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XP (XP) Stock Price, News & Analysis

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$16.26 +0.08 (+0.46%)
As of 11:26 AM Eastern
This is a fair market value price provided by Massive. Learn more.

About XP Stock (NASDAQ:XP)

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Key Stats

Today's Range
$16.26
$16.72
50-Day Range
$14.94
$20.38
52-Week Range
$14.80
$23.13
Volume
681,694 shs
Average Volume
6.14 million shs
Market Capitalization
$8.74 billion
P/E Ratio
8.97
Dividend Yield
2.46%
Price Target
$23.33
Consensus Rating
Moderate Buy

Company Overview

XP Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
99th Percentile Overall Score

XP MarketRank™: 

XP scored higher than 99% of companies evaluated by MarketBeat, and ranked 13th out of 878 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    XP has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on no strong buy ratings, 3 buy ratings, 2 hold ratings, and no sell ratings.

  • Upside Potential

    XP has a consensus price target of $23.33, representing about 44.2% upside from its current price of $16.18.

  • Amount of Analyst Coverage

    XP has only been the subject of 3 research reports in the past 90 days.

  • Read more about XP's stock forecast and price target.
  • Earnings Growth

    Earnings for XP are expected to grow by 14.98% in the coming year, from $2.07 to $2.38 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of XP is 8.94, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.49.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of XP is 8.94, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.59.

  • Price to Earnings Growth Ratio

    XP has a PEG Ratio of 0.52. PEG Ratios below 1 indicate that a company could be undervalued.

  • Price to Book Value per Share Ratio

    XP has a P/B Ratio of 2.06. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about XP's valuation and earnings.
  • Percentage of Shares Shorted

    3.56% of the float of XP has been sold short.
  • Short Interest Ratio / Days to Cover

    XP has a short interest ratio ("days to cover") of 3.02, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in XP has recently decreased by 0.38%, indicating that investor sentiment is improving.
  • Dividend Yield

    XP pays a meaningful dividend of 2.46%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    XP does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of XP is 22.10%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, XP will have a dividend payout ratio of 16.81% next year. This indicates that XP will be able to sustain or increase its dividend.

  • Read more about XP's dividend.
  • News Sentiment

    XP has a news sentiment score of 1.91. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.73 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for XP this week, compared to 1 article on an average week.
  • Search Interest

    Only 2 people have searched for XP on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.
  • MarketBeat Follows

    2 people have added XP to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, XP insiders have not sold or bought any company stock.

  • Percentage Held by Institutions

    59.15% of the stock of XP is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about XP's insider trading history.
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XP Stock News Headlines

Gold Is About to Do Something It Hasn’t in 90 Years
The U.S. Treasury still carries America's gold reserves at $42 per ounce — a price set generations ago. Buried in U.S. Code Title 31, Section 5117 is a provision allowing the Treasury to revalue those reserves to modern market prices. With gold now trading above $2,600 and record government debt putting pressure on the monetary system, attention is returning to this mechanism and what a revaluation could mean for the dollar and for private gold holders. Historically, when monetary systems shift, wealth doesn't disappear — it moves. The U.S. Gold Bureau has put together a complimentary Precious Metals IRA investor guide for Americans looking to understand how to position ahead of the next phase.tc pixel
XP Inc. Q1 2026 Earnings Call Summary
See More Headlines

XP Stock Analysis - Frequently Asked Questions

XP's stock was trading at $16.3750 at the start of the year. Since then, XP stock has decreased by 1.2% and is now trading at $16.18.

XP Inc. (NASDAQ:XP) released its quarterly earnings data on Tuesday, February, 18th. The company reported $0.38 EPS for the quarter, topping the consensus estimate of $0.32 by $0.06. The firm earned $767.81 million during the quarter, compared to analyst estimates of $725.38 million. XP had a trailing twelve-month return on equity of 22.51% and a net margin of 27.40%.
Read the conference call transcript
.

XP's board authorized a share repurchase plan on Tuesday, May 19th 2026, which authorizes the company to repurchase $0 in shares, according to EventVestor. This authorizes the company to repurchase shares of its stock through open market purchases. Stock buyback plans are usually a sign that the company's board believes its shares are undervalued.

XP subsidiaries include Banco XP S.A., Chamaleon Bravery – Unipessoal LDA, Infostocks Informações e Sistemas Ltda., Leadr Serviços Online Ltda., Sartus Capital LTD, Spiti Análise Ltda., Tecfinance Informática e Projetos de Sistemas Ltda., and more.

XP (XP) raised $1.7 billion in an initial public offering (IPO) on Wednesday, December 11th 2019. The company issued 72,510,641 shares at a price of $22.00-$25.00 per share. Goldman Sachs, J.P. Morgan, Morgan Stanley, XP Investments and Itaú BBA acted as the underwriters for the IPO and BofA Securities, Citigroup, Credit Suisse and UBS Investment Bank were co-managers.

Shares of XP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that XP investors own include American Water Works (AWK), Humana (HUM), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), Voyager Therapeutics (VYGR) and AUO (AUOTY).

Company Calendar

Last Earnings
2/18/2025
Record date for 6/18 Dividend
6/10/2026
Ex-Dividend for 6/18 Dividend
6/10/2026
Dividend Payable
6/18/2026
Today
7/02/2026
Next Earnings (Estimated)
8/17/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
FIN - MISC SVCS
Sub-Industry
N/A
Current Symbol
NASDAQ:XP
CIK
1787425
Fax
N/A
Employees
8,069
Year Founded
2001

Price Target and Rating

High Price Target
$25.00
Low Price Target
$22.00
Potential Upside/Downside
+42.8%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.60
Research Coverage
5 Analysts

Profitability

EPS (Trailing Twelve Months)
$1.81
Trailing P/E Ratio
9.05
Forward P/E Ratio
7.90
P/E Growth
0.52
Net Income
$925.91 million
Net Margins
27.40%
Pretax Margin
28.76%
Return on Equity
22.51%
Return on Assets
1.34%

Debt

Debt-to-Equity Ratio
0.02
Current Ratio
6.66
Quick Ratio
6.66

Sales & Book Value

Annual Sales
$3.30 billion
Price / Sales
2.66
Cash Flow
$1.83 per share
Price / Cash Flow
8.92
Book Value
$7.85 per share
Price / Book
2.08

Miscellaneous

Outstanding Shares
537,420,000
Free Float
N/A
Market Cap
$8.78 billion
Optionable
Optionable
Beta
1.10

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This page (NASDAQ:XP) was last updated on 7/2/2026 by MarketBeat.com Staff.
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