Ready Capital (RC) Stock Price, News & Analysis

Company Overview

Ready Capital Corporation is a real estate finance company focused on commercial real estate lending. It originates, acquires, finances and services loans secured by commercial properties, including bridge and construction loans for property owners and investors.

The company also invests in commercial real estate-related assets and provides financing through programs such as Small Business Administration lending. Its activities serve borrowers and property owners across the United States.

Ready Capital is externally managed by Waterfall Asset Management and trades on the New York Stock Exchange under the symbol RC.

Key Stats

• Today's Range: $0.82 to $0.94
• 50-Day Range: $0.87 to $1.76
• 52-Week Range: $0.82 to $2.80
• Volume: 1.81 million shs
• Average Volume: 1.93 million shs
• Market Capitalization: $132.03 million
• P/E Ratio: N/A
• Dividend Yield: 4.85%
• Price Target: $1.17
• Consensus Rating: Reduce

Ready Capital Stock Analysis - MarketRank™

Ready Capital scored higher than 60% of companies evaluated by MarketBeat, and ranked 559th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Reduce

Consensus Rating

Ready Capital has received a consensus rating of Reduce. The company's average rating score is 1.60, and is based on no strong buy ratings, no buy ratings, 3 hold ratings, and 2 sell ratings.

Upside Potential

Ready Capital has a consensus price target of $1.17, representing about 41.6% upside from its current price of $0.82.

Amount of Analyst Coverage

Ready Capital has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Ready Capital are expected to grow in the coming year, from ($1.01) to ($0.57) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ready Capital is -0.22, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ready Capital is -0.22, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Ready Capital has a P/B Ratio of 0.11. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

12.87% of the float of Ready Capital has been sold short.

Short Interest Ratio / Days to Cover

Ready Capital has a short interest ratio ("days to cover") of 10.96, which indicates bearish sentiment.

Change versus previous month

Short interest in Ready Capital has recently decreased by 0.63%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Ready Capital is a leading dividend payer. It pays a dividend yield of 4.30%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Ready Capital does not have a long track record of dividend growth.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.37

News Sentiment

Ready Capital has a news sentiment score of 0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for Ready Capital this week, compared to 1 article on an average week.

Search Interest

Only 2 people have searched for RC on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

5 people have added Ready Capital to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ready Capital insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.40% of the stock of Ready Capital is held by insiders.

Percentage Held by Institutions

55.87% of the stock of Ready Capital is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 10/30 Dividend: 9/30/2026
• Ex-Dividend for 10/30 Dividend: 9/30/2026
• Dividend Payable: 10/30/2026
• Last Earnings: 11/05/2026
• Today: 11/13/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Mortgage Real Estate Investment Trusts (REITs)
• Sub-Industry: Mortgage REITs
• Current Symbol: NYSE:RC
• CIK: 1527590
• Web: www.readycapital.com
• Phone: (212) 257-4600
• Fax: N/A
• Employees: 442
• Year Founded: 2007

Price Target and Rating

• Average Price Target for Ready Capital: $1.17
• High Price Target: $1.25
• Low Price Target: $1.00
• Potential Upside/Downside: +41.6%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): ($3.72)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$228.91 million
• Net Margins: -163.95%
• Pretax Margin: -179.57%
• Return on Equity: -9.25%
• Return on Assets: -1.86%

Debt

• Debt-to-Equity Ratio: 0.89
• Current Ratio: 1.88
• Quick Ratio: 1.91

Sales & Book Value

• Annual Sales: $569.17 million
• Price / Sales: 0.23
• Cash Flow: $0.22 per share
• Price / Cash Flow: 3.69
• Book Value: $7.29 per share
• Price / Book: 0.11

Miscellaneous

• Outstanding Shares: 160,230,000
• Free Float: 157,986,000
• Market Cap: $132.03 million
• Optionable: Optionable
• Beta: 1.55