Free Trial
→ Is President Trump Lying To You With This? (From Colonial Metals) (Ad) Buy AMAL Stock  Free AMAL Stock Alerts

Amalgamated Financial (AMAL) Financials

Amalgamated Financial logo
$30.34 -0.77 (-2.48%)
Closing price 05/21/2025 04:00 PM Eastern
Extended Trading
$30.32 -0.02 (-0.07%)
As of 05/21/2025 05:47 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
Compare
Annual Income Statements for Amalgamated Financial

Annual Income Statements for Amalgamated Financial

This table shows Amalgamated Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018
Net Income / (Loss) Attributable to Common Shareholders		 106 88 81 53 46 47 45
Consolidated Net Income / (Loss)		 106 88 81 53 46 47 45
Net Income / (Loss) Continuing Operations		 106 88 81 53 46 47 45
Total Pre-Tax Income 		146 125 108 71 62 64 50
Total Revenue		 316 291 264 203 221 196 178
Net Interest Income / (Expense)		 282 261 240 174 180 167 150
Total Interest Income		 401 358 258 181 190 186 164
Loans and Leases Interest Income		 215 191 146 123 142 140 130
Investment Securities Interest Income		 177 161 111 57 48 45 33
Deposits and Money Market Investments Interest Income		 8.67 5.78 2.19 0.65 0.70 0.95 1.44
Total Interest Expense		 119 97 19 6.22 10 19 14
Deposits Interest Expense		 113 81 11 5.82 10 14 9.57
Long-Term Debt Interest Expense		 5.41 16 7.59 0.40 0.03 4.86 4.65
Total Non-Interest Income		 33 29 24 28 41 29 28
Service Charges on Deposit Accounts		 32 11 11 9.36 9.20 8.54 8.18
Other Service Charges		 2.08 2.71 1.77 1.02 2.04 0.88 0.87
Net Realized & Unrealized Capital Gains on Investments		 -19 -2.43 -7.19 2.28 11 -0.47 -1.19
Investment Banking Income		 15 15 14 13 15 19 19
Other Non-Interest Income		 2.50 2.88 3.87 2.39 3.09 1.65 1.67
Provision for Credit Losses		 10 15 15 -0.29 25 3.84 -0.26
Total Non-Interest Expense		 160 151 141 132 134 128 128
Salaries and Employee Benefits		 94 86 75 70 69 70 67
Net Occupancy & Equipment Expense		 33 31 31 30 34 29 28
Marketing Expense		 3.73 4.18 3.74 3.23 3.51 2.91 3.40
Property & Liability Insurance Claims		 3.72 4.02 3.23 2.53 3.15 - -
Other Operating Expenses		 22 22 23 22 19 21 25
Depreciation Expense		 2.47 2.83 3.01 3.06 3.31 3.54 3.64
Amortization Expense		 0.73 0.89 1.05 1.21 1.37 1.37 0.97
Income Tax Expense		 39 37 27 18 16 17 5.67
Basic Earnings per Share		 $3.48 $2.88 $2.64 $1.70 $1.48 $1.49 $1.47
Weighted Average Basic Shares Outstanding		 30.69M 30.51M 30.74M 31.12M 31.12M - -
Diluted Earnings per Share		 $3.44 $2.86 $2.61 $1.68 $1.48 $1.47 $1.46
Weighted Average Diluted Shares Outstanding		 30.69M 30.51M 30.74M 31.12M 31.12M - -
Weighted Average Basic & Diluted Shares Outstanding		 30.69M 30.51M 30.74M 31.12M 31.12M - -

Quarterly Income Statements for Amalgamated Financial

This table shows Amalgamated Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 25 24 28 27 27 23 22 22 21 25 23
Consolidated Net Income / (Loss)		 25 24 28 27 27 23 22 22 21 25 23
Net Income / (Loss) Continuing Operations		 25 24 28 27 27 23 22 22 21 25 23
Total Pre-Tax Income 		35 33 38 36 39 35 31 29 29 32 31
Total Revenue		 77 78 81 78 78 77 71 71 72 72 73
Net Interest Income / (Expense)		 71 73 72 69 68 67 64 63 67 67 68
Total Interest Income		 101 103 103 99 97 96 91 86 85 79 71
Loans and Leases Interest Income		 58 58 54 51 52 52 50 45 45 42 38
Investment Securities Interest Income		 42 43 46 45 42 42 40 40 40 36 32
Deposits and Money Market Investments Interest Income		 1.19 1.11 2.27 2.69 2.59 2.42 1.69 1.06 0.62 0.49 0.97
Total Interest Expense		 30 29 31 30 29 29 28 23 18 11 3.19
Deposits Interest Expense		 29 29 30 29 26 25 23 19 14 5.68 2.49
Long-Term Debt Interest Expense		 1.20 0.91 0.60 0.89 3.01 3.35 4.35 4.12 3.82 5.52 0.70
Total Non-Interest Income		 6.41 4.79 8.94 9.26 10 9.40 6.78 7.94 5.21 4.23 5.00
Service Charges on Deposit Accounts		 3.44 5.34 12 8.61 6.14 3.10 2.73 2.71 2.46 2.99 2.74
Other Service Charges		 0.51 0.44 0.81 0.55 0.29 0.58 0.77 0.39 0.97 0.18 0.97
Net Realized & Unrealized Capital Gains on Investments		 -2.36 -5.62 -8.28 -4.17 -0.66 1.33 -1.12 0.29 -2.93 -3.54 -3.36
Investment Banking Income		 4.19 3.97 3.70 3.66 3.85 3.56 3.68 4.01 3.93 3.61 3.87
Other Non-Interest Income		 0.63 0.66 0.61 0.62 0.61 0.83 0.73 0.55 0.78 0.99 0.79
Provision for Credit Losses		 0.60 3.69 1.85 3.16 1.59 3.76 2.01 3.94 4.96 4.43 5.36
Total Non-Interest Expense		 42 41 41 40 38 38 37 38 39 36 36
Salaries and Employee Benefits		 23 25 24 23 22 21 21 21 22 19 20
Net Occupancy & Equipment Expense		 8.91 8.68 8.51 8.17 7.53 7.99 7.89 7.52 7.95 7.42 7.63
Marketing Expense		 0.05 0.31 1.02 1.18 1.22 0.75 0.82 1.03 1.59 1.33 0.80
Property & Liability Insurance Claims		 0.90 0.72 0.90 1.05 1.05 1.00 1.20 1.10 0.72 0.79 1.01
Other Operating Expenses		 7.70 5.99 5.94 5.32 5.23 5.84 5.18 5.78 5.41 5.61 6.22
Depreciation Expense		 0.63 0.58 0.65 0.58 0.66 0.70 0.69 0.72 0.73 0.70 0.81
Amortization Expense		 0.14 0.18 0.18 0.18 0.18 0.22 0.22 0.22 0.22 0.26 0.26
Income Tax Expense		 9.71 8.56 10 9.02 11 13 8.85 7.82 7.57 6.81 8.07
Basic Earnings per Share		 $0.82 $0.80 $0.91 $0.88 $0.89 $0.75 $0.73 $0.71 $0.69 $0.79 $0.75
Weighted Average Basic Shares Outstanding		 30.59M 30.69M 30.67M 30.64M 30.52M 30.51M 30.39M 30.46M 30.61M 30.74M 30.67M
Diluted Earnings per Share		 $0.81 $0.78 $0.90 $0.87 $0.89 $0.74 $0.73 $0.70 $0.69 $0.79 $0.74
Weighted Average Diluted Shares Outstanding		 30.59M 30.69M 30.67M 30.64M 30.52M 30.51M 30.39M 30.46M 30.61M 30.74M 30.67M
Weighted Average Basic & Diluted Shares Outstanding		 30.59M 30.69M 30.67M 30.64M 30.52M 30.51M 30.39M 30.46M 30.61M 30.74M 30.67M
Cash Dividends to Common per Share		 $0.14 - $0.12 $0.12 $0.10 - $0.10 $0.10 $0.10 - $0.10

Annual Cash Flow Statements for Amalgamated Financial

This table details how cash moves in and out of Amalgamated Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018
Net Change in Cash & Equivalents		 -30 27 -267 292 -84 42 -36
Net Cash From Operating Activities		 124 117 147 71 66 83 31
Net Cash From Continuing Operating Activities		 124 117 147 71 66 83 31
Net Income / (Loss) Continuing Operations		 106 88 81 53 46 47 45
Consolidated Net Income / (Loss)		 106 88 81 53 46 47 45
Provision For Loan Losses		 10 15 15 -0.29 25 3.84 -0.26
Depreciation Expense		 4.70 5.51 9.30 3.64 6.19 4.63 4.20
Amortization Expense		 0.73 0.89 1.05 7.82 6.41 -3.00 -0.26
Non-Cash Adjustments to Reconcile Net Income		 29 13 42 17 -18 6.45 11
Changes in Operating Assets and Liabilities, net		 -27 -4.39 -1.25 -11 0.51 24 -28
Net Cash From Investing Activities		 -316 -134 -1,202 -865 -755 -546 -258
Net Cash From Continuing Investing Activities		 -316 -134 -1,202 -865 -755 -546 -258
Purchase of Property, Leasehold Improvements and Equipment		 -1.78 -1.48 -1.67 -2.40 -1.61 -0.75 -1.43
Purchase of Investment Securities		 -926 -673 -1,290 -1,699 -993 -771 -692
Sale and/or Maturity of Investments		 972 541 915 668 276 576 435
Other Investing Activities, net		 -360 -0.76 -826 168 -37 -350 -
Net Cash From Financing Activities		 162 44 788 1,087 606 504 192
Net Cash From Continuing Financing Activities		 162 44 788 1,088 606 504 192
Net Change in Deposits		 169 417 239 1,018 698 536 510
Issuance of Common Equity		 0.79 0.80 0.67 0.00 - - 0.00
Repayment of Debt		 10 - 574 84 0.00 -18 -310
Repurchase of Common Equity		 -3.36 -9.54 -14 -2.92 -7.00 -5.79 0.00
Payment of Dividends		 -14 -12 -11 -9.98 -9.99 -8.30 -1.93
Other Financing Activities, Net		 -0.15 0.00 0.00 - -0.14 0.40 -6.97
Cash Interest Paid		 129 86 18 6.04 11 19 15
Cash Income Taxes Paid		 30 23 6.65 5.69 9.82 9.31 3.56

Quarterly Cash Flow Statements for Amalgamated Financial

This table details how cash moves in and out of Amalgamated Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 4.97 -88 91 -97 65 -50 75 -65 67 -2.68 -266
Net Cash From Operating Activities		 34 29 36 28 31 15 40 27 35 53 26
Net Cash From Continuing Operating Activities		 34 29 36 28 31 15 40 27 35 53 26
Net Income / (Loss) Continuing Operations		 25 24 28 27 27 23 22 22 21 25 23
Consolidated Net Income / (Loss)		 25 24 28 27 27 23 22 22 21 25 23
Provision For Loan Losses		 0.60 3.69 1.85 3.16 1.59 3.76 2.01 3.94 4.96 4.43 5.36
Depreciation Expense		 0.27 2.27 0.77 0.77 0.89 2.86 0.88 0.90 0.87 6.62 0.89
Amortization Expense		 0.14 -1.62 1.16 -0.13 1.32 -1.56 0.99 0.79 0.67 -4.69 1.65
Non-Cash Adjustments to Reconcile Net Income		 6.24 9.54 7.94 5.09 6.21 -1.22 3.20 2.04 8.55 23 9.76
Changes in Operating Assets and Liabilities, net		 1.94 -9.37 -3.75 -7.77 -5.99 -11 10 -2.05 -1.53 -1.16 -14
Net Cash From Investing Activities		 -6.61 55 -78 -202 -91 -82 -57 -30 35 7.91 -227
Net Cash From Continuing Investing Activities		 -6.61 55 -78 -202 -91 -82 -57 -30 35 7.91 -227
Purchase of Property, Leasehold Improvements and Equipment		 -1.75 -0.74 -0.59 -0.25 -0.21 -0.26 -0.38 -0.58 -0.26 -0.18 -0.56
Purchase of Investment Securities		 -169 59 -416 -387 -182 -418 62 -228 -90 -104 143
Sale and/or Maturity of Investments		 169 359 272 236 106 70 145 106 220 350 220
Other Investing Activities, net		 -4.67 -361 67 -50 -15 266 -264 92 -94 -238 -589
Net Cash From Financing Activities		 -23 -173 133 77 125 17 92 -62 -2.60 -64 -66
Net Cash From Continuing Financing Activities		 -23 -173 133 77 125 17 92 -62 -2.60 -64 -66
Net Change in Deposits		 231 -414 146 143 294 21 96 -147 446 -565 -131
Issuance of Common Equity		 0.79 0.16 0.18 0.21 0.24 0.15 0.14 0.13 0.39 0.15 0.17
Repayment of Debt		 -245 240 -228 -2.09 0.00 - 344 -347 -3.22 505 69
Repurchase of Common Equity		 -5.85 -1.07 -0.39 -0.86 -1.04 -1.25 -2.78 -2.51 -3.01 -0.36 -1.25
Payment of Dividends		 -4.29 -3.68 -3.70 -3.74 -3.12 -3.06 -3.06 -3.14 -3.08 -3.19 -3.07
Cash Interest Paid		 30 31 30 33 35 27 23 21 16 11 2.63
Cash Income Taxes Paid		 1.51 2.38 12 16 0.32 15 4.04 3.05 0.29 4.22 1.83

Annual Balance Sheets for Amalgamated Financial

This table presents Amalgamated Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Total Assets		 8,257 7,972 7,843 7,078 5,979 5,325
Cash and Due from Banks		 4.04 2.86 5.11 8.62 7.74 7.60
Interest Bearing Deposits at Other Banks		 57 88 58 322 31 115
Trading Account Securities		 3,285 3,245 3,396 3,196 2,212 1,520
Loans and Leases, Net of Allowance		 4,613 4,346 4,061 3,276 3,447 3,439
Loans and Leases		 4,673 4,411 4,106 3,312 3,489 3,473
Allowance for Loan and Lease Losses		 60 66 45 36 42 34
Accrued Investment Income		 61 55 41 29 24 19
Premises and Equipment, Net		 6.39 7.81 9.86 12 13 18
Goodwill		 13 13 13 13 13 13
Intangible Assets		 1.49 2.22 3.11 4.15 5.36 6.73
Other Assets		 216 213 255 217 225 188
Total Liabilities & Shareholders' Equity		 8,257 7,972 7,843 7,078 5,979 5,325
Total Liabilities		 7,549 7,387 7,334 6,514 5,443 4,835
Non-Interest Bearing Deposits		 7,181 7,012 6,595 6,356 5,339 4,641
Short-Term Debt		 314 305 580 - - -
Other Long-Term Liabilities		 54 70 81 74 104 119
Total Equity & Noncontrolling Interests		 708 585 509 564 536 491
Total Preferred & Common Equity		 708 585 509 564 536 490
Total Common Equity		 708 585 509 564 536 490
Common Stock		 289 289 287 298 301 306
Retained Earnings		 480 388 330 260 217 181
Treasury Stock		 -2.82 -5.34 0.00 - - -
Accumulated Other Comprehensive Income / (Loss)		 -59 -86 -109 5.41 17 3.23
Noncontrolling Interest		 0.00 0.13 0.13 0.13 0.13 0.13

Quarterly Balance Sheets for Amalgamated Financial

This table presents Amalgamated Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 8,285 8,414 8,251 8,137 7,910 7,793 7,836 7,868
Cash and Due from Banks		 4.20 3.95 4.08 3.83 5.49 4.42 5.19 3.40
Interest Bearing Deposits at Other Banks		 62 145 54 151 135 61 126 63
Trading Account Securities		 3,331 3,504 3,507 3,350 3,187 3,249 1,668 3,668
Loans and Leases, Net of Allowance		 4,620 4,486 4,408 4,359 4,297 4,184 4,131 3,829
Loans and Leases		 4,678 4,548 4,472 4,424 4,365 4,252 4,198 3,871
Allowance for Loan and Lease Losses		 58 61 63 64 68 67 67 42
Accrued Investment Income		 55 54 53 53 48 44 41 35
Premises and Equipment, Net		 7.37 6.41 6.60 7.13 8.43 8.93 9.25 11
Goodwill		 13 13 13 13 13 13 13 13
Intangible Assets		 1.34 1.67 1.85 2.03 2.44 2.66 2.88 3.37
Other Assets		 192 199 203 196 214 225 5,971 243
Total Liabilities & Shareholders' Equity		 8,285 8,414 8,251 8,137 7,910 7,793 7,836 7,868
Total Liabilities		 7,549 7,715 7,605 7,520 7,363 7,264 7,317 7,380
Non-Interest Bearing Deposits		 7,412 7,595 7,449 7,306 6,991 6,895 7,041 7,160
Short-Term Debt		 70 68 9.14 69 230 230 - 75
Other Long-Term Liabilities		 67 52 78 74 68 66 62 67
Commitments & Contingencies		 0.00 - - - - - - -
Total Equity & Noncontrolling Interests		 736 698 646 617 546 529 519 488
Total Preferred & Common Equity		 736 698 646 617 546 528 519 488
Total Common Equity		 736 698 646 617 546 528 519 488
Common Stock		 289 287 286 288 288 287 288 287
Retained Earnings		 501 459 435 412 368 349 331 309
Treasury Stock		 -6.33 -1.97 -1.97 -4.02 -4.85 -2.69 -2.15 -
Accumulated Other Comprehensive Income / (Loss)		 -47 -47 -74 -79 -105 -105 -97 -108

Annual Metrics And Ratios for Amalgamated Financial

This table displays calculated financial ratios and metrics derived from Amalgamated Financial's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018
Growth Metrics		 - - - - - - -
Revenue Growth		 8.60% 10.20% 30.12% -8.13% 12.65% 9.98% 0.00%
EBITDA Growth		 15.17% 10.64% 44.21% 10.25% 13.28% 21.28% 0.00%
EBIT Growth		 16.72% 15.32% 52.94% 14.18% -3.48% 27.53% 0.00%
NOPAT Growth		 20.98% 7.98% 53.91% 14.61% -2.15% 5.71% 0.00%
Net Income Growth		 20.98% 7.98% 53.91% 14.61% -2.15% 5.71% 0.00%
EPS Growth		 20.28% 9.58% 55.36% 13.51% 0.68% 0.68% 0.00%
Operating Cash Flow Growth		 5.84% -20.43% 108.85% 7.25% -21.20% 169.06% 0.00%
Free Cash Flow Firm Growth		 -106.95% 183.28% -642.15% -177.65% 114.65% 0.00% 0.00%
Invested Capital Growth		 14.80% -23.69% 80.12% 20.88% -5.26% 0.00% 0.00%
Revenue Q/Q Growth		 0.37% 1.80% 4.82% 1.88% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 -1.82% 2.35% 9.46% 2.02% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 -1.46% 3.01% 11.01% 3.52% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 1.72% -2.29% 12.16% 4.20% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 1.72% -2.29% 12.16% 4.20% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 1.18% -1.72% 12.50% 3.07% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 12.40% -24.36% 32.26% -29.32% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 -113.41% 402.02% -3,743.95% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 33.29% 4.60% 82.17% 16.41% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - -
EBITDA Margin		 47.85% 45.12% 44.94% 40.55% 33.79% 33.60% 30.47%
EBIT Margin		 46.12% 42.91% 41.01% 34.89% 28.08% 32.77% 28.26%
Profit (Net Income) Margin		 33.72% 30.27% 30.89% 26.12% 20.94% 24.10% 25.08%
Tax Burden Percent		 73.11% 70.53% 75.33% 74.85% 74.57% 73.55% 88.74%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 26.89% 29.47% 24.67% 25.15% 25.43% 26.45% 11.26%
Return on Invested Capital (ROIC)		 11.13% 8.55% 8.98% 8.95% 8.39% 16.69% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 11.13% 8.55% 8.98% 8.95% 8.39% 16.69% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 5.33% 7.52% 6.21% 0.68% 0.61% 2.55% 0.00%
Return on Equity (ROE)		 16.46% 16.08% 15.19% 9.63% 9.00% 19.24% 0.00%
Cash Return on Invested Capital (CROIC)		 -2.65% 35.43% -48.22% -9.96% 13.78% -183.31% 0.00%
Operating Return on Assets (OROA)		 1.79% 1.58% 1.45% 1.08% 1.10% 1.21% 0.00%
Return on Assets (ROA)		 1.31% 1.11% 1.09% 0.81% 0.82% 0.89% 0.00%
Return on Common Equity (ROCE)		 16.46% 16.08% 15.19% 9.63% 9.00% 19.24% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 15.04% 15.03% 16.01% 9.39% 8.62% 9.63% 0.00%
Net Operating Profit after Tax (NOPAT)		 106 88 81 53 46 47 45
NOPAT Margin		 33.72% 30.27% 30.89% 26.12% 20.94% 24.10% 25.08%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 41.31% 41.74% 41.67% 50.88% 48.64% 51.97% 55.53%
Operating Expenses to Revenue		 50.62% 52.04% 53.30% 65.25% 60.69% 65.27% 71.89%
Earnings before Interest and Taxes (EBIT)		 146 125 108 71 62 64 50
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 151 131 119 82 75 66 54
Valuation Ratios		 - - - - - - -
Price to Book Value (P/BV)		 1.45 1.38 1.33 0.89 0.00 0.00 0.00
Price to Tangible Book Value (P/TBV)		 1.48 1.42 1.38 0.91 0.00 0.00 0.00
Price to Revenue (P/Rev)		 3.24 2.79 2.57 2.47 0.00 0.00 0.00
Price to Earnings (P/E)		 9.61 9.20 8.32 9.44 0.00 0.00 0.00
Dividend Yield		 1.38% 1.52% 1.99% 1.99% 2.48% 1.46% 0.34%
Earnings Yield		 10.41% 10.87% 12.02% 10.59% 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 1.25 1.15 1.09 0.39 0.00 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 4.04 3.52 4.82 1.25 0.00 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 8.45 7.81 10.73 3.08 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 8.77 8.21 11.76 3.58 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 11.99 11.64 15.61 4.79 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 10.29 8.74 8.63 3.59 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 2.81 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - -
Debt to Equity		 0.44 0.52 1.29 0.15 0.00 0.15 0.00
Long-Term Debt to Equity		 0.00 0.00 0.15 0.15 0.00 0.15 0.00
Financial Leverage		 0.48 0.88 0.69 0.08 0.07 0.15 0.00
Leverage Ratio		 12.55 14.45 13.91 11.87 11.01 10.86 0.00
Compound Leverage Factor		 12.55 14.45 13.91 11.87 11.01 10.86 0.00
Debt to Total Capital		 30.76% 34.25% 56.38% 12.94% 0.00% 13.26% 0.00%
Short-Term Debt to Total Capital		 30.76% 34.25% 49.71% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 0.00% 0.00% 6.66% 12.94% 0.00% 13.26% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.01% 0.01% 0.02% 0.02% 0.02% 0.00%
Common Equity to Total Capital		 69.24% 65.73% 43.61% 87.04% 99.98% 86.71% 0.00%
Debt to EBITDA		 2.08 2.33 5.55 1.02 0.00 1.14 0.00
Net Debt to EBITDA		 1.68 1.63 5.01 -3.00 0.00 -0.72 0.00
Long-Term Debt to EBITDA		 0.00 0.00 0.66 1.02 0.00 1.14 0.00
Debt to NOPAT		 2.95 3.47 8.07 1.58 0.00 1.59 0.00
Net Debt to NOPAT		 2.38 2.44 7.29 -4.66 0.00 -1.01 0.00
Long-Term Debt to NOPAT		 0.00 0.00 0.95 1.58 0.00 1.59 0.00
Noncontrolling Interest Sharing Ratio		 0.01% 0.02% 0.02% 0.02% 0.03% 0.03% 0.00%
Liquidity Ratios		 - - - - - - -
Cash Flow Metrics		 - - - - - - -
Free Cash Flow to Firm (FCFF)		 -25 364 -437 -59 76 -518 0.00
Operating Cash Flow to CapEx		 6,989.58% 7,936.63% 8,832.25% 2,943.99% 4,080.09% 11,083.80% 2,173.72%
Free Cash Flow to Firm to Interest Expense		 -0.21 3.77 -23.46 -9.47 7.24 -26.83 0.00
Operating Cash Flow to Interest Expense		 1.04 1.21 7.90 11.34 6.28 4.32 2.18
Operating Cash Flow Less CapEx to Interest Expense		 1.03 1.20 7.81 10.95 6.12 4.28 2.08
Efficiency Ratios		 - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.03 0.04 0.04 0.00
Fixed Asset Turnover		 44.48 32.91 24.43 16.40 14.35 11.02 0.00
Capital & Investment Metrics		 - - - - - - -
Invested Capital		 1,022 890 1,167 648 536 566 0.00
Invested Capital Turnover		 0.33 0.28 0.29 0.34 0.40 0.69 0.00
Increase / (Decrease) in Invested Capital		 132 -276 519 112 -30 566 0.00
Enterprise Value (EV)		 1,276 1,024 1,272 253 0.00 0.00 0.00
Market Capitalization		 1,023 809 678 500 0.00 0.00 0.00
Book Value per Share		 $23.07 $19.26 $16.59 $18.13 $17.22 $0.00 $0.00
Tangible Book Value per Share		 $22.60 $18.76 $16.07 $17.58 $16.63 $0.00 $0.00
Total Capital		 1,022 890 1,167 648 536 566 0.00
Total Debt		 314 305 658 84 0.00 75 0.00
Total Long-Term Debt		 0.00 0.00 78 84 0.00 75 0.00
Net Debt		 254 214 594 -247 -39 -48 0.00
Capital Expenditures (CapEx)		 1.78 1.48 1.67 2.40 1.61 0.75 1.43
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 314 305 658 84 0.00 75 0.00
Total Depreciation and Amortization (D&A)		 5.43 6.40 10 11 13 1.63 3.94
Earnings Adjustments		 - - - - - - -
Adjusted Basic Earnings per Share		 $3.48 $2.88 $2.64 $1.70 $1.48 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 30.69M 30.51M 30.74M 31.12M 31.12M 0.00 0.00
Adjusted Diluted Earnings per Share		 $3.44 $2.86 $2.61 $1.68 $1.48 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 30.69M 30.51M 30.74M 31.12M 31.12M 0.00 0.00
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 30.69M 30.51M 30.74M 31.12M 31.12M 0.00 0.00
Normalized Net Operating Profit after Tax (NOPAT)		 106 88 81 53 46 47 45
Normalized NOPAT Margin		 33.72% 30.27% 30.89% 26.12% 20.94% 24.10% 25.08%
Pre Tax Income Margin		 46.12% 42.91% 41.01% 34.89% 28.08% 32.77% 28.26%
Debt Service Ratios		 - - - - - - -
EBIT to Interest Expense		 1.22 1.29 5.80 11.37 5.91 3.32 3.54
NOPAT to Interest Expense		 0.90 0.91 4.37 8.51 4.41 2.44 3.14
EBIT Less CapEx to Interest Expense		 1.21 1.27 5.71 10.98 5.76 3.28 3.44
NOPAT Less CapEx to Interest Expense		 0.88 0.89 4.28 8.12 4.25 2.40 3.04
Payout Ratios		 - - - - - - -
Dividend Payout Ratio		 13.37% 14.02% 13.76% 18.85% 21.62% 17.59% 4.32%
Augmented Payout Ratio		 16.53% 24.87% 31.41% 24.36% 36.78% 29.84% 4.32%

Quarterly Metrics And Ratios for Amalgamated Financial

This table displays calculated financial ratios and metrics derived from Amalgamated Financial's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -1.64% 1.51% 14.95% 10.60% 7.97% 7.20% -2.92% 11.27% 29.93% 20.41% 45.00%
EBITDA Growth		 -13.71% -7.68% 21.61% 16.92% 33.81% 8.99% -1.56% 4.73% 40.13% 44.05% 46.09%
EBIT Growth		 -9.83% -6.13% 22.72% 21.44% 33.29% 11.54% 0.47% 11.23% 51.32% 51.47% 60.42%
NOPAT Growth		 -8.15% 7.93% 25.26% 23.62% 27.70% -8.34% -2.77% 10.35% 50.64% 55.46% 59.16%
Net Income Growth		 -8.15% 7.93% 25.26% 23.62% 27.70% -8.34% -2.77% 10.35% 50.64% 55.46% 59.16%
EPS Growth		 -8.99% 5.41% 23.29% 24.29% 28.99% -6.33% -1.35% 11.11% 53.33% 58.00% 60.87%
Operating Cash Flow Growth		 9.44% 89.37% -10.09% 2.78% -10.30% -71.14% 52.13% -46.59% 104.32% 209.67% -8.81%
Free Cash Flow Firm Growth		 -785.55% -135.87% 159.60% 159.34% 103.47% 160.51% -208.39% -1,520.84% -79.44% -415.00% 88.73%
Invested Capital Growth		 6.48% 14.80% -9.91% -13.10% 3.24% -23.69% 32.90% 43.04% 20.02% 80.12% 15.10%
Revenue Q/Q Growth		 -1.16% -3.90% 3.31% 0.24% 2.01% 8.81% -0.59% -2.15% 1.28% -1.46% 13.94%
EBITDA Q/Q Growth		 4.26% -16.08% 10.29% -10.58% 11.55% 10.54% 6.04% 2.33% -9.14% -0.15% 12.82%
EBIT Q/Q Growth		 5.09% -13.55% 6.86% -7.14% 9.41% 13.02% 5.75% 1.93% -8.44% 1.80% 17.08%
NOPAT Q/Q Growth		 2.20% -12.35% 4.44% -1.82% 20.09% 1.71% 3.08% 1.42% -13.80% 7.89% 16.98%
Net Income Q/Q Growth		 2.20% -12.35% 4.44% -1.82% 20.09% 1.71% 3.08% 1.42% -13.80% 7.89% 16.98%
EPS Q/Q Growth		 3.85% -13.33% 3.45% -2.25% 20.27% 1.37% 4.29% 1.45% -12.66% 6.76% 17.46%
Operating Cash Flow Q/Q Growth		 17.95% -18.93% 27.70% -10.38% 104.10% -61.51% 45.98% -21.79% -34.33% 102.89% -48.75%
Free Cash Flow Firm Q/Q Growth		 77.63% -195.55% -17.31% 3,778.01% -98.83% 258.76% 17.67% -126.70% 79.58% -709.07% -332.72%
Invested Capital Q/Q Growth		 -21.17% 33.29% 6.00% -4.40% -15.01% 4.60% 2.25% 13.57% -37.18% 82.17% 10.05%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 45.65% 43.28% 49.56% 46.42% 52.04% 47.59% 46.84% 43.91% 41.99% 46.81% 46.20%
EBIT Margin		 45.12% 42.44% 47.17% 45.60% 49.22% 45.90% 44.19% 41.53% 39.87% 44.11% 42.70%
Profit (Net Income) Margin		 32.51% 31.44% 34.48% 34.10% 34.82% 29.57% 31.64% 30.51% 29.44% 34.59% 31.59%
Tax Burden Percent		 72.05% 74.09% 73.08% 74.78% 70.73% 64.44% 71.60% 73.46% 73.83% 78.42% 73.99%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 27.95% 25.91% 26.92% 25.22% 29.27% 35.56% 28.40% 26.54% 26.17% 21.58% 26.01%
Return on Invested Capital (ROIC)		 13.08% 10.38% 13.40% 13.33% 13.86% 8.36% 12.11% 12.41% 12.29% 10.06% 13.28%
ROIC Less NNEP Spread (ROIC-NNEP)		 13.08% 10.38% 13.40% 13.33% 13.86% 8.36% 12.11% 12.41% 12.29% 10.06% 13.28%
Return on Net Nonoperating Assets (RNNOA)		 2.02% 4.97% 4.02% 4.32% 4.31% 7.35% 5.36% 4.69% 3.50% 6.95% 1.94%
Return on Equity (ROE)		 15.11% 15.35% 17.42% 17.65% 18.17% 15.71% 17.47% 17.10% 15.79% 17.01% 15.22%
Cash Return on Invested Capital (CROIC)		 7.06% -2.65% 23.36% 26.74% 9.42% 35.43% -16.18% -22.59% -5.00% -48.22% -1.90%
Operating Return on Assets (OROA)		 1.73% 1.65% 1.82% 1.73% 1.83% 1.69% 1.60% 1.52% 1.44% 1.56% 1.46%
Return on Assets (ROA)		 1.24% 1.22% 1.33% 1.29% 1.29% 1.09% 1.15% 1.12% 1.07% 1.22% 1.08%
Return on Common Equity (ROCE)		 15.11% 15.35% 17.42% 17.64% 18.16% 15.71% 17.47% 17.09% 15.78% 17.00% 15.22%
Return on Equity Simple (ROE_SIMPLE)		 14.16% 0.00% 14.99% 15.33% 15.22% 0.00% 16.49% 17.16% 17.08% 0.00% 14.90%
Net Operating Profit after Tax (NOPAT)		 25 24 28 27 27 23 22 22 21 25 23
NOPAT Margin		 32.51% 31.44% 34.48% 34.10% 34.82% 29.57% 31.64% 30.51% 29.44% 34.59% 31.59%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 41.93% 43.24% 41.08% 41.28% 39.64% 39.09% 42.63% 41.89% 43.52% 39.43% 38.48%
Operating Expenses to Revenue		 54.10% 52.83% 50.54% 50.37% 48.75% 49.21% 52.96% 52.91% 53.29% 49.70% 49.92%
Earnings before Interest and Taxes (EBIT)		 35 33 38 36 39 35 31 29 29 32 31
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 35 34 40 36 41 37 33 31 30 34 34
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.19 1.45 1.37 1.30 1.19 1.38 0.95 0.92 1.02 1.33 1.38
Price to Tangible Book Value (P/TBV)		 1.22 1.48 1.40 1.33 1.22 1.42 0.97 0.94 1.06 1.38 1.43
Price to Revenue (P/Rev)		 2.79 3.24 3.05 2.77 2.48 2.79 1.81 1.68 1.90 2.57 2.67
Price to Earnings (P/E)		 8.42 9.61 9.16 8.49 7.84 9.20 5.74 5.34 5.99 8.32 9.25
Dividend Yield		 1.75% 1.38% 1.41% 1.53% 1.67% 1.52% 2.37% 2.53% 2.66% 1.99% 1.92%
Earnings Yield		 11.87% 10.41% 10.91% 11.78% 12.75% 10.87% 17.42% 18.72% 16.68% 12.02% 10.81%
Enterprise Value to Invested Capital (EV/IC)		 1.09 1.25 1.15 1.19 0.95 1.15 0.80 0.87 0.84 1.09 1.18
Enterprise Value to Revenue (EV/Rev)		 2.80 4.04 2.79 2.83 2.43 3.52 2.39 2.51 2.19 4.82 3.02
Enterprise Value to EBITDA (EV/EBITDA)		 6.06 8.45 5.71 5.86 5.10 7.81 5.32 5.62 4.83 10.73 7.01
Enterprise Value to EBIT (EV/EBIT)		 6.22 8.77 5.94 6.11 5.36 8.21 5.63 5.97 5.21 11.76 7.79
Enterprise Value to NOPAT (EV/NOPAT)		 8.46 11.99 8.39 8.69 7.68 11.64 7.57 7.97 6.93 15.61 10.44
Enterprise Value to Operating Cash Flow (EV/OCF)		 6.94 10.29 7.96 7.52 6.34 8.74 4.40 5.11 3.72 8.63 6.81
Enterprise Value to Free Cash Flow (EV/FCFF)		 15.98 0.00 4.65 4.13 10.28 2.81 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.09 0.44 0.10 0.12 0.23 0.52 0.56 0.57 0.41 1.29 0.31
Long-Term Debt to Equity		 0.00 0.00 0.00 0.11 0.11 0.00 0.14 0.14 0.41 0.15 0.16
Financial Leverage		 0.15 0.48 0.30 0.32 0.31 0.88 0.44 0.38 0.28 0.69 0.15
Leverage Ratio		 12.14 12.55 13.12 13.66 14.06 14.45 15.26 15.33 14.81 13.91 14.11
Compound Leverage Factor		 12.14 12.55 13.12 13.66 14.06 14.45 15.26 15.33 14.81 13.91 14.11
Debt to Total Capital		 8.65% 30.76% 8.93% 10.68% 18.46% 34.25% 35.81% 36.49% 29.16% 56.38% 23.84%
Short-Term Debt to Total Capital		 8.65% 30.76% 8.93% 1.26% 9.14% 34.25% 27.02% 27.63% 0.00% 49.71% 11.71%
Long-Term Debt to Total Capital		 0.00% 0.00% 0.00% 9.42% 9.33% 0.00% 8.79% 8.86% 29.16% 6.66% 12.13%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.02% 0.02% 0.02% 0.01% 0.02% 0.02% 0.02% 0.01% 0.02%
Common Equity to Total Capital		 91.35% 69.24% 91.06% 89.30% 81.52% 65.73% 64.17% 63.49% 70.82% 43.61% 76.14%
Debt to EBITDA		 0.48 2.08 0.44 0.53 0.99 2.33 2.38 2.36 1.68 5.55 1.41
Net Debt to EBITDA		 0.03 1.68 -0.53 0.13 -0.11 1.63 1.28 1.85 0.65 5.01 0.80
Long-Term Debt to EBITDA		 0.00 0.00 0.00 0.46 0.50 0.00 0.58 0.57 1.68 0.66 0.72
Debt to NOPAT		 0.67 2.95 0.65 0.78 1.49 3.47 3.39 3.35 2.41 8.07 2.10
Net Debt to NOPAT		 0.04 2.38 -0.77 0.19 -0.17 2.44 1.83 2.63 0.93 7.29 1.19
Long-Term Debt to NOPAT		 0.00 0.00 0.00 0.69 0.75 0.00 0.83 0.81 2.41 0.95 1.07
Noncontrolling Interest Sharing Ratio		 0.01% 0.01% 0.02% 0.02% 0.02% 0.02% 0.03% 0.03% 0.03% 0.02% 0.03%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -24 -107 112 136 3.50 299 -188 -229 -101 -494 -61
Operating Cash Flow to CapEx		 1,951.74% 3,930.35% 6,116.07% 11,435.92% 15,102.42% 5,936.82% 10,583.51% 4,700.00% 13,252.09% 29,320.99% 4,654.45%
Free Cash Flow to Firm to Interest Expense		 -0.80 -3.64 3.66 4.56 0.12 10.43 -6.85 -9.98 -5.72 -44.13 -19.17
Operating Cash Flow to Interest Expense		 1.14 0.98 1.17 0.94 1.08 0.53 1.45 1.19 1.97 4.74 8.21
Operating Cash Flow Less CapEx to Interest Expense		 1.08 0.96 1.15 0.93 1.07 0.53 1.43 1.16 1.96 4.72 8.03
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.03
Fixed Asset Turnover		 43.38 44.48 42.38 39.14 36.20 32.91 30.10 29.05 26.83 24.43 21.89
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 806 1,022 767 723 757 890 851 832 733 1,167 640
Invested Capital Turnover		 0.40 0.33 0.39 0.39 0.40 0.28 0.38 0.41 0.42 0.29 0.42
Increase / (Decrease) in Invested Capital		 49 132 -84 -109 24 -276 211 250 122 519 84
Enterprise Value (EV)		 882 1,276 878 860 721 1,024 682 722 614 1,272 759
Market Capitalization		 878 1,023 959 840 736 809 517 484 531 678 672
Book Value per Share		 $23.98 $23.07 $22.78 $21.16 $20.22 $19.26 $17.93 $17.26 $16.89 $16.59 $0.02
Tangible Book Value per Share		 $23.52 $22.60 $22.31 $20.68 $19.73 $18.76 $17.43 $16.75 $16.37 $16.07 $0.02
Total Capital		 806 1,022 767 723 757 890 851 832 733 1,167 640
Total Debt		 70 314 68 77 140 305 305 304 214 658 153
Total Long-Term Debt		 0.00 0.00 0.00 68 71 0.00 75 74 214 78 78
Net Debt		 3.96 254 -81 19 -15 214 165 238 83 594 86
Capital Expenditures (CapEx)		 1.75 0.74 0.59 0.25 0.21 0.26 0.38 0.58 0.26 0.18 0.56
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 70 314 68 77 140 305 305 304 214 658 153
Total Depreciation and Amortization (D&A)		 0.41 0.66 1.93 0.64 2.20 1.30 1.87 1.69 1.54 1.93 2.54
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.82 $0.80 $0.91 $0.88 $0.89 $0.75 $0.73 $0.71 $0.69 $0.79 $0.75
Adjusted Weighted Average Basic Shares Outstanding		 30.59M 30.69M 30.67M 30.64M 30.52M 30.51M 30.39M 30.46M 30.61M 30.74M 30.67M
Adjusted Diluted Earnings per Share		 $0.81 $0.78 $0.90 $0.87 $0.89 $0.74 $0.73 $0.70 $0.69 $0.79 $0.74
Adjusted Weighted Average Diluted Shares Outstanding		 30.59M 30.69M 30.67M 30.64M 30.52M 30.51M 30.39M 30.46M 30.61M 30.74M 30.67M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 30.59M 30.69M 30.67M 30.64M 30.52M 30.51M 30.39M 30.46M 30.61M 30.74M 30.67M
Normalized Net Operating Profit after Tax (NOPAT)		 25 24 28 27 27 23 22 22 21 25 23
Normalized NOPAT Margin		 32.51% 31.44% 34.48% 34.10% 34.82% 29.57% 31.64% 30.51% 29.44% 34.59% 31.59%
Pre Tax Income Margin		 45.12% 42.44% 47.17% 45.60% 49.22% 45.90% 44.19% 41.53% 39.87% 44.11% 42.70%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 1.15 1.12 1.25 1.20 1.33 1.23 1.13 1.28 1.64 2.82 9.73
NOPAT to Interest Expense		 0.83 0.83 0.91 0.90 0.94 0.79 0.81 0.94 1.21 2.21 7.20
EBIT Less CapEx to Interest Expense		 1.10 1.10 1.23 1.19 1.33 1.22 1.12 1.26 1.62 2.80 9.55
NOPAT Less CapEx to Interest Expense		 0.77 0.81 0.89 0.89 0.94 0.78 0.80 0.92 1.19 2.19 7.02
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 14.78% 13.37% 13.00% 13.10% 13.17% 14.02% 13.84% 13.76% 13.31% 13.76% 14.50%
Augmented Payout Ratio		 22.63% 16.53% 16.38% 19.08% 21.24% 24.87% 23.46% 21.61% 29.01% 31.41% 33.80%

Frequently Asked Questions About Amalgamated Financial's Financials

When does Amalgamated Financial's fiscal year end?

According to the most recent income statement we have on file, Amalgamated Financial's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Amalgamated Financial's net income changed over the last 6 years?

Amalgamated Financial's net income appears to be on an upward trend, with a most recent value of $106.43 million in 2024, rising from $44.65 million in 2018. The previous period was $87.98 million in 2023. View Amalgamated Financial's forecast to see where analysts expect Amalgamated Financial to go next.

How has Amalgamated Financial revenue changed over the last 6 years?

Over the last 6 years, Amalgamated Financial's total revenue changed from $178.06 million in 2018 to $315.65 million in 2024, a change of 77.3%.

How much debt does Amalgamated Financial have?

Amalgamated Financial's total liabilities were at $7.55 billion at the end of 2024, a 2.2% increase from 2023, and a 56.1% increase since 2019.

How much cash does Amalgamated Financial have?

In the past 5 years, Amalgamated Financial's cash and equivalents has ranged from $2.86 million in 2023 to $8.62 million in 2021, and is currently $4.04 million as of their latest financial filing in 2024.

How has Amalgamated Financial's book value per share changed over the last 6 years?

Over the last 6 years, Amalgamated Financial's book value per share changed from 0.00 in 2018 to 23.07 in 2024, a change of 2,307.4%.


Related Companies

This page (NASDAQ:AMAL) was last updated on 5/22/2025 by MarketBeat.com Staff
From Our Partners
July 2025 Rule Change to Impact Retirement Investors
There's a massive change from a new rule going into effect this July. And it's one the Big Banks are alread...
Premier Gold Co | Sponsored
Collect $7k per month from Tesla’s SECRET dividend
Tesla doesn't pay a traditional dividend.... But I just discovered a secret backdoor to collect a secret 69...
Investors Alley | Sponsored
The Prophet's Newest Prediction
A storm is brewing in the markets: new tariffs, recession warnings, and panic in the headlines. That’s when pu...
Stansberry Research | Sponsored
The DOJ Just Said Your Money Isn’t Yours
What If Washington Declared That: YOUR Money ISN'T Actually Yours? Sounds insane, but that's exactly what ...
Priority Gold | Sponsored
A new financial chapter
Porter Stansberry says what happened last week could become the defining legacy of his financial publishing ca...
Porter & Company | Sponsored
The Secret Map of America, Declassified…
Locked inside a Maryland man’s private safe is a map. But not just any map, mind you… This map shows a “...
Banyan Hill Publishing | Sponsored
Trump’s Bitcoin Reserve is No Accident…
How everyday investors are building crypto wealth (step-by-step guide) Don't wait. The window for maximum g...
Crypto 101 Media | Sponsored
Everyone’s watching Nvidia right now. Here’s why I’m excited.
So, unless you’ve been living under a rock, you probably saw the news… Nvidia just signed a $7 BILLION deal...
Timothy Sykes | Sponsored