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International Personal Finance (IPF) Competitors

International Personal Finance logo
GBX 157.20 -0.80 (-0.51%)
As of 08:05 AM Eastern

IPF vs. SPI, ESP, RTN, APH, MSI, SGM, MCP, BERI, AMAT, and STM

Should you be buying International Personal Finance stock or one of its competitors? The main competitors of International Personal Finance include Spire Healthcare Group (SPI), Empiric Student Property (ESP), The Restaurant Group (RTN), Alliance Pharma (APH), MS INTERNATIONAL (MSI), Sigma Capital Group (SGM), Martin Currie Asia Unconstrand Trust (MCP), BlackRock Energy and Resources (BERI), Amati AIM VCT (AMAT), and STM Group (STM). These companies are all part of the "electronic equipment" industry.

International Personal Finance vs. Its Competitors

International Personal Finance (LON:IPF) and Spire Healthcare Group (LON:SPI) are both small-cap financial services companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, institutional ownership, valuation, risk, community ranking, media sentiment and profitability.

In the previous week, International Personal Finance and International Personal Finance both had 2 articles in the media. International Personal Finance's average media sentiment score of 0.00 equaled Spire Healthcare Group'saverage media sentiment score.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
International Personal Finance
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Spire Healthcare Group
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

International Personal Finance received 25 more outperform votes than Spire Healthcare Group when rated by MarketBeat users. Likewise, 66.15% of users gave International Personal Finance an outperform vote while only 60.96% of users gave Spire Healthcare Group an outperform vote.

CompanyUnderperformOutperform
International Personal FinanceOutperform Votes
381
66.15%
Underperform Votes
195
33.85%
Spire Healthcare GroupOutperform Votes
356
60.96%
Underperform Votes
228
39.04%

International Personal Finance has a beta of 1.33, indicating that its share price is 33% more volatile than the S&P 500. Comparatively, Spire Healthcare Group has a beta of 0.96, indicating that its share price is 4% less volatile than the S&P 500.

International Personal Finance pays an annual dividend of GBX 11 per share and has a dividend yield of 7.0%. Spire Healthcare Group pays an annual dividend of GBX 3 per share and has a dividend yield of 1.4%. International Personal Finance pays out 53.3% of its earnings in the form of a dividend. Spire Healthcare Group pays out 42.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

International Personal Finance has higher earnings, but lower revenue than Spire Healthcare Group. International Personal Finance is trading at a lower price-to-earnings ratio than Spire Healthcare Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
International Personal Finance£695.42M0.49£44.87M£20.647.61
Spire Healthcare Group£1.44B0.59£28.15M£7.0329.82

91.6% of International Personal Finance shares are owned by institutional investors. Comparatively, 50.4% of Spire Healthcare Group shares are owned by institutional investors. 8.9% of International Personal Finance shares are owned by insiders. Comparatively, 34.7% of Spire Healthcare Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

International Personal Finance has a net margin of 6.45% compared to Spire Healthcare Group's net margin of 1.96%. International Personal Finance's return on equity of 9.98% beat Spire Healthcare Group's return on equity.

Company Net Margins Return on Equity Return on Assets
International Personal Finance6.45% 9.98% 8.81%
Spire Healthcare Group 1.96%3.82%3.73%

Spire Healthcare Group has a consensus target price of GBX 300, indicating a potential upside of 43.20%. Given Spire Healthcare Group's higher possible upside, analysts plainly believe Spire Healthcare Group is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
International Personal Finance
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Spire Healthcare Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

International Personal Finance beats Spire Healthcare Group on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding IPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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IPF vs. The Competition

MetricInternational Personal FinanceCredit Services IndustryFinancial SectorLON Exchange
Market Cap£341.63M£325.69M£5.68B£2.92B
Dividend Yield8.35%15.49%4.13%4.90%
P/E Ratio7.6126.1012.64123.68
Price / Sales0.4992.991,681.71247,849.08
Price / Cash3.7714.8349.9228.07
Price / Book0.783.433.164.69
Net Income£44.87M£56.71M£1.23B£5.91B
7 Day Performance-3.08%0.40%6.28%18.25%
1 Month Performance5.65%1.33%15.78%22.35%
1 Year Performance24.27%18.64%14.74%77.85%

International Personal Finance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
IPF
International Personal Finance
N/AGBX 157.20
-0.5%
N/A+24.9%£341.63M£695.42M7.616,230News Coverage
SPI
Spire Healthcare Group
1.664 of 5 stars
GBX 206
+2.2%
GBX 300
+45.6%
-14.1%£827.23M£1.44B29.32420News Coverage
ESP
Empiric Student Property
N/AGBX 98.20
+0.9%
N/A+9.4%£650.49M£89.58M11.03150News Coverage
High Trading Volume
RTN
The Restaurant Group
N/AN/AN/AN/A£499.23M£927M-1,080.0064,000
APH
Alliance Pharma
2.0148 of 5 stars
GBX 64.70
flat
GBX 6,250
+9,560.0%
N/A£350.32M£183.50M-10.4391,000
MSI
MS INTERNATIONAL
N/AGBX 1,257
+3.5%
N/A+20.3%£199.50M£107.14M17.52455High Trading Volume
SGM
Sigma Capital Group
N/AN/AN/AN/A£181.35M£10.60M54.5948,300
MCP
Martin Currie Asia Unconstrand Trust
N/AN/AN/AN/A£145.58M£6.14M43.1321,000
BERI
BlackRock Energy and Resources
N/AGBX 111.75
+0.7%
N/A-3.8%£132.54M£25.44M5.87N/A
AMAT
Amati AIM VCT
N/AGBX 60.50
+0.8%
N/A-26.2%£88.82M-£5.65M-8.3233,000
STM
STM Group
N/AN/AN/AN/A£35.53M£30.06M3,075.0048,300

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This page (LON:IPF) was last updated on 6/13/2025 by MarketBeat.com Staff
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