AIB Group (AIBG) Competitors

Lloyds Banking Group (LON:LLOY) and AIB Group (LON:AIBG) are both large-cap financial services companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, analyst recommendations, profitability, institutional ownership, valuation, risk, dividends and media sentiment.

Is LLOY or AIBG a better dividend stock?

Lloyds Banking Group pays an annual dividend of GBX 3 per share and has a dividend yield of 3.8%. AIB Group pays an annual dividend of GBX 0.37 per share and has a dividend yield of 0.1%. Lloyds Banking Group pays out 37.9% of its earnings in the form of a dividend. AIB Group pays out 41.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Lloyds Banking Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is LLOY or AIBG more profitable?

AIB Group has a net margin of 46.51% compared to Lloyds Banking Group's net margin of 16.66%. AIB Group's return on equity of 15.32% beat Lloyds Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lloyds Banking Group	16.66%	11.22%	0.57%
AIB Group	46.51%	15.32%	1.72%

Do insiders & institutionals have more ownership in LLOY or AIBG?

50.2% of Lloyds Banking Group shares are owned by institutional investors. Comparatively, 23.8% of AIB Group shares are owned by institutional investors. 0.2% of Lloyds Banking Group shares are owned by company insiders. Comparatively, 0.1% of AIB Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has better earnings and valuation, LLOY or AIBG?

Lloyds Banking Group has higher revenue and earnings than AIB Group. Lloyds Banking Group is trading at a lower price-to-earnings ratio than AIB Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lloyds Banking Group	£28.75B	1.68	£4.79B	£7.91	10.06
AIB Group	£4.67B	2.75	£2.45B	£0.90	672.63

Which has more risk and volatility, LLOY or AIBG?

Lloyds Banking Group has a beta of 1.23, indicating that its stock price is 23% more volatile than the S&P 500. Comparatively, AIB Group has a beta of 1.65, indicating that its stock price is 65% more volatile than the S&P 500.

Do analysts rate LLOY or AIBG?

Lloyds Banking Group currently has a consensus target price of GBX 86.80, suggesting a potential upside of 9.15%. Given Lloyds Banking Group's stronger consensus rating and higher probable upside, analysts clearly believe Lloyds Banking Group is more favorable than AIB Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lloyds Banking Group	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
AIB Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media favor LLOY or AIBG?

In the previous week, Lloyds Banking Group had 26 more articles in the media than AIB Group. MarketBeat recorded 26 mentions for Lloyds Banking Group and 0 mentions for AIB Group. Lloyds Banking Group's average media sentiment score of 0.51 beat AIB Group's score of 0.20 indicating that Lloyds Banking Group is being referred to more favorably in the media.

Company	Overall Sentiment
Lloyds Banking Group	Positive
AIB Group	Neutral

Summary

Lloyds Banking Group beats AIB Group on 12 of the 18 factors compared between the two stocks.