NASDAQ:MSBI Midland States Bancorp (MSBI) Stock Price, News & Analysis $27.63 0.00 (0.00%) Closing price 05/22/2026 04:00 PM EasternExtended Trading$27.62 0.00 (-0.02%) As of 05/22/2026 06:23 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Midland States Bancorp Stock (NASDAQ:MSBI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Midland States Bancorp alerts:Sign Up Key Stats Today's Range$27.58▼$28.0050-Day Range$20.59▼$28.3452-Week Range$14.24▼$28.53Volume128,916 shsAverage Volume167,307 shsMarket Capitalization$572.77 millionP/E Ratio23.42Dividend Yield4.63%Price Target$23.90Consensus RatingHold Company Overview Midland States Bancorp, Inc. is a bank holding company headquartered in Effingham, Illinois, that oversees Midland States Bank, a community-focused financial institution. Through its subsidiary, the company provides a full range of commercial and retail banking services designed to meet the needs of individuals, small and mid-sized businesses, and nonprofit organizations. Its branch network spans key markets in Illinois, Missouri and Florida, where it emphasizes relationship-driven banking and local decision-making. The company’s offerings include traditional deposit accounts, business and commercial lending, treasury and cash management services, mortgage financing and home equity products. In addition to core banking, Midland States Bancorp delivers specialized lending solutions such as SBA loans and equipment financing, and offers wealth management, trust and insurance services through dedicated advisory teams. These products are supported by digital banking platforms that enable online account opening, mobile deposits and electronic payment solutions. Tracing its roots to the founding of Effingham State Bank in 1881, Midland States Bancorp established its bank holding company structure in December 2002 and subsequently became a publicly traded entity. Since then, it has grown both organically and via strategic acquisitions, broadening its geographic reach and product suite while maintaining a community bank ethos. The company’s history reflects a commitment to local engagement and prudent risk management as it has navigated periods of economic expansion and market volatility. Midland States Bancorp is led by President and Chief Executive Officer John C. Femal III, supported by an experienced executive management team and board of directors. The company maintains a focus on community reinvestment and charitable giving, partnering with local organizations to support economic development, education and health initiatives. By combining regional expertise with individualized service, Midland States Bancorp aims to foster lasting relationships and drive sustainable growth in its served markets.AI Generated. May Contain Errors. Read More Midland States Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks61st Percentile Overall ScoreMSBI MarketRank™: Midland States Bancorp scored higher than 61% of companies evaluated by MarketBeat, and ranked 535th out of 880 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingMidland States Bancorp has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 strong buy rating, no buy ratings, 5 hold ratings, and no sell ratings.Downside RiskMidland States Bancorp has a consensus price target of $23.90, representing about 13.5% downside from its current price of $27.63.Amount of Analyst CoverageMidland States Bancorp has only been the subject of 4 research reports in the past 90 days.Read more about Midland States Bancorp's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth-1.58% Earnings GrowthEarnings for Midland States Bancorp are expected to decrease by -1.58% in the coming year, from $3.17 to $3.12 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Midland States Bancorp is 23.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.78.Price to Earnings Ratio vs. SectorThe P/E ratio of Midland States Bancorp is 23.42, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.96.Price to Book Value per Share RatioMidland States Bancorp has a P/B Ratio of 1.28. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Midland States Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.45% of the float of Midland States Bancorp has been sold short.Short Interest Ratio / Days to CoverMidland States Bancorp has a short interest ratio ("days to cover") of 3.48, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Midland States Bancorp has recently increased by 9.28%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipMidland States Bancorp is a leading dividend payer. It pays a dividend yield of 4.63%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthMidland States Bancorp has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Midland States Bancorp is 108.47%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Midland States Bancorp will have a dividend payout ratio of 41.03% next year. This indicates that Midland States Bancorp will be able to sustain or increase its dividend.Read more about Midland States Bancorp's dividend. News and Social Media1.5 / 5News SentimentN/A News SentimentMidland States Bancorp has a news sentiment score of 0.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Midland States Bancorp this week, compared to 2 articles on an average week. Company Ownership3.9 / 5Insider TradingAcquiring Shares Net Insider BuyingOver the last three months, insiders have purchased a net $249,006.00 in company stock, which represents 0.0435% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, Midland States Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $249,006.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders8.57% of the stock of Midland States Bancorp is held by insiders.Percentage Held by Institutions60.93% of the stock of Midland States Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Midland States Bancorp's insider trading history. Receive MSBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Midland States Bancorp and its competitors with MarketBeat's FREE daily newsletter. 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MSBI Stock News HeadlinesWall Street Zen Upgrades Midland States Bancorp (NASDAQ:MSBI) to "Buy"May 16, 2026 | americanbankingnews.comMidland States Bancorp Appoints Claire A. Stack as Chief Financial OfficerMay 11, 2026 | quiverquant.comQTicker Revealed: Pre-IPO Access to "Next Elon Musk" CompanyWe’ve found The Next Elon Musk… and what we believe to be the next Tesla. It’s already racked up $26 billion in government contracts. Peter Thiel just bet $1 Billion on it.May 25 at 1:00 AM | Banyan Hill Publishing (Ad)Midland States Bancorp, Inc. Appoints Claire Stack Chief Financial OfficerMay 11, 2026 | globenewswire.comHere's Why We're Wary Of Buying Midland States Bancorp's (NASDAQ:MSBI) For Its Upcoming DividendMay 11, 2026 | finance.yahoo.comMidland States Bancorp Shareholders Back Board and GovernanceMay 8, 2026 | tipranks.comMidland States Bancorp (NASDAQ:MSBI) Director Purchases $249,006.00 in StockMay 7, 2026 | insidertrades.comMidland States Bancorp Expands Share Repurchase Authorization ProgramMay 5, 2026 | tipranks.comSee More Headlines MSBI Stock Analysis - Frequently Asked Questions How have MSBI shares performed this year? Midland States Bancorp's stock was trading at $21.17 on January 1st, 2026. Since then, MSBI shares have increased by 30.5% and is now trading at $27.63. How were Midland States Bancorp's earnings last quarter? Midland States Bancorp, Inc. (NASDAQ:MSBI) released its quarterly earnings results on Thursday, April, 23rd. The financial services provider reported $0.79 EPS for the quarter, beating analysts' consensus estimates of $0.60 by $0.19. The financial services provider had revenue of $81.10 million for the quarter, compared to analyst estimates of $75.59 million. Midland States Bancorp had a trailing twelve-month return on equity of 11.55% and a net margin of 7.53%. Is Midland States Bancorp buying back stock? Midland States Bancorp's Board of Directors authorized a stock buyback plan on Wednesday, May 6th 2026, which allows the company to repurchase $45,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 8% of its shares through open market purchases. Shares buyback plans are generally a sign that the company's board of directors believes its shares are undervalued. When did Midland States Bancorp IPO? Midland States Bancorp (MSBI) raised $84 million in an IPO on Tuesday, May 24th 2016. The company issued 3,638,755 shares at a price of $22.00-$24.00 per share. Sandler O'Neill + Partners and Keefe, Bruyette & Woods (A Stifel Company) acted as the underwriters for the IPO and D. A. Davidson and Stephens were co-managers. Who are Midland States Bancorp's major shareholders? Midland States Bancorp's top institutional investors include Dimensional Fund Advisors LP (4.30%), Patriot Financial Partners GP II L.P. (2.12%), Rhino Investment Partners Inc (1.55%) and Arrowstreet Capital Limited Partnership (0.96%). Insiders that own company stock include Jeffrey G Ludwig, Jeremy Andrew Jameson, Douglas J Tucker, Daniel Edward Casey, Jeffrey M Mcdonnell, Kyle Owen Mooney, Donald J Spring, Travis Franklin and Gerald Joseph Carlson. View institutional ownership trends. How do I buy shares of Midland States Bancorp? Shares of MSBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Midland States Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Midland States Bancorp investors own include Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM), ExxonMobil (XOM) and Broadcom (AVGO). Company Calendar Last Earnings4/23/2026Record date for 5/22 Dividend5/15/2026Ex-Dividend for 5/22 Dividend5/15/2026Dividend Payable5/22/2026Today5/25/2026Next Earnings (Estimated)7/23/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (6m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 MSBI's financial health is in the Green zone, according to TradeSmith. MSBI has been in this zone for over 6 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolNASDAQ:MSBI CIK1466026 Webwww.midlandsb.com Phone(217) 342-7321Fax217-342-9449Employees970Year Founded1881Price Target and Rating Average Price Target for Midland States Bancorp$23.90 High Price Target$28.00 Low Price Target$19.00 Potential Upside/Downside-13.5%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$1.18 Trailing P/E Ratio23.42 Forward P/E Ratio8.72 P/E GrowthN/ANet Income-$124.28 million Net Margins7.53% Pretax Margin10.07% Return on Equity11.55% Return on Assets0.78% Debt Debt-to-Equity Ratio0.71 Current Ratio0.78 Quick Ratio0.78 Sales & Book Value Annual Sales$476.05 million Price / Sales1.20 Cash Flow$9.24 per share Price / Cash Flow2.99 Book Value$21.63 per share Price / Book1.28Miscellaneous Outstanding Shares20,730,000Free Float18,953,000Market Cap$572.77 million OptionableOptionable Beta0.66 Social Links Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? 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