UWM (UWMC) Stock Price, News & Analysis

Company Overview

UWM Holdings Corporation, through its principal subsidiary United Wholesale Mortgage (UWM), operates as a wholesale mortgage lender in the United States. The company provides residential mortgage loans through a network of independent mortgage brokers, who work directly with borrowers and submit applications to UWM for underwriting and funding.

UWM offers a range of home loan products, including conventional, government-backed, jumbo and other residential mortgage programs. Its platform also provides brokers with technology, loan processing, underwriting and closing services designed to support the origination of mortgages for home purchases and refinancings.

United Wholesale Mortgage traces its history to 1986 and is headquartered in Pontiac, Michigan. Unlike retail lenders, UWM generally does not market mortgage loans directly to consumers; instead, it focuses on serving mortgage brokers throughout the United States. Mat Ishbia serves as the company's chairman and chief executive officer.

Key Stats

• Today's Range: $1.45 to $1.60
• 50-Day Range: $1.01 to $1.56
• 52-Week Range: $0.93 to $6.15
• Volume: 26.25 million shs
• Average Volume: 13.68 million shs
• Market Capitalization: $2.38 billion
• P/E Ratio: N/A
• Dividend Yield: 26.94%
• Price Target: $2.76
• Consensus Rating: Hold

UWM Stock Analysis - MarketRank™

UWM scored higher than 77% of companies evaluated by MarketBeat, and ranked 373rd out of 861 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Hold

Consensus Rating

UWM has received a consensus rating of Hold. The company's average rating score is 2.21, and is based on no strong buy ratings, 4 buy ratings, 9 hold ratings, and 1 sell rating.

Upside Potential

UWM has a consensus price target of $2.76, representing about 86.1% upside from its current price of $1.49.

Amount of Analyst Coverage

UWM has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for UWM are expected to grow in the coming year, from ($0.06) to $0.26 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of UWM is -18.56, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of UWM is -18.56, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

UWM has a P/B Ratio of 1.49. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

28.06% of the float of UWM has been sold short.

Short Interest Ratio / Days to Cover

UWM has a short interest ratio ("days to cover") of 6.51.

Change versus previous month

Short interest in UWM has recently decreased by 12.72%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

UWM is a leading dividend payer. It pays a dividend yield of 27.59%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

UWM does not have a long track record of dividend growth.

Dividend Sustainability

Based on EPS estimates, UWM will have a dividend payout ratio of 153.85% in the coming year. This indicates that UWM may not be able to sustain their current dividend.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.18

News Sentiment

UWM has a news sentiment score of 0.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 16 news articles for UWM this week, compared to 8 articles on an average week.

Search Interest

Only 4 people have searched for UWMC on MarketBeat in the last 30 days. This is a decrease of -33% compared to the previous 30 days.

MarketBeat Follows

3 people have added UWM to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, UWM insiders have not sold or bought any company stock.

Percentage Held by Insiders

80.90% of the stock of UWM is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

53.59% of the stock of UWM is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/06/2026
• Today: 10/29/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NYSE:UWMC
• CIK: 1783398
• Web: www.uwm.com
• Phone: 800-981-8898
• Fax: 310-209-3310
• Employees: 9,100
• Year Founded: 1986

Price Target and Rating

• Average Price Target for UWM: $2.76
• High Price Target: $5.50
• Low Price Target: $1.50
• Potential Upside/Downside: +86.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.21
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.08)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $27.38 million
• Net Margins: -1.04%
• Pretax Margin: -3.16%
• Return on Equity: -6.20%
• Return on Assets: -0.50%

Debt

• Debt-to-Equity Ratio: 6.05
• Current Ratio: 1.64
• Quick Ratio: 1.64

Sales & Book Value

• Annual Sales: $3.16 billion
• Price / Sales: 0.75
• Cash Flow: $0.15 per share
• Price / Cash Flow: 9.61
• Book Value: $1.00 per share
• Price / Book: 1.49

Miscellaneous

• Outstanding Shares: 1,604,210,000
• Free Float: 306,404,000
• Market Cap: $2.38 billion
• Optionable: Optionable
• Beta: 1.82