First Bancorp, Inc (ME) (FNLC) Stock Price, News & Analysis

Company Overview

First Bancorp, Inc. is a bank holding company headquartered in Damariscotta, Maine. Its principal subsidiary, First National Bank, provides banking and financial services to individuals, families, businesses and municipalities throughout Maine.

First National Bank offers deposit products, residential and commercial real estate lending, consumer loans, business financing and other commercial banking services. The bank also provides wealth management and investment-related services through its trust and investment operations.

First National Bank traces its history to 1852 and operates a community banking network serving customers primarily in central and coastal Maine. First Bancorp is led by Tony C. McKim, who serves as president and chief executive officer.

Key Stats

• Today's Range: $33.50 to $34.12
• 50-Day Range: $33.34 to $35.68
• 52-Week Range: $24.08 to $36.30
• Volume: 46,444 shs
• Average Volume: 42,121 shs
• Market Capitalization: $380.70 million
• P/E Ratio: 10.01
• Dividend Yield: 4.50%
• Price Target: N/A
• Consensus Rating: Buy

First Bancorp, Inc (ME) Stock Analysis - MarketRank™

First Bancorp, Inc (ME) scored higher than 47% of companies evaluated by MarketBeat, and ranked 611th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

First Bancorp, Inc (ME) has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

First Bancorp, Inc (ME) has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Bancorp, Inc (ME) is 10.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.02.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Bancorp, Inc (ME) is 10.01, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.51.

Price to Book Value per Share Ratio

First Bancorp, Inc (ME) has a P/B Ratio of 1.34. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.50% of the float of First Bancorp, Inc (ME) has been sold short.

Short Interest Ratio / Days to Cover

First Bancorp, Inc (ME) has a short interest ratio ("days to cover") of 6.75.

Change versus previous month

Short interest in First Bancorp, Inc (ME) has recently increased by 13.80%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

First Bancorp, Inc (ME) is a leading dividend payer. It pays a dividend yield of 4.44%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

First Bancorp, Inc (ME) has been increasing its dividend for 6 years.

Dividend Coverage

The dividend payout ratio of First Bancorp, Inc (ME) is 45.10%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.83

News Sentiment

First Bancorp, Inc (ME) has a news sentiment score of 0.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for First Bancorp, Inc (ME) this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Bancorp, Inc (ME) insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $183,144.00 in company stock.

Percentage Held by Insiders

5.11% of the stock of First Bancorp, Inc (ME) is held by insiders.

Percentage Held by Institutions

40.41% of the stock of First Bancorp, Inc (ME) is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/17 Dividend: 7/07/2026
• Ex-Dividend for 7/17 Dividend: 7/07/2026
• Dividend Payable: 7/17/2026
• Last Earnings: 7/22/2026
• Today: 10/06/2026
• Record date for 10/16 Dividend: 10/06/2026
• Ex-Dividend for 10/16 Dividend: 10/06/2026
• Dividend Payable: 10/16/2026
• Next Earnings (Estimated): 10/21/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FNLC
• CIK: 765207
• Web: www.thefirst.com
• Phone: (207) 563-3195
• Fax: 207-563-6853
• Employees: 283
• Year Founded: 1864

Profitability

• EPS (Trailing Twelve Months): $3.37
• Trailing P/E Ratio: 10.01
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $34.39 million
• Net Margins: 21.43%
• Pretax Margin: 26.04%
• Return on Equity: 13.30%
• Return on Assets: 1.18%

Debt

• Debt-to-Equity Ratio: 0.12
• Current Ratio: 0.86
• Quick Ratio: 0.86

Sales & Book Value

• Annual Sales: $177.61 million
• Price / Sales: 2.14
• Cash Flow: $3.38 per share
• Price / Cash Flow: 9.98
• Book Value: $25.24 per share
• Price / Book: 1.34

Miscellaneous

• Outstanding Shares: 11,280,000
• Free Float: 10,705,000
• Market Cap: $380.70 million
• Optionable: Optionable
• Beta: 0.49