NASDAQ:PROV Provident Financial (PROV) Stock Price, News & Analysis $18.26 -0.22 (-1.19%) Closing price 10/9/2026 04:00 PM EasternExtended Trading$18.30 +0.04 (+0.22%) As of 10/9/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Provident Financial Stock (NASDAQ:PROV) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Provident Financial alerts:Sign Up Key Stats Today's Range$18.25▼$18.5050-Day Range$17.87▼$18.7152-Week Range$14.95▼$18.99Volume9,937 shsAverage Volume15,032 shsMarket Capitalization$113.76 millionP/E Ratio17.73Dividend Yield3.07%Price Target$18.00Consensus RatingHold Company Overview Provident Financial Holdings, Inc. is the holding company for Provident Savings Bank, FSB, a community-oriented savings bank headquartered in Riverside, California. The bank provides deposit and lending services to individuals, families, businesses and real estate professionals, with operations focused primarily on Southern California. Provident Savings Bank offers checking, savings, money market and certificate of deposit accounts, along with residential mortgage loans, multifamily and commercial real estate loans, construction financing, commercial business loans and consumer lending products. The bank also invests in securities and provides related banking services through its branch network and other delivery channels. Provident Financial traces its roots to the community banking and savings-and-loan industry in Southern California. Its primary market has historically included Riverside, San Bernardino and Orange counties. Steven R. Gardner has served as the company’s president and chief executive officer and has also held senior leadership roles with Provident Savings Bank.AI Generated. May Contain Errors. Read More Provident Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks52nd Percentile Overall ScorePROV MarketRank™: Provident Financial scored higher than 52% of companies evaluated by MarketBeat, and ranked 473rd out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.8 / 5Analyst RatingHold Consensus RatingProvident Financial has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Provident Financial is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageProvident Financial has only been the subject of 3 research reports in the past 90 days.Read more about Provident Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth4.10% Earnings GrowthEarnings for Provident Financial are expected to grow by 4.10% in the coming year, from $1.22 to $1.27 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Provident Financial is 17.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.73.Price to Earnings Ratio vs. SectorThe P/E ratio of Provident Financial is 17.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.72.Price to Book Value per Share RatioProvident Financial has a P/B Ratio of 0.90. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Provident Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.37% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 1.57, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Provident Financial has recently increased by 2.31%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldProvident Financial pays a meaningful dividend of 3.03%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthProvident Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Provident Financial is 54.37%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Provident Financial will have a dividend payout ratio of 44.09% next year. This indicates that Provident Financial will be able to sustain or increase its dividend.Read more about Provident Financial's dividend. News and Social Media1.2 / 5News Sentiment-0.14 News SentimentProvident Financial has a news sentiment score of -0.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.56 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for Provident Financial this week, compared to 2 articles on an average week. Company Ownership1.1 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Provident Financial insiders have not sold or bought any company stock.Percentage Held by Insiders11.49% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions71.34% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Provident Financial's insider trading history. Receive PROV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Provident Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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(PFS)October 9 at 7:43 AM | finance.yahoo.comFinancial Comparison: Auburn National Bancorporation (NASDAQ:AUBN) versus Provident Financial (NASDAQ:PROV)October 7 at 6:01 AM | americanbankingnews.comTrump’s issues shocking Executive Order on U.S. DollarThree days into his second term, President Trump signed Executive Order 14178 a move the press barely covered. Buried inside is what some call the legal groundwork for the biggest change to American money in over a century, with a key Treasury vote potentially as soon as January 18. Ian King, Chief Strategist at Strategic Fortunes, breaks down what the order could mean for the dollar and the financial system. | Banyan Hill Publishing (Ad)BayFirst Financial (NASDAQ:BAFN) and Provident Financial (NASDAQ:PROV) Head-To-Head SurveyOctober 7 at 5:15 AM | americanbankingnews.comProvident Bank Named One of America’s Greatest Mid-Market Companies for 2026 by NewsweekOctober 3, 2026 | finance.yahoo.comProvident Financial (NASDAQ:PROV) Stock Lifted to "Hold" by Wall Street ZenOctober 3, 2026 | americanbankingnews.comProvident Bank Named One of America's Greatest Mid-Market Companies for 2026 by NewsweekOctober 1, 2026 | globenewswire.comRegional banks stocks Q2 teardown: Provident Financial Services (NYSE:PFS) vs the restSeptember 30, 2026 | msn.comSee More Headlines PROV Stock Analysis - Frequently Asked Questions How have PROV shares performed this year? Provident Financial's stock was trading at $15.91 at the beginning of 2026. Since then, PROV stock has increased by 14.8% and is now trading at $18.26. How were Provident Financial's earnings last quarter? Provident Financial Holdings, Inc. (NASDAQ:PROV) posted its earnings results on Tuesday, July, 28th. The financial services provider reported $0.35 EPS for the quarter, beating analysts' consensus estimates of $0.29 by $0.06. The financial services provider earned $10.59 million during the quarter, compared to analyst estimates of $10 million. Provident Financial had a net margin of 11.16% and a trailing twelve-month return on equity of 5.23%. Read the conference call transcript. How do I buy shares of Provident Financial? Shares of PROV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Provident Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Provident Financial investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Booking (BKNG), Tesla (TSLA), ExxonMobil (XOM), Brunswick (BC) and Meta Platforms (META). Company Calendar Last Earnings7/28/2026Record date for 9/3 Dividend8/13/2026Ex-Dividend for 9/3 Dividend8/13/2026Dividend Payable9/03/2026Today10/09/2026Next Earnings (Estimated)10/27/2026Fiscal Year End6/30/2027Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (12m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 PROV's financial health is in the Green zone, according to TradeSmith. PROV has been in this zone for over 12 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:PROV CIK1010470 Webwww.myprovident.com Phone(909) 686-6060Fax909-782-6132Employees158Year FoundedN/APrice Target and Rating Average Price Target for Provident Financial$18.00 High Price Target$18.00 Low Price Target$18.00 Potential Upside/Downside-1.4%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$1.03 Trailing P/E Ratio17.73 Forward P/E Ratio14.97 P/E GrowthN/ANet Income$6.66 million Net Margins11.16% Pretax Margin16.16% Return on Equity5.23% Return on Assets0.54% Debt Debt-to-Equity Ratio1.24 Current Ratio1.17 Quick Ratio1.17 Sales & Book Value Annual Sales$59.62 million Price / Sales1.91 Cash Flow$1.66 per share Price / Cash Flow10.98 Book Value$20.18 per share Price / Book0.90Miscellaneous Outstanding Shares6,230,000Free Float5,518,000Market Cap$113.76 million OptionableNot Optionable Beta0.32 7 Stocks That Could Lead the Next Market BoomTesla, Nvidia, and Google helped shape the last era of market growth, but the next wave could come from a new group of companies. 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