LendInvest (LINV) Competitors

LendInvest (LON:LINV) and OSB Group (LON:OSB) are both financial services companies, but which is the better business? We will compare the two companies based on the strength of their earnings, media sentiment, analyst recommendations, profitability, risk, valuation, institutional ownership and dividends.

Which has stronger earnings & valuation, LINV or OSB?

OSB Group has higher revenue and earnings than LendInvest. LendInvest is trading at a lower price-to-earnings ratio than OSB Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendInvest	£43.43M	1.24	-£20.30M	-£14.47	-2.66
OSB Group	£1.36B	1.51	£370.52M	£100.33	5.55

Is LINV or OSB more profitable?

OSB Group has a net margin of 27.26% compared to LendInvest's net margin of -46.74%. OSB Group's return on equity of 18.78% beat LendInvest's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendInvest	-46.74%	-31.70%	-2.16%
OSB Group	27.26%	18.78%	1.35%

Do institutionals & insiders hold more shares of LINV or OSB?

13.5% of LendInvest shares are owned by institutional investors. Comparatively, 67.9% of OSB Group shares are owned by institutional investors. 75.1% of LendInvest shares are owned by company insiders. Comparatively, 0.9% of OSB Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is LINV or OSB a better dividend stock?

LendInvest pays an annual dividend of GBX 5 per share and has a dividend yield of 13.0%. OSB Group pays an annual dividend of GBX 33 per share and has a dividend yield of 5.9%. LendInvest pays out -34.6% of its earnings in the form of a dividend. OSB Group pays out 32.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LendInvest is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts recommend LINV or OSB?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendInvest	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
OSB Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more volatility & risk, LINV or OSB?

LendInvest has a beta of 0.2, suggesting that its stock price is 80% less volatile than the S&P 500. Comparatively, OSB Group has a beta of 1.41, suggesting that its stock price is 41% more volatile than the S&P 500.

Does the media refer more to LINV or OSB?

In the previous week, OSB Group had 2 more articles in the media than LendInvest. MarketBeat recorded 2 mentions for OSB Group and 0 mentions for LendInvest. OSB Group's average media sentiment score of 0.59 beat LendInvest's score of 0.00 indicating that OSB Group is being referred to more favorably in the news media.

Company	Overall Sentiment
LendInvest	Neutral
OSB Group	Positive

Summary

OSB Group beats LendInvest on 14 of the 17 factors compared between the two stocks.