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NASDAQ:WSBF

Waterstone Financial (WSBF) Stock Price, News & Analysis

Waterstone Financial logo
$13.62 +0.17 (+1.26%)
Closing price 08/8/2025 04:00 PM Eastern
Extended Trading
$13.62 0.00 (0.00%)
As of 08/8/2025 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Waterstone Financial Stock (NASDAQ:WSBF)

Key Stats

Today's Range
$13.49
$13.68
50-Day Range
$12.91
$14.20
52-Week Range
$11.61
$16.86
Volume
17,242 shs
Average Volume
39,582 shs
Market Capitalization
$262.87 million
P/E Ratio
11.95
Dividend Yield
4.41%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Waterstone Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
54th Percentile Overall Score

WSBF MarketRank™: 

Waterstone Financial scored higher than 54% of companies evaluated by MarketBeat, and ranked 601st out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for Waterstone Financial.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Waterstone Financial is 11.95, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.88.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Waterstone Financial is 11.95, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.63.

  • Price to Book Value per Share Ratio

    Waterstone Financial has a P/B Ratio of 0.78. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Waterstone Financial's valuation and earnings.
  • Percentage of Shares Shorted

    0.58% of the float of Waterstone Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Waterstone Financial has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Waterstone Financial has recently increased by 620.63%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    Waterstone Financial is a leading dividend payer. It pays a dividend yield of 4.46%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Waterstone Financial does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Waterstone Financial is 52.63%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about Waterstone Financial's dividend.
  • Percentage of Shares Shorted

    0.58% of the float of Waterstone Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Waterstone Financial has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Waterstone Financial has recently increased by 620.63%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Waterstone Financial has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.76 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Waterstone Financial this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Waterstone Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $517,582.00 in company stock.

  • Percentage Held by Insiders

    Only 7.40% of the stock of Waterstone Financial is held by insiders.

  • Percentage Held by Institutions

    62.71% of the stock of Waterstone Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Waterstone Financial's insider trading history.
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WSBF Stock News Headlines

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Waterstone Financial Boosts Q2 Profits
WSBF Waterstone Financial, Inc. - Seeking Alpha
See More Headlines

WSBF Stock Analysis - Frequently Asked Questions

Waterstone Financial's stock was trading at $13.44 at the beginning of 2025. Since then, WSBF shares have increased by 1.3% and is now trading at $13.62.

Waterstone Financial, Inc. (NASDAQ:WSBF) posted its quarterly earnings data on Tuesday, July, 22nd. The savings and loans company reported $0.43 earnings per share (EPS) for the quarter. The savings and loans company earned $38.04 million during the quarter. Waterstone Financial had a net margin of 10.47% and a trailing twelve-month return on equity of 6.07%.

Top institutional investors of Waterstone Financial include Geode Capital Management LLC (2.11%), CSM Advisors LLC (1.02%), John G Ullman & Associates Inc. (0.26%) and Connor Clark & Lunn Investment Management Ltd. (0.18%). Insiders that own company stock include Douglas S Gordon, Michael L Hansen, Stephen J Schmidt, Patrick S Lawton, Mark Raymond Gerke and Ellen Syburg Bartel.
View institutional ownership trends
.

Shares of WSBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Waterstone Financial investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AU Optronics (AUOTY) and Voyager Therapeutics (VYGR).

Company Calendar

Record date for 8/1 Dividend
7/08/2025
Ex-Dividend for 8/1 Dividend
7/08/2025
Last Earnings
7/22/2025
Dividend Payable
8/01/2025
Today
8/09/2025
Next Earnings (Estimated)
10/21/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
FIN - SVGS & LOAN
Sub-Industry
Thrifts & Mortgage Finance
Current Symbol
NASDAQ:WSBF
CIK
1569994
Employees
600
Year Founded
1921

Profitability

EPS (Trailing Twelve Months)
$1.14
Trailing P/E Ratio
11.95
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$18.69 million
Net Margins
10.47%
Pretax Margin
11.61%
Return on Equity
6.07%
Return on Assets
0.94%

Debt

Debt-to-Equity Ratio
1.16
Current Ratio
1.31
Quick Ratio
1.22

Sales & Book Value

Annual Sales
$202.47 million
Price / Sales
1.30
Cash Flow
$1.13 per share
Price / Cash Flow
12.06
Book Value
$17.50 per share
Price / Book
0.78

Miscellaneous

Outstanding Shares
19,300,000
Free Float
17,867,000
Market Cap
$262.87 million
Optionable
Optionable
Beta
0.73

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This page (NASDAQ:WSBF) was last updated on 8/9/2025 by MarketBeat.com Staff
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