AIB Group (AIBG) Competitors

AIB Group (LON:AIBG) and Lloyds Banking Group (LON:LLOY) are both large-cap financial services companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, valuation, profitability, media sentiment, earnings, dividends, analyst recommendations and institutional ownership.

Which has higher earnings and valuation, AIBG or LLOY?

Lloyds Banking Group has higher revenue and earnings than AIB Group. AIB Group is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AIB Group	£5.27B	3.07	£2.45B	£73.16	7.93
Lloyds Banking Group	£28.75B	1.65	£4.79B	£7.91	9.91

Is AIBG or LLOY a better dividend stock?

AIB Group pays an annual dividend of GBX 23 per share and has a dividend yield of 4.0%. Lloyds Banking Group pays an annual dividend of GBX 3 per share and has a dividend yield of 3.8%. AIB Group pays out 31.4% of its earnings in the form of a dividend. Lloyds Banking Group pays out 37.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. AIB Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals and insiders hold more shares of AIBG or LLOY?

47.2% of AIB Group shares are held by institutional investors. Comparatively, 50.2% of Lloyds Banking Group shares are held by institutional investors. 21.0% of AIB Group shares are held by company insiders. Comparatively, 0.2% of Lloyds Banking Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Is AIBG or LLOY more profitable?

AIB Group has a net margin of 46.51% compared to Lloyds Banking Group's net margin of 16.66%. AIB Group's return on equity of 15.32% beat Lloyds Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
AIB Group	46.51%	15.32%	1.72%
Lloyds Banking Group	16.66%	11.22%	0.57%

Does the media refer more to AIBG or LLOY?

In the previous week, Lloyds Banking Group had 22 more articles in the media than AIB Group. MarketBeat recorded 22 mentions for Lloyds Banking Group and 0 mentions for AIB Group. Lloyds Banking Group's average media sentiment score of 0.59 beat AIB Group's score of 0.00 indicating that Lloyds Banking Group is being referred to more favorably in the news media.

Company	Overall Sentiment
AIB Group	Neutral
Lloyds Banking Group	Positive

Which has more volatility & risk, AIBG or LLOY?

AIB Group has a beta of 1.65, meaning that its share price is 65% more volatile than the S&P 500. Comparatively, Lloyds Banking Group has a beta of 1.23, meaning that its share price is 23% more volatile than the S&P 500.

Do analysts prefer AIBG or LLOY?

Lloyds Banking Group has a consensus price target of GBX 64.25, suggesting a potential downside of 18.01%. Given Lloyds Banking Group's stronger consensus rating and higher possible upside, analysts plainly believe Lloyds Banking Group is more favorable than AIB Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AIB Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Lloyds Banking Group	1 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

AIB Group and Lloyds Banking Group tied by winning 9 of the 18 factors compared between the two stocks.