Affirm (AFRM) Set to Announce Quarterly Earnings on Thursday

Key Points

• Affirm is expected to report Q1 fiscal 2027 results after market close on November 5, 2026. Analysts forecast earnings of $0.3795 per share and revenue of $1.21 billion.
• In its latest quarter, Affirm reported $4.62 EPS and $1.07 billion in revenue, with revenue up 33.1% year over year. Analysts currently expect $1.91 EPS for the current fiscal year.
• Analyst sentiment remains favorable, with a consensus “Moderate Buy” rating and a $97.41 price target, although insiders have sold 280,118 shares worth about $22.2 million over the past 90 days.

Affirm (NASDAQ:AFRM - Get Free Report) is projected to release its Q1 2027 results after the market closes on Thursday, November 5th. Analysts expect Affirm to post earnings of $0.3795 per share and revenue of $1.21 billion for the quarter. Interested persons may visit the company's upcoming Q1 2027 earnings summary page for the latest details on the call scheduled for Thursday, November 5, 2026 at 5:00 PM ET.

Affirm (NASDAQ:AFRM - Get Free Report) last posted its quarterly earnings results on Thursday, August 27th. The company reported $4.62 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.35 by $4.27. The firm had revenue of $1.07 billion for the quarter, compared to analysts' expectations of $1.11 billion. Affirm had a return on equity of 47.91% and a net margin of 45.29%. The company's revenue for the quarter was up 33.1% compared to the same quarter last year. During the same period in the prior year, the business earned $0.20 EPS. On average, analysts expect Affirm to post $1.91 EPS for the current fiscal year and $2.88 EPS for the next fiscal year.

Affirm Stock Performance

NASDAQ:AFRM opened at $73.32 on Thursday. The company has a fifty day moving average of $73.16 and a 200-day moving average of $66.64. The firm has a market capitalization of $24.74 billion, a P/E ratio of 13.28, a P/E/G ratio of 2.81 and a beta of 3.82. The company has a quick ratio of 11.80, a current ratio of 11.80 and a debt-to-equity ratio of 1.82. Affirm has a twelve month low of $42.10 and a twelve month high of $90.44.

Insider Buying and Selling

In related news, COO Michael Linford sold 79,219 shares of the business's stock in a transaction on Friday, August 28th. The stock was sold at an average price of $90.01, for a total transaction of $7,130,502.19. Following the sale, the chief operating officer directly owned 120,713 shares in the company, valued at approximately $10,865,377.13. The trade was a 39.62% decrease in their position. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CFO Robert O'Hare sold 65,591 shares of the stock in a transaction dated Friday, October 9th. The stock was sold at an average price of $80.02, for a total transaction of $5,248,591.82. Following the completion of the sale, the chief financial officer directly owned 2,734 shares in the company, valued at approximately $218,774.68. The trade was a 96.00% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 280,118 shares of company stock valued at $22,223,307 in the last ninety days. 11.01% of the stock is owned by company insiders.

Analyst Upgrades and Downgrades

AFRM has been the topic of several research analyst reports. Susquehanna increased their target price on shares of Affirm from $105.00 to $110.00 and gave the stock a "positive" rating in a research note on Friday, August 28th. Loop Capital started coverage on shares of Affirm in a report on Wednesday, September 9th. They set a "buy" rating and a $105.00 price objective on the stock. Wells Fargo & Company increased their price objective on shares of Affirm from $89.00 to $96.00 and gave the stock an "overweight" rating in a research report on Wednesday, July 8th. Cantor Fitzgerald raised their price objective on shares of Affirm from $88.00 to $97.00 and gave the company an "overweight" rating in a research note on Monday, August 31st. Finally, Bank of America lifted their target price on Affirm from $93.00 to $104.00 and gave the company a "buy" rating in a research report on Friday, August 28th. Twenty-five investment analysts have rated the stock with a Buy rating and eight have issued a Hold rating to the company. According to data from MarketBeat, the stock presently has an average rating of "Moderate Buy" and a consensus price target of $97.41.

About Affirm

Affirm Holdings, Inc NASDAQ: AFRM operates a financial technology platform that provides consumers with flexible payment options at the point of sale. Its services allow shoppers to split eligible purchases into scheduled installments, with terms and costs disclosed before a transaction is completed.

Affirm's platform is available through online and mobile checkout experiences, as well as through the Affirm app. Its product offerings include buy now, pay later financing, the Affirm Card, and savings products.

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