RLI (RLI) Stock Price, News & Analysis

Company Overview

RLI Corp. is a specialty insurance company that underwrites a broad range of property and casualty insurance products for individuals, businesses and organizations. Its offerings include commercial casualty coverage, property insurance, surety bonds, transportation-related insurance, professional liability and personal umbrella policies.

The company serves specialty markets that may be underserved by standard insurance providers. RLI distributes its products through independent agents and brokers, with business conducted primarily throughout the United States and coverage available across many industries, professions and geographic regions.

RLI was founded in 1965 as Replacement Lens, Inc., initially providing replacement coverage for automobile windshield lenses before expanding into specialty insurance. The company is headquartered in Peoria, Illinois, and is led by President and Chief Executive Officer Jonathan E. Robison.

Key Stats

• Today's Range: $55.63 to $56.77
• 50-Day Range: $55.40 to $66.64
• 52-Week Range: $47.26 to $67.12
• Volume: 684,834 shs
• Average Volume: 745,197 shs
• Market Capitalization: $5.14 billion
• P/E Ratio: 11.79
• Dividend Yield: 1.28%
• Price Target: $63.20
• Consensus Rating: Reduce

RLI Stock Analysis - MarketRank™

RLI scored higher than 65% of companies evaluated by MarketBeat, and ranked 468th out of 834 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Reduce

Consensus Rating

RLI has received a consensus rating of Reduce. The company's average rating score is 1.83, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and 2 sell ratings.

Upside Potential

RLI has a consensus price target of $63.20, representing about 12.8% upside from its current price of $56.04.

Amount of Analyst Coverage

RLI has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -3.82%

Earnings Growth

Earnings for RLI are expected to decrease by -3.82% in the coming year, from $2.88 to $2.77 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of RLI is 11.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.01.

Price to Earnings Ratio vs. Sector

The P/E ratio of RLI is 11.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

RLI has a P/B Ratio of 2.89. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

9.39% of the float of RLI has been sold short.

Short Interest Ratio / Days to Cover

RLI has a short interest ratio ("days to cover") of 16.37, which indicates bearish sentiment.

Change versus previous month

Short interest in RLI has recently decreased by 0.26%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

RLI pays a meaningful dividend of 1.29%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

RLI has been increasing its dividend for 51 years.

Dividend Coverage

The dividend payout ratio of RLI is 15.13%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, RLI will have a dividend payout ratio of 25.99% next year. This indicates that RLI will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.63

News Sentiment

RLI has a news sentiment score of 1.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for RLI this week, compared to 6 articles on an average week.

Search Interest

Only 3 people have searched for RLI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

1 people have added RLI to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, RLI insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.39% of the stock of RLI is held by insiders.

Percentage Held by Institutions

77.89% of the stock of RLI is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/22/2026
• Record date for 9/15 Dividend: 8/31/2026
• Ex-Dividend for 9/15 Dividend: 8/31/2026
• Dividend Payable: 9/15/2026
• Today: 10/07/2026
• Next Earnings (Estimated): 10/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:RLI
• CIK: 84246
• Web: www.rlicorp.com
• Phone: (309) 692-1000
• Fax: 309-692-1068
• Employees: 1,193
• Year Founded: 1965

Price Target and Rating

• Average Price Target for RLI: $63.20
• High Price Target: $74.00
• Low Price Target: $53.00
• Potential Upside/Downside: +12.8%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.83
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.76
• Trailing P/E Ratio: 11.77
• Forward P/E Ratio: 19.46
• P/E Growth: N/A
• Net Income: $403.34 million
• Net Margins: 22.22%
• Pretax Margin: 27.80%
• Return on Equity: 17.61%
• Return on Assets: 5.03%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.33
• Quick Ratio: 0.33

Sales & Book Value

• Annual Sales: $1.97 billion
• Price / Sales: 2.60
• Cash Flow: $3.58 per share
• Price / Cash Flow: 15.66
• Book Value: $19.36 per share
• Price / Book: 2.89

Miscellaneous

• Outstanding Shares: 91,773,000
• Free Float: 89,580,000
• Market Cap: $5.14 billion
• Optionable: Optionable
• Beta: 0.36