OppFi (OPFI) Expected to Release Earnings on Wednesday

Key Points

• OppFi is expected to report Q3 2026 earnings before the market opens on October 28. Analysts forecast earnings of $0.345 per share and revenue of $152.79 million; the company’s full-year EPS guidance is $1.34–$1.51.
• OppFi’s previous quarter fell short of expectations, with EPS of $0.33 versus the $0.44 consensus and revenue of $86.17 million versus estimates of $155.89 million.
• Shares opened at $5.67, near their 12-month low of $5.55, while analysts maintain a consensus “Hold” rating and a $10.50 price target. Insider activity was mixed, with executives collectively buying more shares than they sold over the past three months.

OppFi (NYSE:OPFI - Get Free Report) is expected to be posting its Q3 2026 results before the market opens on Wednesday, October 28th. Analysts expect OppFi to post earnings of $0.3450 per share and revenue of $152.79 million for the quarter. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. Interested persons can check the company's upcoming Q3 2026 earnings report for the latest details on the call scheduled for Wednesday, October 28, 2026 at 8:30 AM ET.

OppFi (NYSE:OPFI - Get Free Report) last announced its earnings results on Monday, August 10th. The company reported $0.33 earnings per share for the quarter, missing analysts' consensus estimates of $0.44 by ($0.11). The business had revenue of $86.17 million during the quarter, compared to analyst estimates of $155.89 million. OppFi had a net margin of 16.64% and a return on equity of 30.89%. On average, analysts expect OppFi to post $1.40 EPS for the current fiscal year and $2.12 EPS for the next fiscal year.

OppFi Stock Up 0.8%

Shares of NYSE OPFI opened at $5.67 on Thursday. The firm's 50-day simple moving average is $6.65 and its 200 day simple moving average is $8.08. The company has a market cap of $483.57 million, a price-to-earnings ratio of 3.00 and a beta of 1.78. OppFi has a 12-month low of $5.55 and a 12-month high of $11.69.

Insider Transactions at OppFi

In related news, insider Christopher J. Mckay sold 77,850 shares of OppFi stock in a transaction dated Wednesday, August 26th. The stock was sold at an average price of $7.18, for a total value of $558,963.00. Following the completion of the sale, the insider directly owned 1,431,479 shares in the company, valued at $10,278,019.22. This trade represents a 5.16% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, CEO Todd G. Schwartz acquired 60,000 shares of the stock in a transaction that occurred on Wednesday, August 12th. The stock was purchased at an average price of $7.05 per share, with a total value of $423,000.00. Following the completion of the transaction, the chief executive officer owned 553,733 shares of the company's stock, valued at approximately $3,903,817.65. This trade represents a 12.15% increase in their ownership of the stock. The disclosure for this purchase is available in the SEC filing. Over the last three months, insiders acquired 130,640 shares of company stock worth $936,475 and sold 114,985 shares worth $832,289. 70.20% of the stock is owned by company insiders.

Analysts Set New Price Targets

OPFI has been the subject of several research reports. Citigroup restated a "market outperform" rating on shares of OppFi in a research report on Thursday, October 15th. UBS Group set a $11.00 target price on shares of OppFi in a research note on Wednesday, August 26th. Citizens Jmp reiterated a "market outperform" rating and set a $11.00 target price on shares of OppFi in a research report on Wednesday, August 26th. Piper Sandler lowered shares of OppFi to a "neutral" rating in a report on Wednesday, August 26th. Finally, Weiss Ratings restated a "hold (c)" rating on shares of OppFi in a research report on Friday, August 7th. Two analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the stock. According to data from MarketBeat, OppFi presently has a consensus rating of "Hold" and a consensus price target of $10.50.

About OppFi

OppFi Inc is a financial technology company that provides access to credit for consumers who may have limited or impaired credit histories. Through its digital platform, the company offers personal installment loans and related financial products designed to provide borrowers with a structured repayment schedule and access to funds for everyday financial needs.

OppFi's primary brand, OppLoans, uses technology and data-driven underwriting to deliver financial services online. The company has also offered products such as the OppFi Card and other credit-building or cash-flow management solutions, subject to availability and applicable regulatory requirements.

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