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International Personal Finance (IPF) Competitors

International Personal Finance logo
GBX 204.50 -1.50 (-0.73%)
As of 10:21 AM Eastern

IPF vs. SPI, ESP, RTN, APH, MSI, SGM, BERI, MCP, AMAT, and INDI

Should you be buying International Personal Finance stock or one of its competitors? The main competitors of International Personal Finance include Spire Healthcare Group (SPI), Empiric Student Property (ESP), The Restaurant Group (RTN), Alliance Pharma (APH), MS INTERNATIONAL (MSI), Sigma Capital Group (SGM), BlackRock Energy and Resources (BERI), Martin Currie Asia Unconstrand Trust (MCP), Amati AIM VCT (AMAT), and Indus Gas (INDI). These companies are all part of the "electronic equipment" industry.

International Personal Finance vs. Its Competitors

International Personal Finance (LON:IPF) and Spire Healthcare Group (LON:SPI) are both small-cap electronic equipment companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, risk, analyst recommendations, valuation, institutional ownership, profitability, media sentiment and earnings.

International Personal Finance has a net margin of 6.45% compared to Spire Healthcare Group's net margin of 1.96%. International Personal Finance's return on equity of 9.98% beat Spire Healthcare Group's return on equity.

Company Net Margins Return on Equity Return on Assets
International Personal Finance6.45% 9.98% 8.81%
Spire Healthcare Group 1.96%3.82%3.73%

International Personal Finance pays an annual dividend of GBX 0.11 per share and has a dividend yield of 0.1%. Spire Healthcare Group pays an annual dividend of GBX 0.02 per share and has a dividend yield of 0.0%. International Personal Finance pays out 36.7% of its earnings in the form of a dividend. Spire Healthcare Group pays out 50.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. International Personal Finance is clearly the better dividend stock, given its higher yield and lower payout ratio.

International Personal Finance has higher earnings, but lower revenue than Spire Healthcare Group. International Personal Finance is trading at a lower price-to-earnings ratio than Spire Healthcare Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
International Personal Finance£631.90M0.71£44.87M£0.31657.56
Spire Healthcare Group£1.55B0.55£28.15M£0.054,578.67

50.6% of International Personal Finance shares are owned by institutional investors. Comparatively, 40.6% of Spire Healthcare Group shares are owned by institutional investors. 1.9% of International Personal Finance shares are owned by insiders. Comparatively, 39.2% of Spire Healthcare Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, International Personal Finance and International Personal Finance both had 1 articles in the media. Spire Healthcare Group's average media sentiment score of 1.11 beat International Personal Finance's score of 0.09 indicating that Spire Healthcare Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
International Personal Finance
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Spire Healthcare Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Spire Healthcare Group has a consensus target price of GBX 294.33, suggesting a potential upside of 39.75%. Given Spire Healthcare Group's higher possible upside, analysts clearly believe Spire Healthcare Group is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
International Personal Finance
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Spire Healthcare Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

International Personal Finance has a beta of 1.33, meaning that its stock price is 33% more volatile than the S&P 500. Comparatively, Spire Healthcare Group has a beta of 0.96, meaning that its stock price is 4% less volatile than the S&P 500.

Summary

International Personal Finance beats Spire Healthcare Group on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding IPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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IPF vs. The Competition

MetricInternational Personal FinanceCredit Services IndustryFinancial SectorLON Exchange
Market Cap£446.95M£362.59M£6.24B£2.54B
Dividend Yield5.80%15.51%4.28%5.30%
P/E Ratio657.56330.171,687.525,132.74
Price / Sales0.7153.781,371.5394,713.90
Price / Cash3.7714.4849.0327.93
Price / Book1.013.382.067.14
Net Income£44.87M£53.80M£1.23B£5.89B
7 Day Performance-3.37%-1.13%-0.12%-0.40%
1 Month Performance-3.54%5.13%2.61%45.02%
1 Year Performance27.81%50.69%25.76%168.93%

International Personal Finance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
IPF
International Personal Finance
N/AGBX 204.50
-0.7%
N/A+30.4%£446.95M£631.90M657.566,230
SPI
Spire Healthcare Group
2.4406 of 5 stars
GBX 225
-0.4%
GBX 294.33
+30.8%
-14.6%£903.53M£1.44B32.02420Positive News
ESP
Empiric Student Property
N/AGBX 92
-1.8%
N/A-6.2%£609.42M£89.58M10.33150High Trading Volume
RTN
The Restaurant Group
N/AN/AN/AN/A£499.23M£927M-1,080.0064,000
APH
Alliance Pharma
1.7779 of 5 stars
GBX 64.70
flat
GBX 6,250
+9,560.0%
N/A£350.32M£183.50M-10.4391,000
MSI
MS INTERNATIONAL
N/AGBX 1,212
-1.1%
N/A+17.7%£192.36M£107.14M16.90455News Coverage
High Trading Volume
SGM
Sigma Capital Group
N/AN/AN/AN/A£181.35M£10.60M54.5948,300
BERI
BlackRock Energy and Resources
N/AGBX 125
+0.8%
N/A+7.8%£148.26M£25.44M6.57N/APositive News
MCP
Martin Currie Asia Unconstrand Trust
N/AN/AN/AN/A£145.58M£6.14M43.1321,000
AMAT
Amati AIM VCT
N/AGBX 62
flat
N/A-23.0%£91.02M-£5.65M-8.5233,000
INDI
Indus Gas
N/AGBX 14.80
+1.0%
N/A+48.1%£35.91M£25.30M4.45400Gap Up

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This page (LON:IPF) was last updated on 9/2/2025 by MarketBeat.com Staff
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