Truist Financial Issues Positive Forecast for Encore Capital Group (NASDAQ:ECPG) Stock Price

Key Points

• Truist Financial raised its price target for Encore Capital Group from $105 to $112 and maintained a “buy” rating, implying 11.06% upside. Analysts overall rate the stock “Moderate Buy,” with five Buy ratings and one Hold.
• Encore reported quarterly EPS of $2.81 and revenue of $491.87 million, surpassing the cited consensus estimates, while revenue grew 11.3% year over year. Management issued fiscal 2026 EPS guidance of $13.00–$14.00.
• Shares rose 8.8% to $100.84, near the 52-week high of $101.19. The stock trades at a reported P/E ratio of 7.78, though its debt-to-equity ratio remains elevated at 3.90.

Encore Capital Group (NASDAQ:ECPG - Get Free Report) had its price objective increased by equities researchers at Truist Financial from $105.00 to $112.00 in a report issued on Thursday,Benzinga reports. The firm presently has a "buy" rating on the asset manager's stock. Truist Financial's price objective indicates a potential upside of 11.06% from the company's current price.

Several other research analysts have also recently issued reports on the company. Citizens Jmp raised their target price on Encore Capital Group from $108.00 to $115.00 and gave the stock a "market outperform" rating in a research report on Wednesday, June 17th. Zacks Research cut shares of Encore Capital Group from a "strong-buy" rating to a "hold" rating in a report on Monday, July 6th. Weiss Ratings raised shares of Encore Capital Group from a "hold (c)" rating to a "buy (b-)" rating in a research report on Monday. Wall Street Zen lowered Encore Capital Group from a "strong-buy" rating to a "hold" rating in a report on Saturday, May 9th. Finally, Citigroup reaffirmed a "market outperform" rating on shares of Encore Capital Group in a research note on Wednesday, June 17th. Five investment analysts have rated the stock with a Buy rating and one has given a Hold rating to the stock. According to MarketBeat.com, Encore Capital Group has a consensus rating of "Moderate Buy" and an average price target of $89.75.

Encore Capital Group Trading Up 8.8%

Shares of ECPG traded up $8.15 during mid-day trading on Thursday, reaching $100.84. 244,314 shares of the company were exchanged, compared to its average volume of 301,241. The stock has a market capitalization of $2.16 billion, a PE ratio of 7.78 and a beta of 1.27. The business has a 50 day simple moving average of $87.53 and a two-hundred day simple moving average of $76.04. The company has a debt-to-equity ratio of 3.90, a quick ratio of 0.90 and a current ratio of 0.90. Encore Capital Group has a 52 week low of $37.74 and a 52 week high of $101.19.

Encore Capital Group (NASDAQ:ECPG - Get Free Report) last announced its earnings results on Wednesday, August 5th. The asset manager reported $2.81 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.67 by $0.14. Encore Capital Group had a net margin of 16.00% and a return on equity of 30.70%. The company had revenue of $491.87 million during the quarter, compared to analyst estimates of $455.10 million. During the same period in the previous year, the business earned $2.49 earnings per share. The firm's quarterly revenue was up 11.3% compared to the same quarter last year. Encore Capital Group has set its FY 2026 guidance at 13.000-14.000 EPS. On average, analysts predict that Encore Capital Group will post 13.01 earnings per share for the current fiscal year.

Insider Buying and Selling

In related news, insider John Yung sold 2,000 shares of the business's stock in a transaction on Wednesday, June 10th. The stock was sold at an average price of $82.08, for a total transaction of $164,160.00. Following the completion of the transaction, the insider owned 64,570 shares in the company, valued at $5,299,905.60. The trade was a 3.00% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through this hyperlink. 3.00% of the stock is owned by insiders.

Institutional Investors Weigh In On Encore Capital Group

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the business. Carnegie Investment Counsel acquired a new stake in shares of Encore Capital Group during the fourth quarter worth about $1,453,000. Hillsdale Investment Management Inc. acquired a new stake in shares of Encore Capital Group in the fourth quarter valued at about $7,453,000. Wakefield Asset Management LLLP purchased a new stake in Encore Capital Group during the fourth quarter worth about $1,234,000. Tudor Investment Corp ET AL acquired a new stake in shares of Encore Capital Group during the 3rd quarter valued at approximately $586,000. Finally, CWM LLC grew its holdings in shares of Encore Capital Group by 99.6% in the 4th quarter. CWM LLC now owns 25,045 shares of the asset manager's stock worth $1,361,000 after acquiring an additional 12,499 shares during the period.

Key Headlines Impacting Encore Capital Group

Here are the key news stories impacting Encore Capital Group this week:

• Positive Sentiment: Encore reported second-quarter EPS of $2.81, up from $2.49 a year earlier, while revenue increased 11.3% to $491.87 million. The results exceeded the consensus figures cited by MarketBeat—$2.67 EPS and $455.10 million in revenue—supporting investor optimism about operating momentum. Encore Capital Group earnings report
• Positive Sentiment: Management issued fiscal 2026 EPS guidance of $13.00 to $14.00. The midpoint of $13.50 is above the $13.00 analyst consensus referenced in the update, suggesting confidence in continued earnings growth. Encore Capital Group second-quarter financial results
• Positive Sentiment: The company posted a 16.0% net margin and 30.7% return on equity, metrics that reinforce the earnings-quality story and may support the stock’s favorable valuation profile, including a reported P/E ratio below 8. Encore Capital Group Q2 earnings snapshot
• Neutral Sentiment: Analyst estimates are inconsistent across data providers. Zacks characterized the $2.81 EPS result as below its $3.07 consensus, while other published estimates showed a beat. This could limit the positive reaction among investors focused on the higher estimate. Encore Capital Group earnings estimate analysis

Encore Capital Group Company Profile

Encore Capital Group, Inc is a global specialty finance company that focuses on the purchase and management of nonperforming consumer receivables. Through its subsidiaries, the company acquires charged-off debt portfolios from credit card issuers, banks, and other financial institutions, and seeks to recover outstanding balances through a combination of customer outreach, payment arrangements, and, where appropriate, legal collection efforts. Encore's business model emphasizes compliance with regulatory and industry standards to ensure ethical and transparent debt-recovery practices.

Headquartered in San Diego, California, Encore operates across North America and Europe.

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