TFS Financial (NASDAQ:TFSL) Stock Price Crosses Above 200-Day Moving Average - Here's What Happened

Key Points

• Technical breakout: TFS Financial's shares moved above their 200‑day moving average of $13.91, trading as high as $14.77 and last at $14.67, indicating short‑term technical strength.
• Dividend yield and payout risk: The company pays an annualized dividend of $1.13 for a 7.7% yield, but the payout ratio is an unsustainably high 353%, raising questions about dividend sustainability.
• Insider selling and neutral analyst view: Insiders sold 78,000 shares (~$1.16M) in the last 90 days, while analysts maintain an average "Hold" rating with a $15 price target roughly in line with the current price.

TFS Financial Corporation (NASDAQ:TFSL - Get Free Report)'s share price passed above its two hundred day moving average during trading on Wednesday . The stock has a two hundred day moving average of $13.91 and traded as high as $14.77. TFS Financial shares last traded at $14.67, with a volume of 724,122 shares traded.

Analyst Upgrades and Downgrades

A number of research analysts have issued reports on TFSL shares. Zacks Research upgraded shares of TFS Financial to a "hold" rating in a report on Monday, January 19th. Wall Street Zen lowered shares of TFS Financial from a "hold" rating to a "sell" rating in a report on Saturday, January 31st. Piper Sandler started coverage on shares of TFS Financial in a report on Friday, January 16th. They issued a "neutral" rating and a $15.00 target price on the stock. Finally, Weiss Ratings restated a "buy (b-)" rating on shares of TFS Financial in a report on Friday, March 27th. One research analyst has rated the stock with a Buy rating and two have given a Hold rating to the stock. According to data from MarketBeat, TFS Financial currently has an average rating of "Hold" and an average price target of $15.00.

TFS Financial Stock Performance

The stock's 50 day moving average price is $14.23 and its 200 day moving average price is $13.91. The company has a current ratio of 1.55, a quick ratio of 1.55 and a debt-to-equity ratio of 2.60. The company has a market cap of $4.12 billion, a price-to-earnings ratio of 45.85 and a beta of 0.68.

TFS Financial (NASDAQ:TFSL - Get Free Report) last posted its earnings results on Thursday, January 29th. The bank reported $0.08 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.09 by ($0.01). The business had revenue of $83.73 million for the quarter, compared to analyst estimates of $84.97 million. TFS Financial had a return on equity of 4.79% and a net margin of 11.29%. On average, analysts expect that TFS Financial Corporation will post 0.29 EPS for the current fiscal year.

TFS Financial Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Wednesday, March 25th. Investors of record on Wednesday, March 11th were given a dividend of $0.2825 per share. This represents a $1.13 dividend on an annualized basis and a yield of 7.7%. The ex-dividend date of this dividend was Wednesday, March 11th. TFS Financial's dividend payout ratio is 353.13%.

Insider Activity

In related news, CEO Marc A. Stefanski sold 36,844 shares of the stock in a transaction that occurred on Tuesday, February 17th. The shares were sold at an average price of $15.12, for a total transaction of $557,081.28. Following the completion of the sale, the chief executive officer owned 71,997 shares of the company's stock, valued at approximately $1,088,594.64. This represents a 33.85% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, CFO Meredith S. Weil sold 15,000 shares of the stock in a transaction that occurred on Wednesday, February 11th. The shares were sold at an average price of $14.95, for a total transaction of $224,250.00. Following the completion of the sale, the chief financial officer directly owned 52,236 shares of the company's stock, valued at $780,928.20. This trade represents a 22.31% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last 90 days, insiders have sold 78,000 shares of company stock worth $1,164,986. Insiders own 0.72% of the company's stock.

Institutional Trading of TFS Financial

Several large investors have recently bought and sold shares of TFSL. Quent Capital LLC acquired a new stake in TFS Financial in the third quarter valued at approximately $27,000. Empowered Funds LLC acquired a new stake in shares of TFS Financial during the fourth quarter worth approximately $28,000. Comerica Bank grew its position in shares of TFS Financial by 263.8% during the fourth quarter. Comerica Bank now owns 2,445 shares of the bank's stock worth $33,000 after buying an additional 1,773 shares in the last quarter. Danske Bank A S acquired a new stake in shares of TFS Financial during the third quarter worth approximately $47,000. Finally, Elevation Wealth Partners LLC acquired a new stake in shares of TFS Financial during the fourth quarter worth approximately $49,000. Institutional investors and hedge funds own 9.81% of the company's stock.

TFS Financial Company Profile

TFS Financial Corporation is a bank holding company for TFS Capital Bank, headquartered in Austin, Texas. The company offers commercial banking and specialty finance solutions designed to meet the unique needs of small and mid-sized businesses. Through its bank charter, TFS Financial provides a full suite of deposit products alongside a range of lending options tailored to growing enterprises.

The bank's lending portfolio includes equipment financing, working capital lines of credit, and term loans structured to support capital expenditures and operational needs.

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