Personal Assets (PNL) Competitors

Personal Assets (LON:PNL) and Intermediate Capital Group (LON:ICP) are both financial services companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, media sentiment, community ranking, earnings, analyst recommendations, valuation, risk, dividends and institutional ownership.

Do insiders & institutionals hold more shares of PNL or ICP?

46.0% of Personal Assets shares are held by institutional investors. Comparatively, 70.4% of Intermediate Capital Group shares are held by institutional investors. 23.4% of Personal Assets shares are held by insiders. Comparatively, 1.4% of Intermediate Capital Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the media refer more to PNL or ICP?

In the previous week, Personal Assets had 1 more articles in the media than Intermediate Capital Group. MarketBeat recorded 1 mentions for Personal Assets and 0 mentions for Intermediate Capital Group. Personal Assets' average media sentiment score of 0.68 beat Intermediate Capital Group's score of -0.95 indicating that Personal Assets is being referred to more favorably in the media.

Company	Overall Sentiment
Personal Assets	Positive
Intermediate Capital Group	Negative

Which has higher valuation and earnings, PNL or ICP?

Intermediate Capital Group has higher revenue and earnings than Personal Assets. Intermediate Capital Group is trading at a lower price-to-earnings ratio than Personal Assets, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Personal Assets	£107.31M	15.36	£124.81M	£39.23	13.18
Intermediate Capital Group	£831.60M	0.00	£409.10M	£0.77	N/A

Does the MarketBeat Community prefer PNL or ICP?

Intermediate Capital Group received 290 more outperform votes than Personal Assets when rated by MarketBeat users. Likewise, 70.44% of users gave Intermediate Capital Group an outperform vote while only 61.02% of users gave Personal Assets an outperform vote.

Company	Underperform	Outperform
Personal Assets	Outperform Votes 108 61.02%	Underperform Votes 69 38.98%
Intermediate Capital Group	Outperform Votes 398 70.44%	Underperform Votes 167 29.56%

Is PNL or ICP more profitable?

Personal Assets has a net margin of 116.31% compared to Intermediate Capital Group's net margin of 56.78%. Intermediate Capital Group's return on equity of 20.09% beat Personal Assets' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Personal Assets	116.31%	7.96%	1.96%
Intermediate Capital Group	56.78%	20.09%	4.57%

Is PNL or ICP a better dividend stock?

Personal Assets pays an annual dividend of GBX 6 per share and has a dividend yield of 1.2%. Intermediate Capital Group pays an annual dividend of GBX 78 per share. Personal Assets pays out 15.3% of its earnings in the form of a dividend. Intermediate Capital Group pays out 10,129.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Personal Assets is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk & volatility, PNL or ICP?

Personal Assets has a beta of 0.19, indicating that its share price is 81% less volatile than the S&P 500. Comparatively, Intermediate Capital Group has a beta of 1.9, indicating that its share price is 90% more volatile than the S&P 500.

Summary

Intermediate Capital Group beats Personal Assets on 9 of the 16 factors compared between the two stocks.