PennyMac Mortgage Investment Trust (PMT) Stock Price, News & Analysis

Company Overview

PennyMac Mortgage Investment Trust (NYSE: PMT) is a specialty finance company organized as a real estate investment trust. The company invests primarily in the U.S. residential mortgage market and seeks to generate income from mortgage-related assets and credit-sensitive investments.

Its investment activities include acquiring and managing mortgage servicing rights, mortgage-backed securities, residential mortgage loans, and other mortgage-related financial instruments. PennyMac also participates in correspondent production, through which it purchases newly originated residential mortgage loans from approved lenders, as well as credit risk transfer and other structured mortgage investments.

Founded in 2009, PennyMac Mortgage Investment Trust is externally managed by PNMAC Capital Management, LLC, an affiliate of PennyMac Financial Services, Inc. Its business is focused on residential real estate markets in the United States and is supported by the PennyMac platform’s mortgage origination, servicing, and investment-management capabilities.

Key Stats

• Today's Range: $7.98 to $8.22
• 50-Day Range: $8.02 to $9.87
• 52-Week Range: $7.97 to $13.81
• Volume: 1.88 million shs
• Average Volume: 1.69 million shs
• Market Capitalization: $698.92 million
• P/E Ratio: 5.64
• Dividend Yield: 19.96%
• Price Target: $11.50
• Consensus Rating: Hold

PennyMac Mortgage Investment Trust Stock Analysis - MarketRank™

PennyMac Mortgage Investment Trust scored higher than 99% of companies evaluated by MarketBeat, and ranked 22nd out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Hold

Consensus Rating

PennyMac Mortgage Investment Trust has received a consensus rating of Hold. The company's average rating score is 2.11, and is based on no strong buy ratings, 3 buy ratings, 4 hold ratings, and 2 sell ratings.

Upside Potential

PennyMac Mortgage Investment Trust has a consensus price target of $11.50, representing about 43.5% upside from its current price of $8.02.

Amount of Analyst Coverage

PennyMac Mortgage Investment Trust has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 5.0 / 5
• Proj. Earnings Growth: 28.16%

Earnings Growth

Earnings for PennyMac Mortgage Investment Trust are expected to grow by 28.16% in the coming year, from $1.03 to $1.32 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PennyMac Mortgage Investment Trust is 5.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.45.

Price to Earnings Ratio vs. Sector

The P/E ratio of PennyMac Mortgage Investment Trust is 5.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.32.

Price to Earnings Growth Ratio

PennyMac Mortgage Investment Trust has a PEG Ratio of 0.60. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

PennyMac Mortgage Investment Trust has a P/B Ratio of 0.52. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

11.78% of the float of PennyMac Mortgage Investment Trust has been sold short.

Short Interest Ratio / Days to Cover

PennyMac Mortgage Investment Trust has a short interest ratio ("days to cover") of 7.3.

Change versus previous month

Short interest in PennyMac Mortgage Investment Trust has recently increased by 10.61%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

PennyMac Mortgage Investment Trust is a leading dividend payer. It pays a dividend yield of 19.83%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

PennyMac Mortgage Investment Trust does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of PennyMac Mortgage Investment Trust is 112.68%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, PennyMac Mortgage Investment Trust will have a dividend payout ratio of 121.21% in the coming year. This indicates that PennyMac Mortgage Investment Trust may not be able to sustain their current dividend.

News and Social Media

• Score: 4.1 / 5
• News Sentiment: 1.58

News Sentiment

PennyMac Mortgage Investment Trust has a news sentiment score of 1.58. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for PennyMac Mortgage Investment Trust this week, compared to 2 articles on an average week.

Search Interest

Only 2 people have searched for PMT on MarketBeat in the last 30 days. This is a decrease of -33% compared to the previous 30 days.

MarketBeat Follows

6 people have added PennyMac Mortgage Investment Trust to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, PennyMac Mortgage Investment Trust insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $45,556.00 in company stock.

Percentage Held by Insiders

1.00% of the stock of PennyMac Mortgage Investment Trust is held by insiders.

Percentage Held by Institutions

67.38% of the stock of PennyMac Mortgage Investment Trust is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/24 Dividend: 7/09/2026
• Ex-Dividend for 7/24 Dividend: 7/09/2026
• Dividend Payable: 7/24/2026
• Last Earnings: 7/29/2026
• Today: 9/29/2026
• Record date for 10/23 Dividend: 10/08/2026
• Ex-Dividend for 10/23 Dividend: 10/08/2026
• Next Earnings (Estimated): 10/20/2026
• Dividend Payable: 10/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Mortgage Real Estate Investment Trusts (REITs)
• Sub-Industry: Mortgage REITs
• Current Symbol: NYSE:PMT
• CIK: 1464423
• Web: www.pennymacmortgageinvestmenttrust.com
• Phone: (818) 224-7442
• Fax: 818-936-0145
• Employees: 7
• Year Founded: 2008

Price Target and Rating

• Average Price Target for PennyMac Mortgage Investment Trust: $11.50
• High Price Target: $15.00
• Low Price Target: $10.00
• Potential Upside/Downside: +43.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.11
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.42
• Trailing P/E Ratio: 5.64
• Forward P/E Ratio: 7.78
• P/E Growth: 0.6
• Net Income: $127.87 million
• Net Margins: 47.79%
• Pretax Margin: 36.45%
• Return on Equity: 12.50%
• Return on Assets: 0.76%

Debt

• Debt-to-Equity Ratio: 9.18
• Current Ratio: 1.46
• Quick Ratio: 1.46

Sales & Book Value

• Annual Sales: $307.46 million
• Price / Sales: 2.27
• Cash Flow: $1.69 per share
• Price / Cash Flow: 4.74
• Book Value: $15.47 per share
• Price / Book: 0.52

Miscellaneous

• Outstanding Shares: 87,200,000
• Free Float: 86,330,000
• Market Cap: $698.91 million
• Optionable: Optionable
• Beta: 1.14