NASDAQ:PROV Provident Financial (PROV) Stock Price, News & Analysis $15.14 -0.02 (-0.10%) Closing price 03:58 PM EasternExtended Trading$15.14 0.00 (0.00%) As of 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Provident Financial Stock (NASDAQ:PROV) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Provident Financial alerts:Sign Up Key Stats Today's Range$15.18▼$15.1850-Day Range$14.96▼$15.9252-Week Range$12.81▼$16.70Volume971 shsAverage Volume7,488 shsMarket Capitalization$101.32 millionP/E Ratio16.29Dividend Yield3.70%Price Target$16.50Consensus RatingHold Company Overview Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California. Read More Provident Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks79th Percentile Overall ScorePROV MarketRank™: Provident Financial scored higher than 79% of companies evaluated by MarketBeat, and ranked 312th out of 937 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingProvident Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageProvident Financial has only been the subject of 1 research reports in the past 90 days.Read more about Provident Financial's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth33.33% Earnings GrowthEarnings for Provident Financial are expected to grow by 33.33% in the coming year, from $0.90 to $1.20 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Provident Financial is 16.29, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.58.Price to Earnings Ratio vs. SectorThe P/E ratio of Provident Financial is 16.29, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.83.Price to Book Value per Share RatioProvident Financial has a P/B Ratio of 0.80. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted0.54% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 5.1.Change versus previous monthShort interest in Provident Financial has recently increased by 6.87%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipProvident Financial is a leading dividend payer. It pays a dividend yield of 3.62%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthProvident Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Provident Financial is 60.22%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Provident Financial will have a dividend payout ratio of 46.67% next year. This indicates that Provident Financial will be able to sustain or increase its dividend.Read more about Provident Financial's dividend. Sustainability and ESG0.8 / 5Environmental Score-0.07 Percentage of Shares Shorted0.54% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 5.1.Change versus previous monthShort interest in Provident Financial has recently increased by 6.87%, indicating that investor sentiment is decreasing significantly. News and Social Media1.8 / 5News Sentiment0.19 News SentimentProvident Financial has a news sentiment score of 0.19. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 21 news articles for Provident Financial this week, compared to 4 articles on an average week. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Provident Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $29,876.00 in company stock.Percentage Held by Insiders11.41% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions71.34% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Provident Financial's insider trading history. Receive PROV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Provident Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address PROV Stock News HeadlinesProvident Financial Holdings Inc (PROV) Q4 2025 Earnings Call Highlights: Navigating Loan ...July 30 at 2:36 AM | gurufocus.comQ4 2025 Provident Financial Holdings Inc Earnings Call TranscriptJuly 29 at 12:20 AM | gurufocus.comEx-Hedge Fund Manager Uncovers $100 Trillion Land ShiftTrump's Radical New Plan Could Enrich Thousands This isn't a campaign stunt. It's a $100 trillion move to unlock federal lands, oil reserves, and buried minerals... all for profit. Trump's team is already executing the orders... and Wall Street legend Whitney Tilson is stepping forward to show you how to position before the deadline.July 30 at 2:00 AM | Stansberry Research (Ad)Provident Financial Holdings Reports Mixed Q4 2025 ResultsJuly 29 at 12:20 AM | tipranks.comProvident Financial Holdings, Inc. (PROV) Q4 2025 Earnings Call TranscriptJuly 29 at 3:03 PM | seekingalpha.comProvident Financial Holdings, Inc.: Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2025 ResultsJuly 28 at 4:25 PM | finanznachrichten.deProvident Financial Misses Q4 Estimates as Profit Drops on Higher Costs, Weaker Fee IncomeJuly 28 at 4:25 PM | msn.comProvident Financial Holdings Reports Q4 2025 ResultsJuly 28 at 1:45 PM | tipranks.comSee More Headlines PROV Stock Analysis - Frequently Asked Questions How have PROV shares performed this year? Provident Financial's stock was trading at $15.91 at the beginning of 2025. Since then, PROV shares have decreased by 4.8% and is now trading at $15.1450. How were Provident Financial's earnings last quarter? Provident Financial Holdings, Inc. (NASDAQ:PROV) announced its quarterly earnings results on Monday, July, 28th. The financial services provider reported $0.24 earnings per share for the quarter, missing the consensus estimate of $0.29 by $0.05. The financial services provider earned $9.76 million during the quarter, compared to analysts' expectations of $10.50 million. Provident Financial had a net margin of 10.40% and a trailing twelve-month return on equity of 4.85%. Read the conference call transcript. How do I buy shares of Provident Financial? Shares of PROV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Provident Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Provident Financial investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Booking (BKNG), Tesla (TSLA), Exxon Mobil (XOM), Brunswick (BC) and Meta Platforms (META). Company Calendar Record date for 6/5 Dividend5/15/2025Ex-Dividend for 6/5 Dividend5/15/2025Dividend Payable6/05/2025Last Earnings7/28/2025Today7/30/2025Record date for 9/4 Dividend8/14/2025Ex-Dividend for 9/4 Dividend8/14/2025Dividend Payable9/04/2025Fiscal Year End6/30/2026Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryThrifts & Mortgage Finance Current SymbolNASDAQ:PROV CIK1010470 Webwww.myprovident.com Phone(951) 686-6060Fax909-782-6132Employees160Year FoundedN/APrice Target and Rating Average Price Target for Provident Financial$16.50 High Price Target$16.50 Low Price Target$16.50 Potential Upside/Downside+7.6%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$0.93 Trailing P/E Ratio16.49 Forward P/E Ratio17.04 P/E GrowthN/ANet Income$7.35 million Net Margins10.40% Pretax Margin15.40% Return on Equity4.85% Return on Assets0.50% Debt Debt-to-Equity Ratio1.67 Current Ratio1.22 Quick Ratio1.22 Sales & Book Value Annual Sales$39 million Price / Sales2.63 Cash Flow$1.54 per share Price / Cash Flow9.94 Book Value$18.89 per share Price / Book0.81Miscellaneous Outstanding Shares6,691,000Free Float5,928,000Market Cap$102.61 million OptionableNot Optionable Beta0.34 7 AI Stocks to Invest in Today: Capitalizing on AI and Tech Trends in 2025Discover the top 7 AI stocks to invest in right now. This exclusive report highlights the companies leading the AI revolution and shaping the future of technology in 2025.Get This Free Report This page (NASDAQ:PROV) was last updated on 7/30/2025 by MarketBeat.com Staff From Our PartnersAI Frenzy Could Send ‘EarnPhone’ SoaringThe hidden fuel behind AI? Your phone. Billions of data points — from your clicks, swipes, scrolls, and sea...Mode Mobile | SponsoredMan Who Called Nvidia at $1.10 Says Buy This Now...In 2004, one man called Nvidia before just about anyone knew it existed. Now, this same guy says a new comp...The Oxford Club | SponsoredEx-Hedge Fund Manager Uncovers $100 Trillion Land ShiftTrump's Radical New Plan Could Enrich Thousands This isn't a campaign stunt. It's a $100 trillion move to u...Stansberry Research | SponsoredI was wrong about TrumpI made a mistake. A mistake I feel very foolish about. After speaking with Donald Trump and some of his ...Porter & Company | SponsoredThe Fed Just Froze You Out (Again)The Fed’s holding rates steady—again. No clarity. No yield. No relief. But one income strategy is quietly t...Investors Alley | SponsoredOne stock to replace Nvidia"I said 'SELL' before this stock dropped 90%. Today, I'm shouting 'BUY NOW' before it's too late." In 2000,...InvestorPlace | SponsoredMarket Crash Warning: How to Protect Your Wealth Before August 12thChina tariffs hit August 12—and experts warn a market meltdown may follow. A free guide from American Alter...American Alternative | SponsoredSomething BIG is about to hit the stock marketMost investors won’t see it coming—but Weiss Ratings says a major market event is brewing. Their system jus...Weiss Ratings | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Provident Financial Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Provident Financial With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.