Univest Corporation of Pennsylvania (UVSP) Stock Price, News & Analysis

Company Overview

Univest Corporation of Pennsylvania (NASDAQ: UVSP) is a bank holding company headquartered in Souderton, Pennsylvania, operating through its primary subsidiary, Univest Bank and Trust Co. The company provides a comprehensive suite of financial products and services, including commercial lending, consumer and retail banking, mortgage lending, treasury and cash management, and wealth management solutions. In addition, Univest offers trust and asset management services, brokerage and securities advisory, as well as insurance products, serving both individual and institutional clients.

Founded in 1876 as Souderton Bank, Univest has grown through strategic acquisitions and organic expansion to become a leading community bank in southeastern Pennsylvania. In 1983, the organization reorganized into a bank holding company structure, enabling it to broaden its service offerings and geographic reach. Over the decades, Univest has integrated complementary businesses, such as insurance agencies and mortgage firms, to enhance its ability to serve customers with integrated financial solutions.

Univest operates an extensive branch network across Bucks, Montgomery, Chester, Delaware, Berks, and Lebanon counties, emphasizing local decision-making and community engagement. The company combines its traditional community banking model with digital banking platforms, mobile services, and electronic payment capabilities to meet evolving customer preferences. Univest also supports small businesses and municipalities with specialized lending programs and industry-focused expertise.

Under the leadership of President and Chief Executive Officer Christopher J. Witt, Univest continues to prioritize strong governance, risk management, and customer service. The company’s management team brings deep financial expertise and local market knowledge, positioning Univest to leverage emerging technologies and regulatory frameworks while maintaining its commitment to community development and long-term client relationships.

Key Stats

• Today's Range: $31.64 to $32.15
• 50-Day Range: $28.63 to $32.69
• 52-Week Range: $21.73 to $32.86
• Volume: 81,360 shs
• Average Volume: 110,094 shs
• Market Capitalization: $914.92 million
• P/E Ratio: 11.87
• Dividend Yield: 2.78%
• Price Target: $29.00
• Consensus Rating: Hold

Univest Corporation of Pennsylvania Stock Analysis - MarketRank™

Univest Corporation of Pennsylvania scored higher than 63% of companies evaluated by MarketBeat, and ranked 494th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Univest Corporation of Pennsylvania has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Univest Corporation of Pennsylvania has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 18.64%

Earnings Growth

Earnings for Univest Corporation of Pennsylvania are expected to grow by 18.64% in the coming year, from $2.36 to $2.80 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Univest Corporation of Pennsylvania is 11.87, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of Univest Corporation of Pennsylvania is 11.87, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

Price to Book Value per Share Ratio

Univest Corporation of Pennsylvania has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.05% of the float of Univest Corporation of Pennsylvania has been sold short.

Short Interest Ratio / Days to Cover

Univest Corporation of Pennsylvania has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Univest Corporation of Pennsylvania has recently increased by 53.27%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Univest Corporation of Pennsylvania pays a meaningful dividend of 2.72%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Univest Corporation of Pennsylvania has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Univest Corporation of Pennsylvania is 32.96%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Univest Corporation of Pennsylvania will have a dividend payout ratio of 31.43% next year. This indicates that Univest Corporation of Pennsylvania will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.05% of the float of Univest Corporation of Pennsylvania has been sold short.

Short Interest Ratio / Days to Cover

Univest Corporation of Pennsylvania has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Univest Corporation of Pennsylvania has recently increased by 53.27%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 1.00

News Sentiment

Univest Corporation of Pennsylvania has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Univest Corporation of Pennsylvania this week, compared to 2 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Univest Corporation of Pennsylvania insiders have bought more of their company's stock than they have sold. Specifically, they have bought $21,031.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 1.70% of the stock of Univest Corporation of Pennsylvania is held by insiders.

Percentage Held by Institutions

75.07% of the stock of Univest Corporation of Pennsylvania is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

UVSP Stock Analysis - Frequently Asked Questions

How have UVSP shares performed this year?

Univest Corporation of Pennsylvania's stock was trading at $29.51 on January 1st, 2025. Since then, UVSP shares have increased by 7.4% and is now trading at $31.68.

How were Univest Corporation of Pennsylvania's earnings last quarter?

Univest Corporation of Pennsylvania (NASDAQ:UVSP) announced its quarterly earnings data on Wednesday, April, 23rd. The financial services provider reported $0.77 EPS for the quarter, topping the consensus estimate of $0.64 by $0.13. The financial services provider earned $79.20 million during the quarter, compared to analyst estimates of $77.65 million. Univest Corporation of Pennsylvania had a trailing twelve-month return on equity of 8.84% and a net margin of 15.54%.
Read the conference call transcript.

Who are Univest Corporation of Pennsylvania's major shareholders?

Univest Corporation of Pennsylvania's top institutional investors include Wealth Enhancement Advisory Services LLC (0.05%). Insiders that own company stock include William S Aichele, Jeffrey M Schweitzer, Thomas M Petro, Michael S Keim, Natalye Paquin, Robert C Wonderling, Brian J Richardson, Todd S Benning, Anne Vazquez and Martin P Connor.
View institutional ownership trends.

How do I buy shares of Univest Corporation of Pennsylvania?

Shares of UVSP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Univest Corporation of Pennsylvania own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Univest Corporation of Pennsylvania investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Alphabet (GOOG), Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD) and Visa (V).

Company Calendar

• Last Earnings: 4/23/2025
• Record date for 5/21 Dividend: 5/07/2025
• Ex-Dividend for 5/21 Dividend: 5/07/2025
• Dividend Payable: 5/21/2025
• Today: 7/11/2025
• Next Earnings (Estimated): 7/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:UVSP
• CIK: 102212
• Web: www.univest.net
• Phone: (215) 721-2400
• Fax: 215-721-2402
• Employees: 970
• Year Founded: 1876

Price Target and Rating

• Average Price Target for Univest Corporation of Pennsylvania: $29.00
• High Price Target: $31.00
• Low Price Target: $27.00
• Potential Upside/Downside: -8.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.67
• Trailing P/E Ratio: 11.87
• Forward P/E Ratio: 13.42
• P/E Growth: N/A
• Net Income: $75.93 million
• Net Margins: 15.54%
• Pretax Margin: 19.38%
• Return on Equity: 8.84%
• Return on Assets: 0.97%

Debt

• Debt-to-Equity Ratio: 0.17
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $500.41 million
• Price / Sales: 1.83
• Cash Flow: $2.75 per share
• Price / Cash Flow: 11.51
• Book Value: $30.55 per share
• Price / Book: 1.04

Miscellaneous

• Outstanding Shares: 28,880,000
• Free Float: 28,389,000
• Market Cap: $914.92 million
• Optionable: Optionable
• Beta: 0.73