LendInvest (LINV) Competitors

OSB Group (LON:OSB) and LendInvest (LON:LINV) are both small-cap financial services companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, institutional ownership, risk, dividends, earnings, profitability, media sentiment, community ranking and analyst recommendations.

Does the MarketBeat Community prefer OSB or LINV?

OSB Group received 488 more outperform votes than LendInvest when rated by MarketBeat users. However, 100.00% of users gave LendInvest an outperform vote while only 75.42% of users gave OSB Group an outperform vote.

Company	Underperform	Outperform
OSB Group	Outperform Votes 494 75.42%	Underperform Votes 161 24.58%
LendInvest	Outperform Votes 6 100.00%	Underperform Votes No Votes

Does the media refer more to OSB or LINV?

In the previous week, OSB Group had 1 more articles in the media than LendInvest. MarketBeat recorded 1 mentions for OSB Group and 0 mentions for LendInvest. OSB Group's average media sentiment score of 1.16 beat LendInvest's score of 0.00 indicating that OSB Group is being referred to more favorably in the media.

Company	Overall Sentiment
OSB Group	Positive
LendInvest	Neutral

Do analysts recommend OSB or LINV?

OSB Group currently has a consensus price target of GBX 580, indicating a potential upside of 17.03%. Given OSB Group's stronger consensus rating and higher possible upside, equities research analysts clearly believe OSB Group is more favorable than LendInvest.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OSB Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
LendInvest	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do institutionals and insiders believe in OSB or LINV?

67.9% of OSB Group shares are held by institutional investors. Comparatively, 13.5% of LendInvest shares are held by institutional investors. 0.9% of OSB Group shares are held by insiders. Comparatively, 75.1% of LendInvest shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Which has more volatility & risk, OSB or LINV?

OSB Group has a beta of 1.41, indicating that its share price is 41% more volatile than the S&P 500. Comparatively, LendInvest has a beta of 0.2, indicating that its share price is 80% less volatile than the S&P 500.

Is OSB or LINV a better dividend stock?

OSB Group pays an annual dividend of GBX 33 per share and has a dividend yield of 6.7%. LendInvest pays an annual dividend of GBX 5 per share and has a dividend yield of 13.4%. OSB Group pays out 32.9% of its earnings in the form of a dividend. LendInvest pays out -34.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LendInvest is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is OSB or LINV more profitable?

OSB Group has a net margin of 27.26% compared to LendInvest's net margin of -46.74%. OSB Group's return on equity of 18.78% beat LendInvest's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OSB Group	27.26%	18.78%	1.35%
LendInvest	-46.74%	-31.70%	-2.16%

Which has preferable valuation and earnings, OSB or LINV?

OSB Group has higher revenue and earnings than LendInvest. LendInvest is trading at a lower price-to-earnings ratio than OSB Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OSB Group	£1.36B	1.35	£370.52M	£100.33	4.94
LendInvest	£43.43M	1.20	-£20.30M	-£14.47	-2.57

Summary

OSB Group beats LendInvest on 16 of the 20 factors compared between the two stocks.