AIB Group (AIBG) Competitors

AIB Group (LON:AIBG) and Lloyds Banking Group (LON:LLOY) are both large-cap financial services companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, profitability, media sentiment, community ranking and earnings.

Do insiders and institutionals hold more shares of AIBG or LLOY?

47.2% of AIB Group shares are held by institutional investors. Comparatively, 50.2% of Lloyds Banking Group shares are held by institutional investors. 21.0% of AIB Group shares are held by insiders. Comparatively, 0.2% of Lloyds Banking Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Do analysts prefer AIBG or LLOY?

Lloyds Banking Group has a consensus price target of GBX 64.25, suggesting a potential downside of 17.88%. Given Lloyds Banking Group's stronger consensus rating and higher possible upside, analysts plainly believe Lloyds Banking Group is more favorable than AIB Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AIB Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Lloyds Banking Group	1 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is AIBG or LLOY a better dividend stock?

AIB Group pays an annual dividend of GBX 23 per share and has a dividend yield of 4.1%. Lloyds Banking Group pays an annual dividend of GBX 3 per share and has a dividend yield of 3.8%. AIB Group pays out 31.4% of its earnings in the form of a dividend. Lloyds Banking Group pays out 37.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. AIB Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media refer more to AIBG or LLOY?

In the previous week, Lloyds Banking Group had 25 more articles in the media than AIB Group. MarketBeat recorded 25 mentions for Lloyds Banking Group and 0 mentions for AIB Group. AIB Group's average media sentiment score of 0.00 beat Lloyds Banking Group's score of -0.02 indicating that AIB Group is being referred to more favorably in the media.

Company	Overall Sentiment
AIB Group	Neutral
Lloyds Banking Group	Neutral

Does the MarketBeat Community prefer AIBG or LLOY?

Lloyds Banking Group received 2224 more outperform votes than AIB Group when rated by MarketBeat users. However, 72.73% of users gave AIB Group an outperform vote while only 70.54% of users gave Lloyds Banking Group an outperform vote.

Company	Underperform	Outperform
AIB Group	Outperform Votes 32 72.73%	Underperform Votes 12 27.27%
Lloyds Banking Group	Outperform Votes 2256 70.54%	Underperform Votes 942 29.46%

Which has more volatility & risk, AIBG or LLOY?

AIB Group has a beta of 1.65, indicating that its stock price is 65% more volatile than the S&P 500. Comparatively, Lloyds Banking Group has a beta of 1.23, indicating that its stock price is 23% more volatile than the S&P 500.

Which has stronger earnings and valuation, AIBG or LLOY?

Lloyds Banking Group has higher revenue and earnings than AIB Group. AIB Group is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AIB Group	£5.27B	2.98	£2.45B	£73.16	7.68
Lloyds Banking Group	£28.75B	1.65	£4.79B	£7.91	9.90

Is AIBG or LLOY more profitable?

AIB Group has a net margin of 46.51% compared to Lloyds Banking Group's net margin of 16.66%. AIB Group's return on equity of 15.32% beat Lloyds Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
AIB Group	46.51%	15.32%	1.72%
Lloyds Banking Group	16.66%	11.22%	0.57%

Summary

AIB Group beats Lloyds Banking Group on 11 of the 20 factors compared between the two stocks.