Red River Bancshares (RRBI) Stock Price, News & Analysis

Company Overview

Red River Bancshares, Inc. is a bank holding company headquartered in Alexandria, Louisiana, operating through its principal subsidiary, Red River Bank. Established in 1998, the company provides a full range of commercial banking services designed to meet the needs of individuals, small to mid-size businesses, and nonprofit organizations. Red River Bank has built its reputation on personalized customer service and a commitment to supporting economic growth within its service area.

The company’s core offerings include commercial and industrial lending, real estate financing, consumer and residential mortgage loans, and deposit products such as checking, savings, money market accounts and certificates of deposit. In addition, Red River Bancshares offers treasury management and merchant services tailored to streamline cash flow, facilitate electronic payments and improve operational efficiency for its business clients. Digital banking capabilities, including online and mobile platforms, enable customers to access account information, transfer funds and manage finances securely around the clock.

Beyond traditional banking, Red River Bancshares provides wealth management and trust services through a dedicated group of financial advisors who assist clients with investment planning, retirement strategies and estate administration. The company also offers insurance products covering property and casualty, life and health, as well as group benefits for commercial clients. These ancillary services allow Red River Bancshares to deliver comprehensive financial solutions under one roof.

With a network of branches and loan production offices across central and northern Louisiana and eastern Texas, Red River Bancshares is positioned to serve a diverse mix of rural and urban communities. The company is listed on the Nasdaq under the ticker symbol RRBI and continues to pursue measured growth through organic expansion and strategic partnerships, emphasizing local decision-making and community engagement.

Key Stats

• Today's Range: $63.69 to $64.94
• 50-Day Range: $59.25 to $67.87
• 52-Week Range: $46.33 to $68.20
• Volume: 10,206 shs
• Average Volume: 15,036 shs
• Market Capitalization: $432.20 million
• P/E Ratio: 11.41
• Dividend Yield: 0.93%
• Price Target: $67.00
• Consensus Rating: Buy

Red River Bancshares Stock Analysis - MarketRank™

Red River Bancshares scored higher than 59% of companies evaluated by MarketBeat, and ranked 611th out of 921 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.6 / 5
• Analyst Rating: Buy

Consensus Rating

Red River Bancshares has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Red River Bancshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Red River Bancshares has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.55%

Earnings Growth

Earnings for Red River Bancshares are expected to grow by 4.55% in the coming year, from $5.28 to $5.52 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Red River Bancshares is 11.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 233.17.

Price to Earnings Ratio vs. Sector

The P/E ratio of Red River Bancshares is 11.41, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 39.91.

Price to Book Value per Share Ratio

Red River Bancshares has a P/B Ratio of 1.37. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.66% of the float of Red River Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Red River Bancshares has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Red River Bancshares has recently increased by 4.61%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Red River Bancshares has a dividend yield of 0.93%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Red River Bancshares has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Red River Bancshares is 10.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Red River Bancshares will have a dividend payout ratio of 10.87% next year. This indicates that Red River Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.2 / 5
• Environmental Score: -0.47

Percentage of Shares Shorted

0.66% of the float of Red River Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Red River Bancshares has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Red River Bancshares has recently increased by 4.61%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Red River Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

15.90% of the stock of Red River Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 27.55% of the stock of Red River Bancshares is held by institutions.

RRBI Stock Analysis - Frequently Asked Questions

How have RRBI shares performed this year?

Red River Bancshares' stock was trading at $53.98 at the beginning of the year. Since then, RRBI stock has increased by 19.9% and is now trading at $64.70.

How were Red River Bancshares' earnings last quarter?

Red River Bancshares, Inc. (NASDAQ:RRBI) announced its earnings results on Wednesday, July, 30th. The company reported $1.51 earnings per share for the quarter, topping analysts' consensus estimates of $1.43 by $0.08. The business earned $30.09 million during the quarter, compared to analysts' expectations of $30.04 million. Red River Bancshares had a net margin of 23.62% and a trailing twelve-month return on equity of 11.76%.

When did Red River Bancshares IPO?

Red River Bancshares (RRBI) raised $26 million in an initial public offering (IPO) on Friday, May 3rd 2019. The company issued 600,000 shares at $42.00-$46.00 per share. FIG Partners and Stephens served as the underwriters for the IPO.

How do I buy shares of Red River Bancshares?

Shares of RRBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Red River Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Red River Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 7/30/2025
• Record date for 9/18 Dividend: 9/08/2025
• Ex-Dividend for 9/18 Dividend: 9/08/2025
• Dividend Payable: 9/18/2025
• Today: 10/06/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RRBI
• CIK: 1071236
• Web: www.redriverbank.net
• Phone: (318) 561-4000
• Fax: N/A
• Employees: 340
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Red River Bancshares: $67.00
• High Price Target: $67.00
• Low Price Target: $67.00
• Potential Upside/Downside: +3.6%
• Consensus Rating: Buy
• Rating Score (0-4): 3.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.67
• Trailing P/E Ratio: 11.41
• Forward P/E Ratio: 12.25
• P/E Growth: N/A
• Net Income: $34.24 million
• Net Margins: 23.62%
• Pretax Margin: 29.32%
• Return on Equity: 11.76%
• Return on Assets: 1.23%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.83
• Quick Ratio: 0.83

Sales & Book Value

• Annual Sales: $157.67 million
• Price / Sales: 2.74
• Cash Flow: $5.51 per share
• Price / Cash Flow: 11.75
• Book Value: $47.18 per share
• Price / Book: 1.37

Miscellaneous

• Outstanding Shares: 6,680,000
• Free Float: 5,615,000
• Market Cap: $432.20 million
• Optionable: Not Optionable
• Beta: 0.53