02%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    Provident Financial is a leading dividend payer. It pays a dividend yield of 3.59%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Provident Financial does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Provident Financial is 57.73%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Provident Financial will have a dividend payout ratio of 46.67% next year. This indicates that Provident Financial will be able to sustain or increase its dividend.

  • Read more about Provident Financial's dividend.
  • Percentage of Shares Shorted

    0.50% of the float of Provident Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Provident Financial has a short interest ratio ("days to cover") of 5.7.
  • Change versus previous month

    Short interest in Provident Financial has recently increased by 11.02%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Provident Financial has a news sentiment score of 0.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Provident Financial this week, compared to 3 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Provident Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $29,876.00 in company stock.

  • Percentage Held by Insiders

    11.41% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    71.34% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Provident Financial's insider trading history.
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PROV Stock News Headlines

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See More Headlines

PROV Stock Analysis - Frequently Asked Questions

Provident Financial's stock was trading at $15.91 on January 1st, 2025. Since then, PROV shares have decreased by 1.8% and is now trading at $15.6260.

Provident Financial Holdings, Inc. (NASDAQ:PROV) issued its earnings results on Monday, April, 28th. The financial services provider reported $0.28 earnings per share for the quarter, beating analysts' consensus estimates of $0.24 by $0.04. The financial services provider earned $10.12 million during the quarter, compared to the consensus estimate of $9.86 million. Provident Financial had a net margin of 10.87% and a trailing twelve-month return on equity of 5.09%.
Read the conference call transcript
.

Shares of PROV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Provident Financial investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Booking (BKNG), Tesla (TSLA), Exxon Mobil (XOM), Brunswick (BC) and Meta Platforms (META).

Company Calendar

Last Earnings
4/28/2025
Record date for 6/5 Dividend
5/15/2025
Ex-Dividend for 6/5 Dividend
5/15/2025
Dividend Payable
6/05/2025
Today
7/05/2025
Next Earnings (Estimated)
8/04/2025
Fiscal Year End
6/30/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
FIN - SVGS & LOAN
Sub-Industry
Thrifts & Mortgage Finance
Current Symbol
NASDAQ:PROV
Employees
160
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$16.00
High Stock Price Target
$16.00
Low Stock Price Target
$16.00
Potential Upside/Downside
+2.4%
Consensus Rating
Hold
Rating Score (0-4)
2.00
Research Coverage
1 Analysts

Profitability

Trailing P/E Ratio
16.11
Forward P/E Ratio
17.36
P/E Growth
N/A
Net Income
$7.35 million
Pretax Margin
15.40%

Debt

Sales & Book Value

Annual Sales
$58.67 million
Cash Flow
$1.53 per share
Price / Cash Flow
10.22
Book Value
$18.89 per share
Price / Book
0.83

Miscellaneous

Free Float
5,928,000
Market Cap
$104.54 million
Optionable
Not Optionable
Beta
0.34
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This page (NASDAQ:PROV) was last updated on 7/6/2025 by MarketBeat.com Staff
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