Ferratum Oyj, together with its subsidiaries, provides mobile banking, and digital consumer and small business loans to retail and business clients. Its loan portfolio consists of microloans, PLUS loans, Prime loans, and revolving credit facilities; and working capital loans to businesses. The company also offers current accounts, overdrafts, and savings and term deposits; multi-currency contactless debit cards; and digital payments and transfers. It has operations in Europe, North America, South America, Africa, Asia, and Australia. The company was founded in 2005 and is headquartered in Helsinki, Finland.
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