NASDAQ:MSBI Midland States Bancorp (MSBI) Stock Price, News & Analysis $32.47 +0.31 (+0.98%) As of 03:46 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Midland States Bancorp Stock (NASDAQ:MSBI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Midland States Bancorp alerts:Sign Up Key Stats Today's Range$31.42▼$32.4550-Day Range$30.97▼$34.5352-Week Range$14.24▼$35.10Volume76,634 shsAverage Volume164,011 shsMarket Capitalization$673.84 millionP/E Ratio20.82Dividend Yield4.06%Price Target$31.13Consensus RatingHold Company Overview Midland States Bancorp, Inc. is the holding company for Midland States Bank, a community-focused financial institution headquartered in Effingham, Illinois. Founded in 1881, the bank serves individuals, families, businesses and agricultural customers through banking offices primarily across Illinois, Wisconsin and Ohio. Midland States Bank offers a range of consumer and commercial banking products, including checking and savings accounts, certificates of deposit, residential mortgage lending, consumer loans, commercial real estate financing, business loans and agricultural lending. The company also provides treasury management and other cash-management services designed to support business customers. In addition to traditional banking, Midland States Bancorp provides wealth management, investment and trust services, as well as equipment financing and related financial solutions. The company is led by President and Chief Executive Officer Jeffrey G. Ludwig.AI Generated. May Contain Errors. Read More Midland States Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks51st Percentile Overall ScoreMSBI MarketRank™: Midland States Bancorp scored higher than 51% of companies evaluated by MarketBeat, and ranked 610th out of 855 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingMidland States Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 5 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Midland States Bancorp is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageMidland States Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Midland States Bancorp's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth0.29% Earnings GrowthEarnings for Midland States Bancorp are expected to grow by 0.29% in the coming year, from $3.39 to $3.40 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Midland States Bancorp is 20.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.77.Price to Earnings Ratio vs. SectorThe P/E ratio of Midland States Bancorp is 20.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.64.Price to Book Value per Share RatioMidland States Bancorp has a P/B Ratio of 1.53. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Midland States Bancorp's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.36% of the float of Midland States Bancorp has been sold short.Short Interest Ratio / Days to CoverMidland States Bancorp has a short interest ratio ("days to cover") of 8.41.Change versus previous monthShort interest in Midland States Bancorp has recently increased by 3.46%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipMidland States Bancorp is a leading dividend payer. It pays a dividend yield of 4.08%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthMidland States Bancorp has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Midland States Bancorp is 84.62%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Midland States Bancorp will have a dividend payout ratio of 38.82% next year. This indicates that Midland States Bancorp will be able to sustain or increase its dividend.Read more about Midland States Bancorp's dividend. News and Social Media3.2 / 5News Sentiment1.11 News SentimentMidland States Bancorp has a news sentiment score of 1.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Midland States Bancorp this week, compared to 2 articles on an average week. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Midland States Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $421,374.00 in company stock.Percentage Held by Insiders8.57% of the stock of Midland States Bancorp is held by insiders.Percentage Held by Institutions60.93% of the stock of Midland States Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Midland States Bancorp's insider trading history. Receive MSBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Midland States Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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(NASDAQ:MSBI) PT at $31.12September 23, 2026 | americanbankingnews.comThe end may be near for these iconic stocksMarc Chaikin, founder of Chaikin Analytics, says two forces - AI disruption and fracturing global trade - are triggering a historic wealth transfer already underway in 2026. Household names like Intuit (-57%), Boston Scientific (-49%), and Tractor Supply (-40%) are cratering, while lesser-known companies like Sandisk (+573%) and Rackspace (+444%) surge. Chaikin has identified specific stocks he believes investors should sell before they fall further - and the names may surprise you. He's also pinpointing a company tapped as Nvidia's self-driving partner and a potential AI megadeal that could split into three high-growth stocks. Stream his free presentation to get every buy and sell recommendation with no membership or credit card required.October 1 at 1:00 AM | Chaikin Analytics (Ad)Midland States Bancorp (NASDAQ:MSBI) COO Kyle Owen Mooney Sells 2,400 SharesSeptember 10, 2026 | insidertrades.comMidland States Bancorp: Improving Asset Quality Drives EarningsAugust 19, 2026 | seekingalpha.comMidland States Bancorp: 7.7% Yielding Preferred Share From A Regional BankAugust 18, 2026 | seekingalpha.comMidland States Bancorp raises quarterly dividend by 3.1% to $0.33 dividendAugust 5, 2026 | msn.comMidland States Bancorp Raises Quarterly Dividend AgainAugust 4, 2026 | tipranks.comSee More Headlines MSBI Stock Analysis - Frequently Asked Questions How have MSBI shares performed this year? Midland States Bancorp's stock was trading at $21.17 at the beginning of 2026. Since then, MSBI stock has increased by 52.6% and is now trading at $32.3150. How were Midland States Bancorp's earnings last quarter? Midland States Bancorp, Inc. (NASDAQ:MSBI) released its earnings results on Thursday, July, 23rd. The financial services provider reported $0.82 EPS for the quarter, beating the consensus estimate of $0.78 by $0.04. The financial services provider earned $83.74 million during the quarter, compared to analyst estimates of $80.70 million. Midland States Bancorp had a trailing twelve-month return on equity of 13.32% and a net margin of 9.40%. Is Midland States Bancorp buying back stock? Midland States Bancorp's board authorized a share repurchase plan on Wednesday, May 6th 2026, which permits the company to repurchase $45,000,000 in shares, according to EventVestor. This means that the company could reacquire up to 8% of its stock through open market purchases. Stock buyback plans are generally an indication that the company's leadership believes its stock is undervalued. When did Midland States Bancorp IPO? Midland States Bancorp (MSBI) raised $84 million in an IPO on Tuesday, May 24th 2016. The company issued 3,638,755 shares at $22.00-$24.00 per share. Sandler O'Neill + Partners and Keefe, Bruyette & Woods (A Stifel Company) acted as the underwriters for the IPO and D. A. Davidson and Stephens were co-managers. How do I buy shares of Midland States Bancorp? Shares of MSBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Midland States Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Midland States Bancorp investors own include Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM), ExxonMobil (XOM) and Broadcom (AVGO). Company Calendar Last Earnings7/23/2026Record date for 8/21 Dividend8/14/2026Ex-Dividend for 8/21 Dividend8/14/2026Dividend Payable8/21/2026Today10/01/2026Next Earnings (Estimated)10/29/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (10m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 MSBI's financial health is in the Green zone, according to TradeSmith. MSBI has been in this zone for over 10 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:MSBI CIK1466026 Webwww.midlandsb.com Phone(217) 342-7321Fax217-342-9449Employees861Year Founded1881Price Target and Rating Average Price Target for Midland States Bancorp$31.13 High Price Target$35.00 Low Price Target$25.50 Potential Upside/Downside-3.8%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$1.56 Trailing P/E Ratio20.75 Forward P/E Ratio9.55 P/E GrowthN/ANet Income-$124.28 million Net Margins9.40% Pretax Margin12.67% Return on Equity13.32% Return on Assets0.92% Debt Debt-to-Equity Ratio0.73 Current Ratio0.78 Quick Ratio0.78 Sales & Book Value Annual Sales$476.05 million Price / Sales1.41 Cash Flow$9.22 per share Price / Cash Flow3.51 Book Value$21.11 per share Price / Book1.53Miscellaneous Outstanding Shares20,750,000Free Float18,974,000Market Cap$671.68 million OptionableOptionable Beta0.65 Social Links 7 Energy Stocks to Buy and Hold ForeverWith the proliferation of data centers and electric vehicles, the electric grid will only get more strained. 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