Trupanion (TRUP) Stock Price, News & Analysis

Company Overview

Trupanion, Inc. is a pet insurance company that provides medical coverage for cats and dogs. Its subscription-based policies are designed to help pet owners manage the cost of eligible veterinary care, including coverage for unexpected illnesses and injuries. Depending on the policy and jurisdiction, coverage may include diagnostic tests, surgeries, hospital stays and prescription medications, subject to applicable terms, exclusions and deductibles.

The company also develops technology intended to simplify the relationship between pet owners, veterinarians and insurers. Trupanion’s platform can support direct payment to participating veterinary hospitals, allowing eligible claims to be processed at the time of care rather than requiring the pet owner to pay the full cost and seek reimbursement later. The company distributes its products through veterinary practices, direct-to-consumer channels and other partnerships.

Trupanion was founded in 2000 by Darryl Rawlings and is headquartered in Seattle, Washington. The company primarily serves pet owners in the United States and Canada and has expanded its offerings into additional international markets, including Australia. Its insurance products are offered through regulated insurance entities and are subject to the laws and requirements of the jurisdictions where they are available.

Key Stats

• Today's Range: $25.01 to $25.68
• 50-Day Range: $23.50 to $31.84
• 52-Week Range: $21.16 to $46.98
• Volume: 933,244 shs
• Average Volume: 411,757 shs
• Market Capitalization: $1.10 billion
• P/E Ratio: 47.30
• Dividend Yield: N/A
• Price Target: $39.20
• Consensus Rating: Hold

Trupanion Stock Analysis - MarketRank™

Trupanion scored higher than 52% of companies evaluated by MarketBeat, and ranked 572nd out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Hold

Consensus Rating

Trupanion has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on no strong buy ratings, 1 buy rating, 5 hold ratings, and no sell ratings.

Upside Potential

Trupanion has a consensus price target of $39.20, representing about 56.4% upside from its current price of $25.07.

Amount of Analyst Coverage

Trupanion has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: 9.52%

Earnings Growth

Earnings for Trupanion are expected to grow by 9.52% in the coming year, from $0.63 to $0.69 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Trupanion is 47.30, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 44.67.

Price to Earnings Ratio vs. Sector

The P/E ratio of Trupanion is 47.30, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 25.31.

Price to Earnings Growth Ratio

Trupanion has a PEG Ratio of 1.69. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Trupanion has a P/B Ratio of 2.82. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

9.64% of the float of Trupanion has been sold short.

Short Interest Ratio / Days to Cover

Trupanion has a short interest ratio ("days to cover") of 8.89.

Change versus previous month

Short interest in Trupanion has recently increased by 0.58%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Trupanion does not currently pay a dividend.

Dividend Growth

Trupanion does not have a long track record of dividend growth.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.38

News Sentiment

Trupanion has a news sentiment score of 0.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Trupanion this week, compared to 4 articles on an average week.

MarketBeat Follows

3 people have added Trupanion to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Trupanion insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $381,210.00 in company stock.

Percentage Held by Insiders

5.58% of the stock of Trupanion is held by insiders.

Percentage Held by Institutions

Trupanion has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/05/2026
• Today: 9/20/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:TRUP
• CIK: 1371285
• Web: www.trupanion.com
• Phone: (855) 727-9079
• Fax: 866-405-4536
• Employees: 1,121
• Year Founded: 1998

Price Target and Rating

• Average Price Target for Trupanion: $39.20
• High Price Target: $59.00
• Low Price Target: $29.00
• Potential Upside/Downside: +56.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.17
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.53
• Trailing P/E Ratio: 47.30
• Forward P/E Ratio: 39.79
• P/E Growth: 1.69
• Net Income: $19.43 million
• Net Margins: 1.53%
• Pretax Margin: 1.72%
• Return on Equity: 5.96%
• Return on Assets: 2.55%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 1.77
• Quick Ratio: 1.77

Sales & Book Value

• Annual Sales: $1.44 billion
• Price / Sales: 0.76
• Cash Flow: $0.84 per share
• Price / Cash Flow: 29.75
• Book Value: $8.89 per share
• Price / Book: 2.82

Miscellaneous

• Outstanding Shares: 43,870,000
• Free Float: 41,425,000
• Market Cap: $1.10 billion
• Optionable: Optionable
• Beta: 1.45