Regional Management Corp (NYSE:RM) is a consumer finance company specializing in providing small-dollar unsecured installment loans and revolving lines of credit to underserved borrowers. The company focuses on customers who may have limited access to traditional credit markets, offering tailored lending solutions intended to help individuals manage cash flows and build credit histories. By combining in-branch underwriting with centralized credit and collections capabilities, Regional Management aims to deliver efficient loan decisions and personalized service.
Regional Management’s product portfolio includes fixed-term installment loans, optional single-payment loans, and open-end lines of credit. Loan terms typically range from three to 36 months, depending on customer needs and state regulations. In addition to core lending products, the company provides online and mobile account management tools, payment reminders and financial education resources designed to support responsible borrowing and foster long-term customer relationships.
The company operates through a network of more than 150 branch locations and a growing digital platform, serving communities across the Southeastern and Southwestern United States. Key markets include Alabama, Florida, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Texas and select Western states. This geographic diversification allows Regional Management to balance regional economic trends and adapt its product offerings to local regulatory environments and customer preferences.
Founded in 1970 and headquartered in Greenville, South Carolina, Regional Management went public in 2013 and is governed by an experienced leadership team led by President and CEO Michael Price. The board and senior management bring extensive backgrounds in consumer lending, risk management and digital innovation. With a strategic focus on technology-enabled underwriting and customer service excellence, Regional Management continues to pursue growth opportunities while emphasizing responsible lending practices and community engagement initiatives.
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