NASDAQ:HBNC Horizon Bancorp (IN) (HBNC) Stock Price, News & Analysis $15.44 +0.01 (+0.06%) As of 03:41 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Horizon Bancorp (IN) Stock (NASDAQ:HBNC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Horizon Bancorp (IN) alerts:Sign Up Key Stats Today's Range$15.35▼$15.6150-Day Range$13.49▼$15.8852-Week Range$11.60▼$19.18Volume68,919 shsAverage Volume169,818 shsMarket Capitalization$679.51 millionP/E Ratio15.12Dividend Yield4.15%Price Target$17.33Consensus RatingHold Company OverviewHorizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services. The company offers checking, saving, money market, certificate of deposits, individual retirement accounts, and time deposits, as well as non-interest- and interest-bearing demand deposits. It also provides commercial, residential real estate, mortgage, home equity, auto, personal, business, agricultural, and SBA loans, as well as credit cards. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit cards; treasury management; online and mobile banking; wealth, retirement, and estate and trust services; and sells various insurance products. It operates through full-service offices in northern and central Indiana and southern and central Michigan. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.Read More… Horizon Bancorp (IN) Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks95th Percentile Overall ScoreHBNC MarketRank™: Horizon Bancorp (IN) scored higher than 95% of companies evaluated by MarketBeat, and ranked 190th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.2 / 5Analyst RatingHold Consensus RatingHorizon Bancorp (IN) has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 buy rating, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageHorizon Bancorp (IN) has only been the subject of 2 research reports in the past 90 days.Read more about Horizon Bancorp (IN)'s stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth5.62% Earnings GrowthEarnings for Horizon Bancorp (IN) are expected to grow by 5.62% in the coming year, from $1.78 to $1.88 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Horizon Bancorp (IN) is 15.23, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.94.Price to Earnings Ratio vs. SectorThe P/E ratio of Horizon Bancorp (IN) is 15.23, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.78.Price to Book Value per Share RatioHorizon Bancorp (IN) has a P/B Ratio of 0.89. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Horizon Bancorp (IN)'s valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.35% of the float of Horizon Bancorp (IN) has been sold short.Short Interest Ratio / Days to CoverHorizon Bancorp (IN) has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Horizon Bancorp (IN) has recently decreased by 20.14%, indicating that investor sentiment is improving significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipHorizon Bancorp (IN) is a leading dividend payer. It pays a dividend yield of 4.25%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthHorizon Bancorp (IN) does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Horizon Bancorp (IN) is 62.75%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Horizon Bancorp (IN) will have a dividend payout ratio of 34.04% next year. This indicates that Horizon Bancorp (IN) will be able to sustain or increase its dividend.Read more about Horizon Bancorp (IN)'s dividend. Sustainability and ESG3.3 / 5Environmental Score-0.61 Percentage of Shares Shorted1.35% of the float of Horizon Bancorp (IN) has been sold short.Short Interest Ratio / Days to CoverHorizon Bancorp (IN) has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Horizon Bancorp (IN) has recently decreased by 20.14%, indicating that investor sentiment is improving significantly. News and Social Media2.6 / 5News Sentiment0.71 News SentimentHorizon Bancorp (IN) has a news sentiment score of 0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Horizon Bancorp (IN) this week, compared to 2 articles on an average week.MarketBeat Follows1 people have added Horizon Bancorp (IN) to their MarketBeat watchlist in the last 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Horizon Bancorp (IN) insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 2.79% of the stock of Horizon Bancorp (IN) is held by insiders.Percentage Held by Institutions64.51% of the stock of Horizon Bancorp (IN) is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Horizon Bancorp (IN)'s insider trading history. Receive HBNC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Horizon Bancorp (IN) and its competitors with MarketBeat's FREE daily newsletter. Email Address HBNC Stock News HeadlinesHorizon Bancorp: Earnings Catalysts Include Rate Cuts, BuyJune 27 at 5:59 AM | seekingalpha.comHorizon Bancorp (HBNC) Maintains Quarterly DividendJune 22, 2025 | gurufocus.comTrump wipes out trillions overnight…Is there anybody more powerful than Donald Trump right now? In a single tariff announcement, he wiped out nearly $5 trillion in wealth from the S&P 500 and $6.4 trillion from the Dow Jones… Not to mention the countless trillions of dollars lost in every market around the world… leaving the major political powers scrambling in fear of Trump’s next move.June 27 at 2:00 AM | Porter & Company (Ad)Horizon Bancorp price target lowered to $17 from $18 at Keefe BruyetteApril 26, 2025 | markets.businessinsider.comQ1 2025 Horizon Bancorp Inc Earnings Call TranscriptApril 25, 2025 | gurufocus.comHorizon Bancorp Stock Price, Quotes and Forecasts | NASDAQ:HBNC | BenzingaApril 25, 2025 | benzinga.comHorizon Bancorp, Inc. 2025 Q1 - Results - Earnings Call PresentationApril 24, 2025 | seekingalpha.comHorizon Bancorp, Inc. (HBNC) Q1 2025 Earnings Call TranscriptApril 24, 2025 | seekingalpha.comSee More Headlines HBNC Stock Analysis - Frequently Asked Questions How have HBNC shares performed this year? Horizon Bancorp (IN)'s stock was trading at $16.11 at the start of the year. Since then, HBNC shares have decreased by 3.6% and is now trading at $15.5350. View the best growth stocks for 2025 here. How were Horizon Bancorp (IN)'s earnings last quarter? Horizon Bancorp (IN) (NASDAQ:HBNC) posted its earnings results on Wednesday, April, 23rd. The financial services provider reported $0.54 earnings per share for the quarter, topping the consensus estimate of $0.40 by $0.14. The financial services provider had revenue of $69.17 million for the quarter, compared to the consensus estimate of $64.52 million. Horizon Bancorp (IN) had a trailing twelve-month return on equity of 9.56% and a net margin of 12.27%. Read the conference call transcript. When did Horizon Bancorp (IN)'s stock split? Horizon Bancorp (IN)'s stock split before market open on Monday, June 18th 2018.The 3-2 split was announced on Wednesday, May 16th 2018. The newly issued shares were issued to shareholders after the market closes on Friday, June 15th 2018. An investor that had 100 shares of stock prior to the split would have 150 shares after the split. Who are Horizon Bancorp (IN)'s major shareholders? Top institutional shareholders of Horizon Bancorp (IN) include Vanguard Group Inc. (5.89%), PL Capital Advisors LLC (3.39%), LSV Asset Management (1.62%) and Hotchkis & Wiley Capital Management LLC (1.31%). Insiders that own company stock include Craig M Dwight, Susan D Aaron and Todd A Etzler. View institutional ownership trends. How do I buy shares of Horizon Bancorp (IN)? Shares of HBNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Horizon Bancorp (IN) own? Based on aggregate information from My MarketBeat watchlists, some other companies that Horizon Bancorp (IN) investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), Voyager Therapeutics (VYGR) and iShares Micro-Cap ETF (IWC). Company Calendar Record date for 4/18 Dividend4/04/2025Ex-Dividend for 4/18 Dividend4/04/2025Dividend Payable4/18/2025Last Earnings4/23/2025Today6/27/2025Record date for 7/18 Dividend7/03/2025Ex-Dividend for 7/18 Dividend7/03/2025Dividend Payable7/18/2025Next Earnings (Estimated)7/23/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryRegional Banks Current SymbolNASDAQ:HBNC CIK706129 Webwww.horizonbank.com Phone(219) 879-0211Fax219-874-9305Employees910Year Founded1873Price Target and Rating Average Stock Price Target$17.33 High Stock Price Target$18.00 Low Stock Price Target$17.00 Potential Upside/Downside+11.2%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$1.02 Trailing P/E Ratio15.28 Forward P/E Ratio8.76 P/E GrowthN/ANet Income$35.43 million Net Margins12.27% Pretax Margin10.85% Return on Equity9.56% Return on Assets0.92% Debt Debt-to-Equity Ratio0.15 Current Ratio0.76 Quick Ratio0.76 Sales & Book Value Annual Sales$359.45 million Price / Sales1.91 Cash Flow$2.20 per share Price / Cash Flow7.08 Book Value$17.47 per share Price / Book0.89Miscellaneous Outstanding Shares44,010,000Free Float42,787,000Market Cap$686.12 million OptionableOptionable Beta0.85 Social Links 7 AI Stocks to Invest in Today: Capitalizing on AI and Tech Trends in 2025Discover the top 7 AI stocks to invest in right now. 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